Your Trip Delay Expenses Can be Reimbursed with Travel Insurance
There’s a good reason people buy travel insurance. They know their trip could be delayed, interrupted or even canceled because of factors that are simply out of their control. Bad weather and mechanical problems on your plane are two examples. While Trip Cancellation and Trip Interruption are two of the most common reasons for filing a travel insurance claim, Travel Delay is a close third.
Generali was selected as travel insurance "Best for Delays" by Trip Saavy
What is Travel Delay coverage?
Travel Delay coverage can provide reimbursement for reasonable out-of-pocket expenses, such as hotel accommodations, meals and transportation if you are delayed during your trip. Depending on your travel insurance plan, there are requirements that must be met to qualify. For our plans, the delay must be 10 hours or more (Standard), 8 hours or more (Preferred) or 6 hours or more (Premium). Be sure to read your Description of Coverage/Policy for details.
Also read: What to do if Your Flight is Canceled
How does it work?
Once your trip has started, Travel Delay coverage kicks in as soon as you experience a qualifying delay and lasts until travel becomes possible again. When your trip is delayed, you are eligible to seek reimbursement up to the amount shown in your Schedule for reasonable, additional expenses incurred while you are delayed.
Learn more about travel insurance:
• What is Travel Insurance?
• How Much Does Travel Insurance Cost?
• Top 5 Reasons to Get Travel Insurance
What does it cover?
If your trip is delayed, then you may need to stay in a hotel, receive transportation to and from the airport and buy meals until you’re traveling again. These are some of the most common expenses Travel Delay coverage can reimburse, but it can also do so for phone calls, additional parking charges, unexpected child or elder care expenses and even extra pet kennel fees.
Our plans include 10 different covered reasons for Travel Delay:
- Delay of a common carrier
- Loss or theft of your passport(s), travel documents, money
- Natural disaster or adverse weather
- Being directly involved in a documented traffic accident while you are en route to departure
- Unannounced strike
- A civil disorder
- Sickness or Injury of you or a traveling companion
- Death of a traveling companion
Why is it valuable for travelers?
Unexpected out-of-pocket costs can add up quickly when you're delayed during a trip. With Travel Delay coverage, you can submit a claim and get money back for covered expenses.
When you’re excited about going on a trip, the very last thing you want or expect is an air travel delay to cause you to be stuck in an airport for 12 hours. But if you know that your expenses can be reimbursed, it can help take the edge off.
Generali's Standard and Perferred travel protection plans include Travel Delay with a coverage limit of $1,000 per person and if you choose the Premium plan, that limit goes up to $3,000 per person. Get a quote to see which plan fits your trip best.