How Your Travel Delay Expenses Can be Reimbursed
There’s a good reason people buy travel insurance. They know their trip could be delayed, interrupted or even canceled because of factors that are simply out of their control. Bad weather and mechanical problems on your plane are two examples. While Trip Cancellation and Trip Interruption are two of the most common reasons for filing a travel insurance claim, Travel Delay is a close third.
What is Travel Delay coverage?
Travel Delay coverage can provide reimbursement for reasonable out-of-pocket expenses, such as hotel accommodations, meals and transportation if you are delayed during your trip. Depending on your travel insurance plan, there are requirements that must be met to qualify. For our plans, the delay must be 10 hours or more (Standard), 8 hours or more (Preferred) or 6 hours or more (Premium). Be sure to read your Description of Coverage/Policy for details.
How does it work?
Once your trip has started, Travel Delay coverage kicks in as soon as you experience a qualifying delay and lasts until travel becomes possible again. When your trip is delayed, you are eligible to seek reimbursement up to the amount shown in your Schedule for reasonable, additional expenses incurred while you are delayed.
What does it cover?
If your trip is delayed, then you may need to stay in a hotel, receive transportation to and from the airport and buy meals until you’re traveling again. These are some of the most common expenses Travel Delay coverage can reimburse, but it can also do so for phone calls, additional parking charges and even extra pet kennel fees. Our plans include 10 different covered reasons for Travel Delay:
- Delay of a common carrier
- Loss or theft of your passport(s), travel documents, money
- Natural disaster or adverse weather
- Being directly involved in a documented traffic accident while you are en route to departure
- Unannounced strike
- A civil disorder
- Sickness or Injury of you or a traveling companion
- Death of a traveling companion
Why is it valuable for travelers?
Unexpected out-of-pocket costs for being delayed while traveling can add up quickly. With Travel Delay coverage, you can submit a claim and possibly get money back. When you’re excited about going on a trip, the very last thing you want or expect is an air travel delay to cause you to be stuck in an airport for 12 hours. But if you know that your expenses can be reimbursed, it can help take the edge off.
Fun, exciting and memorable should be the only adjectives used to describe your trip, but when delay is added to the mix, at least you’ll know the value of and find comfort in having a travel protection plan with Travel Delay coverage.
The Travel Delay coverage limit is $1,000 per person with a $150, $200 and $300 per-person daily limit. Depending on your destination and trip length, our Standard, Preferred or Premium plan could have the right coverage level for you.