Travel Insurance for Italy

Going to Italy usually means a lot of planning and preparation to ensure everything goes as smoothly as possible. Unfortunately, there are never any guarantees, which is where travel insurance and assistance services come in handy.

As an expert in the travel industry, Generali Global Assistance can help you prepare for your trip of a lifetime to the country known for food, fashion, wine, history and plenty of fabulous ventures. You can jump straight to getting a free travel protection quote for your trip to Italy, or read on to learn more.

What Do You Need When Traveling to Italy?

Passport

If you’re traveling from the United States to Italy, plan for your passport to be valid for a minimum of 3 months, although 6 months is recommended. You’ll also need two blank passport pages.

Visa

United States residents traveling to Italy for less than 90 days don’t need a tourist visa. This applies to whether you’re going for business, pleasure or maybe a little of both. However, in lieu of the tourist visa, you'll need to fill out a Declaration of Presence, which is non-negotiable whether you’re remaining for 90 days or longer. A Permit of Stay is required if you’re staying more than 90 days.

Travel Insurance

Travel insurance isn’t required to enter or leave Italy. However, the numerous benefits make it an appealing option to have, especially if you have pre-existing medical issues. Given the unpredictable state of the world, it’s best to prepare just in case, and travel insurance is one way to do that.

For instance, you could receive help for things ranging from flight delays to the death of your travel companion. What the travel insurance covers often depends on several factors, including which plan you get.

We used Generali Insurance last year for a trip to Sicily. We received a message from our airline that our return flight was cancelled. Generali insurance paid for our required extra night stay. We wouldn't use any other travel insurance company. We know based on experience, if something goes wrong, Generali steps up and takes care of you.

Karen S. from Maryland

What Should Travel Protection for Your Trip to Italy Include?

If you’re going to spend your hard-earned money on getting a travel protection plan for your trip to Italy, it should offer all the coverage you might need.

Trip Cancellation and Trip Interruption coverages are typically two of the main reasons people get travel insurance. There’s no telling when something might happen before or during the trip to cause an issue that impacts your planned journey.

You’ll also want to make sure you’re covered for medical expenses. Although many tourists think that taking precautions while traveling is enough, it's best to have that peace of mind in case of a medical emergency.

Don’t forget about Baggage coverage. The more items you’re taking with you and the more expensive they are, the more coverage you’ll likely want to have.

In addition to insurance coverages, services like travel assistance are also essential, especially if it gives you the option to contact our dedicated assistance agents for help 24/7. Chances are you’ll feel more comfortable and confident knowing there’s someone to turn to any time, day or night, for help if something comes up that you weren’t anticipating, such as losing your passport.

Trip Interruption & Cancellation

As we all know, life never goes as planned. You could spend months planning the perfect trip to Italy, only to have something occur that you weren’t anticipating. Trip Cancellation and Trip Interruption coverages can be beneficial for a variety of scenarios out of your control, so you can get back insured trip costs that were lost as a result of a covered event.*

Trip Interruptions and Trip Cancellations could happen for a host of other reasons, such as an airline strike. You may also need to cancel the trip due to losing your job, someone stealing your passport, or a family member ending up in the hospital. Trip Interruption and Trip Cancellation coverage supports the financial losses involved when the reason is covered under the policy.

What exactly is covered and the level of coverage can contrast depending on your plan. Review the three available Generali Global Assistance travel protection plans, which include Standard, Preferred, and Premium, for a thorough explanation of what types of coverage are available for each one.

Flight Delays and Cancellations

Unfortunately, whether or not your flight is delayed or canceled is another aspect of the trip over which you have no power. Reasons could range from a mechanical malfunction with the plane to adverse weather.

The rainiest months in Italy tend to be October through December, then again during spring. Adverse weather can result in trip delays and a domino effect of other travel issues.

Travel Delay coverage can provide reimbursement for reasonable out-of-pocket expenses, such as hotel accommodations, meals and transportation if you are delayed during your trip for the amount of time required by your plan for a covered reason.

Baggage Loss

Lost luggage on your trip to Italy can be a nightmare. Travel insurance can help reimburse you for the contents up to a certain amount in accordance with your coverage limit.

To plan ahead and to prepare for the worst, jot down items as you’re packing them and snap some photos so you know exactly what you're bringing. Make sure to also detail each bag with an item inventory, in case only one of your bags goes missing.

Medical Coverage & Emergency Assistance

An unforeseen medical event could happen anywhere at any time, including in Italy. This can be especially stressful, considering you're out of your element and in a country with a different medical system.

Your standard stateside health insurance plan may not cover you if you’re overseas and something happens, requiring you to seek medical care, including emergency assistance. Covered medical costs with travel protection may range from hospital charges to the price of taking an ambulance.

Evacuation

Your travel protection may be able to cover expenses if you need medical help and you require an emergency medical evacuation. Emergency Assistance and Transportation coverage is available, so medical personnel can transport you to where you need to go.

What About Cancel for Any Reason Coverage (CFAR)?

Generali Global Assistance offers an add-on coverage called “Cancel for Any Reason,” also known as CFAR, for clients who purchase the Premium Plan. With this coverage, you can cancel your trip for any reason and get up to 60% back of the penalty amount. There are several CFAR travel insurance requirements in order to buy it. For example, the per-person cost of the Italian trip can’t exceed more than $10,000 for each person.

Note: Not available to residents of New York

How Do You Get Travel Protection for Italy Vacations?

The first step in getting travel protection for your Italy vacation is to review our travel protection plans. We suggest the Premium Plan for trips abroad. Get a quick and easy quote today to see which of our plans would be best for your trip to Italy.