The 10 Best Tropical Vacation Spots with Travel Guide Videos

one of the best tropical vacation spots - Bora Bora, French Polynesia
Bora Bora, French Polynesia (Photo by Cosmic Timetraveler on Unsplash)

Tropical vacation spots are popular destinations for travelers wanting to relax, bask in the sun and maybe even have some adventure. Perfect for a solo-trip, honeymoon or even a family vacation, since the Tropics extend around the world, the real question is where will you go? To help you narrow down your list we’ve compiled our top 10 best tropical vacation spots for you to consider. 

While the “Tropics” are classified as a region of the Earth surrounding the Equator, we’ve also included some destinations that are outside of that zone, but have a tropical climate that is warm and moist all year and full of lush vegetation... and tiki torches.

Also read: Top 16 Places to Travel this Year

Best Tropical Vacation Spots Around the World

Bora Bora, French Polynesia

This it-destination just north of Tahiti is well-known for its natural beauty. It's no wonder why Bora Bora is one of the top tropical vacation spots for a relaxing vacation. For honeymooners, the island's overwater bungalows have become a trendy spot for a romantic getaway. Those in search of underwater adventure should explore local activities that include snorkeling and water tours. 

Tortuga, Costa Rica

If swimming in tropical beaches and viewing the local wildlife is on your to-do list, a day trip to Tortuga may be the right vacation spot to add to your Costa Rica vacation. Don’t forget your camera. Whether you’re taking a guided tour on a banana boat or hiking through the island’s tropical forest, there are plenty of can’t miss sights. 


Relax and unwind in the warmth of the Indian Ocean. With more than twenty atolls to choose from and a number of white sand beaches, you’ll have no problem finding a spot to watch the local marine life. Visiting the Maldives? Don’t miss a stop to the colorful coral at Banana Reef. 


Also read: Top 10 Destinations Covered by Travel Insurance - are you traveling to one of these places?

Cook Islands, New Zealand

Whether you’re planning a honeymoon or looking for a new family vacation, the Cook Islands have a lot to offer. The Crystal Blue Lagoon on the popular island Rarotonga is home to seaside villas and stunning beachfront views. No vacation to the Cook Islands is complete without a whale watching tour. 


Searching for tropical vacation destinations that are family friendly? Fiji has a wide offering of all-inclusive resorts. A number of resorts have kids’ clubs and babysitting services to put your mind at ease when you want to explore without the kids. Golf lovers can book a tee time at Natadola Bay, one of the top golf courses in the Pacific. Need help making a golf reservation? Travel insurance plans from Generali Global Assistance include Concierge Services that can help you find a golf course or reserve a tee time wherever you’re traveling around the world.

Kauai, Hawaii

No list of the best tropical vacation spots would be complete without Hawaii. Even in the off-season Hawaii’s great weather and stunning views make one of the top tropical vacation spots and one of the top destinations for a beach vacation in the United States.

Kauai, the Garden Island is known for its lush greenery and family-friendly beaches. For those longing for adventure, Wailua Falls, one of the island's famous waterfalls, is a short hike or drive from some of the island’s main attractions. 

Find the Hawaiian island that fits your vacation style


Also read: The Most Popular Vacation Rental Destinations in the U.S. - Vacation rentals are a great way to visit Kauai

Bali, Indonesia

For years Bali has held a spot on travelers' dream vacation lists. It continues to remain a top destination for travelers looking for tropical vacation spots. Those looking for a family seaside getaway should plan a trip to Sanur beach. Looking for what to do while in Bali? See the macaque monkeys in Sacred Monkey Forest or visit the island temple, Tanah Lot.

Also read - Free things to do in Bali: Baby Sea Turtles, Hidden Waterfalls

Harbour Island, Bahamas

Wondering where to find the best Caribbean vacations? Many popular Bahamas destinations offer a taste of paradise and the range of islands is just off Florida's coast for East Coasters looking to stay close to home. Harbour Island is well-known for its pink sand beaches. Foodies looking to try local Bahamas cuisine should try the islands’ famous, conch fritters and stone crab claws. 

Phi Phi Islands, Thailand

The Phi Phi Islands contains six islands, each with unique characteristics and attractions, and all of them among the best vacation spots in the world. Those looking to liven up their Thailand vacation should visit Tonsai Bay where you can enjoy Thai street food from local stalls or shop for local goods in a market. For those wanting a more tranquil beach getaway, Phak Nam Bay or Relax Bay is a nice spot to unwind. Also read: Where to Go on Your Trip to Thailand: Bangkok and Beyond

Isla Mujeres, Mexico

Mexico’s blend of Spanish and indigenous cultures makes the country a unique vacation experience. Isla Mujeres is just a short half hour ride from Cancun and unlike some more popular Mexico destinations, it offers a quiet escape from large crowds. Whether you’re relaxing in a hammock or exploring Mayan ruins in Garrafon Natural Reef Park, the tropical beauty of the island is sure to leave you breathless. 

Planning Your Tropical Vacation

Vacation planning can be a challenge. Whether you’re choosing the best place to go or picking the best time for a getaway, travelers must be smart about their vacation needs. When exploring the tropics, smart travelers know the unexpected can happen. That’s why our travel insurance plans offer a number of coverages and services that travelers may need. 

No one wants to think about illness while living it up on a tropical vacation, but you’ll want to keep in mind that your health insurance may not provide out-of-network emergency care and the tropics are full of risks you might not face at home. Smart travelers understand the importance of insuring their trip, especially in the case of medical emergencies. 

Packing sunscreen and mosquito repellant is one way to stay safe while on the beach but if you’re traveling to a remote location, make sure your travel protection plan includes Emergency Assistance and Transportation. A travel protection plan from Generali includes coverages and services that can help get you from distress to relief..

Tropical storms can derail your summer vacation plans and adverse weather like hurricanes can disrupt travel plans and cause major inconveniences. Our Travel Delay Coverage aims to reimburse travelers if delayed a certain amount of time for additional expenses like lodging, meals and local transportation that may incur. Additionally, if you have to return home early due to the unexpected interruptions our Trip Interruption coverage provides reimbursement for the prepaid, non-refundable portion of your vacation.

Whether your favorite tropical vacation spots include overwater bungalows or beachfront villas, a travel insurance plan can help reduce your stress about the vacation and enjoy more of your time in paradise.


Vacation insurance for the tropics and beyond
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