Top 10 Destinations Where You’re Most Likely to Need a Travel Protection Plan

Traveling to new and exciting destinations can be an incredible experience, but it also comes with risks.

From trip cancellations to medical emergencies, unexpected travel mishaps can quickly derail your vacation. That's why having travel protection in place is essential. Certain destinations can be more prone to specific types of accidents and travel disruptions, and understanding these risks can help you prepare and protect yourself.

Here are the top 10 travel destinations where our customers have recently been most likely to encounter accidents or other issues that lead to travel insurance claims, along with some common ways travel insurance with assistance services can help at each destination.

1. Italy

Italy, with its historic sites, beautiful coastlines, and delicious cuisine, is one of the most visited countries in the world. However, travelers to Italy may be more likely to encounter issues with trip cancellations due to strikes or transportation disruptions, as well as baggage claims due to lost or delayed luggage. Rental car damage is also common, especially for those navigating the narrow and often crowded roads in cities like Rome and Florence.

Find out more about travel protection for Italy

 2. United Kingdom

The United Kingdom offers a blend of history, culture, and natural beauty, but its unpredictable weather can result in travel delays and missed connections. Additionally, medical emergencies are a common issue due to the prevalence of seasonal illnesses like the flu, especially during the winter months. Travelers should ensure they have Medical & Dental coverage as well as protection for Emergency Assistance & Transportation.

See some reasons why you might need to buy medical coverage before you travel

3. France

France is known for its art, fashion, and gourmet food, but travelers may experience trip interruptions due to strikes or protests, which occur more often in major cities like Paris. Baggage delay is another frequent issue, especially at large airports. Medical emergencies such as allergic reactions to local food or illness while traveling also result in travel protection claims.

4. Spain

Spain’s sunny beaches and vibrant cities are perfect for adventure-seeking tourists, but travelers may be more likely to need travel protection for sporting equipment damage or delays, especially when engaging in water sports or cycling. Travel delays due to strikes in transportation sectors are also known to happen. Medical emergencies, such as dehydration or heatstroke during the hot summer months should also be considered.

 5. Japan

Japan’s unique blend of ancient traditions and modern wonders makes it a favorite for travelers. However, its location in the Pacific Ring of Fire means natural disasters such as earthquakes or typhoons can cause trip interruptions and missed connections. Additionally, travelers should be prepared with Emergency Assistance & Transportation coverage in case of evacuation due to natural events.

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 6. Florida

Florida’s stunning beaches and world-famous theme parks draw millions of visitors each year. However, trip cancellations or delays can be common during hurricane season (June to November), and travelers often experience sporting equipment delays, particularly for water sports and golfing. Rental car damage claims are frequent, given Florida's busy roads and touristheavy traffic.

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 7. Alaska

Alaska’s remote wilderness offers a unique adventure, but its harsh weather conditions may lead to more flight delays and trip interruptions. Medical emergencies due to cold-weather injuries or other outdoor activities may also be more common, requiring emergency assistance & transportation.

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8. Germany

Germany is a hub of history, culture, and modern attractions. However, travel delays due to bad weather or strikes may crop up, leading to missed connections and baggage claims for lost or delayed luggage. Those driving along the famous autobahn should be aware that rental car damage claims can be covered by our travel protection plans.

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 9. Greece

Greece is known for its crystal-clear waters and ancient ruins, but travelers may find themselves in need of medical attention for injuries related to water sports or heat exhaustion. Sporting equipment issues, especially for diving, snorkeling, and sailing, may occur. Baggage delays at busy tourist hubs like Athens and Santorini add to the list of possible issues on a trip to Greece.

 10. Portugal

Portugal’s beautiful coastlines and vibrant cities attract tourists year-round, but coverage for sporting equipment damage and delays for surfers, cyclists, and hikers might be especially needed. Missed connections due to flight delays and baggage claims for lost luggage happen regularly at Portugal’s major airports, such as Lisbon and Porto.

Does Travel Protection Cover Lost or Delayed Baggage?


These destinations offer incredible experiences, but they also come with certain risks that can disrupt your travel plans. Whether it's natural disasters, transportation delays, medical emergencies, or damaged baggage, having the right travel protection is essential. Before you head out on your next adventure, consider the common claims at these destinations and get the travel insurance and assistance services that are right for your trip.

Travel safely!

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