FAQ: What are the benefits of travel insurance?

Generali Global Assistance offers a variety of travel insurance coverages and services to help protect your trip. Our plans can help with a number of unexpected problems, including trip cancellations and interruptions; travel delays; lost, damaged and delayed baggage; and unexpected sickness, injury and medical evacuation.

Additionally, our 24/7 Travel Assistance, Concierge and ID Theft Resolution services are included with our plans. These services round out our travel protection plans to provide real-time assistance when you need it on your trip.

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Top 3 Reasons to Purchase Travel Insurance

Given the uncertainty of our lives, traveling without travel insurance can be risky. Here are some of the main reasons why getting travel insurance is vital.

Peace of Mind

The last thing you want to worry about is what might go wrong while traveling. The fear of something spoiling an amazing time filled with beautiful memories can be paralyzing.

Travel protection acts as your safety net when things go wrong while traveling, helping you to get your trip back on track or reimbursing you so you can make up for lost memories. You simply need to choose reliable travel insurance coverage that meets all your insurance needs and preferences.

Financial Protection

The more expensive a trip is, the bigger your financial risk will be in case you need to cancel. This creates a need to get travel insurance coverage for nonrefundable, prepaid trip costs, including airfare, tours, hotel accommodations, and more. Trip Cancellation coverage helps protect travelers' trip investments.

Look for travel insurance that covers trip cancellations, delays, or interruptions, including injury, illness, adverse weather, or other unforeseen events. Coverage for lost or stolen luggage may also be an incentive.

Travel insurance essentially helps safeguard your hard-earned money and ensures you suffer less financial setback if the trip doesn't go as planned. It helps to cover emergency medical expenses abroad and if you need to return home for an unexpected covered reason.

Added Support

In addition to trip reimbursement, the right travel protection can act as a support system when your vacation hits an unexpected hardship.

For example, if you’re traveling with your pet and you’re suddenly unable to care for them due to a medical emergency or other situation, Generali’s coverage includes extra assistance. We can help make arrangements to transport your pet home or else find a suitable caretaker until you’re able to find another solution.

In the event of a serious medical injury, our assistance team can also help you quickly access the nearest medical facility that provides the necessary level of care.

When Is Travel Insurance Really Needed?

Unexpected challenges can arise during any journey, which is where travel insurance comes into play. But there are certain circumstances where having this coverage is a serious benefit.

Traveling Overseas

Healthcare costs can skyrocket in foreign countries, and your domestic health insurance may not cover international incidents. Travel protection and assistance services help you receive the medical care you need without breaking the bank.

Unexpected events, such as illness can also force travelers to cancel their trips. Because traveling outside the country is often pricier, having travel insurance coverage can be even more valuable in these situations.

Traveling in Areas with Adverse Weather Concerns

Traveling to areas prone to extreme weather conditions, such as hurricane zones, can be beautiful and risky. While you can't control mother nature, you can prepare for her unpredictability.

Hurricanes and other natural disasters can disrupt your travel plans. Travel insurance can help reimburse prepaid non-refundable expenses if you cancel or cut your trip short due to adverse weather.

Health Concerns

Falling ill or getting injured in a foreign country can be daunting. Travel insurance can help cover medical expenses, hospitalizations and even medical evacuations abroad.

Health concerns can also arise for family members back home while you're abroad. Travel insurance can cover trip interruptions or cancellations if you need to return home due to the death or hospitalization of a family member.

A Lot of Non-Refundable Expenses

If you have a higher amount of non-refundable expenses than usual, travel insurance should be especially considered. Whether you have multiple hotel stays, flights, or expensive activities planned, these costs can add up quickly. Knowing your trip investment is covered allows you to enjoy your trip without worrying about potential losses.

Generali Global Assistance helps travelers avoid stress by offering carefully designed travel protection plans for peace of mind.