Weathering the Storm—Preparing for Travel During Hurricane Season

Stormy seas with white capped waves, possibly a hurricane brewing.

Summer is finally here and the beach vacation you’ve been looking forward to for months is just around the corner. The chance to unwind and make new memories has kept you going for weeks.

Unfortunately, however, there is an ever-present summertime danger that has the capacity to derail your well-thought-out vacation plans: hurricane season. And with some of the most popular places to visit in the U.S. – Florida, South Carolina and the coastlines of Hawaii – prone to hurricanes, preparing for hurricane-related travel risks are a great way to protect your travel investment.

What, where and when is hurricane season?

Hurricane season is June 1 through November 30, peaking in mid-August to late October. To be a hurricane, winds must be greater than 74 mph whereas a tropical storm's wind speed must be greater than 39 mph.1

The Weather Channel’s Hurricane News section is a good place to see if any storms are on the horizon and to get an idea of what the hurricane season has in store for travelers.

The Colorado State University Tropical Meteorology Project warns: “As is the case with all hurricane seasons, coastal residents are reminded that it only takes one hurricane making landfall to make it an active season for them. They should prepare the same for every season, regardless of how much activity is predicted.”

Want to know what the probability is that a hurricane or named storm will make landfall in your county, or one you’re travelling to this season? Check out the United States Landfalling Hurricane Probability Project.

Travel tips for hurricane season

Travelers seeking more information about how a hurricane can affect travel plans may find comfort in knowing these tips before their next departure.

  • Hurricanes can disrupt flights and you may be separated from your baggage. You can minimize this inconvenience by packing necessities in your carry-on bags. Also, our travel insurance plans can reimburse you if you need to buy necessary items if your bags are delayed more than 12-24 hours, depending on your plan.

  • It's tempting to completely unplug on vacation, but advance warning about hurricanes is not always guaranteed. We recommend you keep up-to-date on the latest information about possible storms before and during your trip.

  • If you're truly concerned about a hurricane impacting your travel plans, consider taking a cruise to your destination as they are more flexible than flights and can detour to alternative ports.

Planning ahead for a storm

If your vacation destination is located in a common hurricane zone, consider learning how to prepare for an emergency in case you unexpectedly get caught in a storm’s path.

FEMA has created a dedicated website that describes how to accomplish the following three essentials.

  1. Make a plan
  2. Create a kit
  3. Know your resources

Families or groups traveling together should make an emergency plan to determine where they are going to meet and how they will get there. Additionally, they should check with their accommodation provider to see if they can access an emergency kit with a radio, water, food and other survival basics, if necessary.

When it comes to resources, there are a many websites and social media tools available. Before departing on any vacation during hurricane season, travelers may want to make a list of resources so they can stay informed about the weather and evacuations.

FEMANOAA and regional resources, including state emergency response team sites like Florida's, are a good place to start. Travel agents, vacation rental owners or hotel management can also offer their expertise. 

Hurricanes and travel insurance

Our travel insurance plans provide coverage for a number of weather-related events you might encounter during hurricane season, such as mandatory hurricane evacuations, flight delays and/or cancellations, and your personal home being made uninhabitable by a hurricane or natural disaster. With all of our plans you also get access to our 24/7 Emergency Assistance Services hotline (877) 243-4135.

A travel protection plan could make the difference between recouping some or all of your costs should hurricane-related mishaps occur. Always travel with a hard copy of your Description of Coverage or Policy so you can contact your insurance and assistance provider, even if you can’t access the internet.

Once a hurricane is forecasted or it becomes evident that a storm will impact travel to your destination, the event is considered foreseeable. This means the insurance plan can no longer be purchased to cover losses that you might suffer from that specific storm. This is another reason it could be beneficial to purchase travel insurance sooner rather than later.

So, go ahead and book that dream seashore vacation, even during hurricane season. There’s nothing as relaxing as lounging at the beach. Just be aware of the possibility of hurricane-related snafus and the peace of mind that comes from preparing for them.

Traveling to a hurricane zone?
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