Ski and Snowboard Vacations: 6 Reasons to Get Travel Insurance

Planning a ski or snowboard vacation? Learn how travel protection from Generali Global Assistance may help support your winter sports trip.

One of the most popular destinations this winter is also one of the coldest—ski resorts. Whether you're heading to the Rockies, the Alps, or a nearby mountain, a ski or snowboard vacation offers a thrilling way to embrace the season. But with adventure comes uncertainty, and that’s why travel protection from Generali Global Assistance is designed to help safeguard your trip.

Here are seven reasons to consider travel protection for your winter sports vacation:

1. Trip Cancellation and Interruption Coverage

Ski vacations often involve significant prepaid expenses—lodging, lift tickets, transportation, and rental gear. If illness, injury, or unexpected events such as school schedule changes cause you to cancel or interrupt your trip, travel insurance may help you recover those costs. Generali Global Assistance plans offer Trip Cancellation up to 100% of the trip cost and at least 125% Trip Interruption coverage for a wide range of covered reasons.

2. Medical and Dental Coverage

Accidents on the slopes are not uncommon. A broken leg or sprained wrist can quickly turn a dream vacation into a costly experience. Travel protection from Generali Global Assistance includes Medical and Dental coverage, which may be especially valuable if you're traveling internationally or to areas outside your health plan’s network.

Also read: Get Emergency Medical Assistance with Your Travel Insurance

helicopter emergency medical evacuation from a ski slope

3. Emergency Assistance and Transportation Coverage

If you're injured on a remote mountain trail, reaching a hospital may require emergency evacuation. Our Premium Plan includes up to $1 million per person in Emergency Assistance and Transportation coverage, which may help transport you to the nearest appropriate medical facility.

Also read: 6 Travel Safety Tips that Could Help Protect Your Trip from Disaster

4. Telemedicine Access

Getting sick on vacation doesn’t always require an in-person visit. Generali Global Assistance travel protection plans include access to Telemedicine Services, which allow you to consult with a licensed physician remotely. Whether it’s altitude sickness, a cold, or a minor injury, Telemedicine may offer quick, convenient care—especially helpful in ski towns with limited medical facilities.

Also Read: How to Use Telemedicine Services

5. Sporting Equipment Coverage

Winter sports gear is valuable and can be vulnerable to damage or loss during travel. The Preferred and Premium Plans include Sporting Equipment coverage (up to $1,500 per person for Preferred and $2,000 per person for Premium), which may help reimburse you if your gear is lost, stolen, or damaged. If your equipment is delayed for the amount of hours specified in your plan, Sporting Equipment Delay coverage may help cover rental costs, subject to plan terms.

Also Read: 6 Tips For Flying With Sports Equipment: Bikes, Golf Clubs, Skis and More

I go to France for skiing every year for a month and always feel super safe carrying Generali. I use them for every trip just because that one time, when it happened, they were there for me 100%.

Fred R. from New York

6. Optional Rental Car Damage Coverage

Many ski trips involve renting a car to reach the resort. Generali Global Assistance’s optional Rental Car Damage coverage for our Standard and Preferred Plan but included in Premium may help protect you from out-of-pocket expenses if your rental is damaged—especially useful when driving on icy or winding roads. It may also help you avoid filing claims against your personal auto policy.
Note: Rental Car Damage coverage is not available to residents of Texas.

Also read: Why Travel Insurance Makes Sense for a Road Trip

7. Travel Delay Coverage

Winter weather can be unpredictable. Snowstorms may disrupt flights and delay your arrival. Our Travel Delay coverage is designed to help reimburse certain reasonable expenses incurred during covered delays. Plus, our 24/7 Travel Assistance Services may help rebook flights or find alternate transportation to keep your trip moving.

Whether you're carving fresh powder or relaxing après-ski, travel protection from Generali Global Assistance is designed to help support your winter vacation. From medical emergencies to gear mishaps and weather delays, our plans may help provide peace of mind.

Get a fast and free quote today and head to the slopes with confidence: Get a quote