U.S. Hurricane Risk Map - What are the odds?

Hurricane season, the time of year when storms can seriously disrupt travel to popular vacation destinations, runs from June through November. If you're traveling to the Atlantic or Gulf Coast, the Caribbean, Hawaii, Mexico, or another hurricane hotspot, you should check the forecast and plan ahead.

Experts (from Colorado state University) are warning that the 2025 Atlantic hurricane season will feature “above-average” storm activity.

Florida, one of the most popular vacation destinations in the US, shows an eye-popping 92% chance that a named storm will hit the state and 65% of a hurricane making landfall.

How can you help protect your vacation from being ruined by a hurricane? One way is to get travel insurance with assistance services before a storm is named. Travel protection plans from Generali Global Assistance may provide coverage for a variety of weather-related events.

Check the map above to see what the probability is that a hurricane or tropical storm will hit the states that are at risk during the 2025 Atlantic hurricane season.

If you're traveling to one of the hotspots during hurricane season, read below to see what could happen to your trip and how travel insurance with assistance services can help. If you live in a hurricane zone, see why you should consider travel protection for your trips near and far.

I've used Generali before and a hurricane interrupted our trip and Generali made reimbursement quick and easy.

Rebecca M. from Texas

See tips on how to prepare when traveling during hurricane season

2025 Hurricane Season Will Be "Above-Average"

The Tropical Cyclone Impact Probabilities report is released by storm experts every year, and this year their predictions suggest we'll see “above-normal” hurricane activity in the Atlantic Ocean, Caribbean Sea, and Gulf of Mexico regions.

They forecast 17 named storms, with 9 of them potentially becoming hurricanes. Of those hurricanes, they expect 4 to reach major hurricane strength with extremely dangerous winds of 111 mph or higher.

The anticipated heightened activity raises some serious concerns. There's a 51% chance that at least one major hurricane will make landfall somewhere along the U.S. coastline this season. The odds of a major hurricane striking the Caribbean islands are even higher at 56%.

How storms can impact a trip and how travel protection may help

All of our plans may provide coverage for certain events caused by hurricanes, tropical storms, tropical cyclones, and typhoons that can wreck your vacation.

Trip Cancelation

If you’re forced to cancel your trip, how much of that prepaid trip cost could you get back? Trip Cancellation coverage may help you recoup losses for approximately 20 different types of events that could cause you to cancel your travel plans. If your destination is under mandatory evacuation or the lodging at your destination is destroyed by a hurricane and you have to cancel your trip, our travel protection plans may provide coverage. You may even have coverage if your own home is made uninhabitable by a hurricane, and you cancel your trip.

Trip Interruptions

If your trip is interrupted because of something like a canceled flight due to adverse weather or a medical emergency, it could cause a ripple effect across the rest of your trip such as a missed connection or even more. In that case, Trip Interruption coverage may help you get reimbursed for non-refundable, pre-paid trip costs that weren't used and additional transportation costs to return home or rejoin your group.

Some of the scenarios our plans can help cover include:

Government order to evacuate once at your destination
A hurricane reroutes your flight, delaying your arrival

Medical Emergencies

Our travel protection plans may help you with a wide range of medical needs on vacation. If you’re injured or become sick while traveling and have to seek treatment, your medical expenses may be reimbursed. If the situation is severe enough that you have to be medically evacuated, that may also be reimbursed, up to the coverage limits.

45% of U.S. adults have no health insurance or are underinsured and travel protection may help cover copays, deductibles and other payment gaps for medical services on your trip. Whether it’s a case of simply needing to see a local doctor for a sudden illness or injury that may require medication, or a visit to the emergency room, we’re there for you 24/7/365.