Millennial Travel Concerns and What They Want from Travel Insurance

We all have fears about what could happen when we travel, and each generation has their own unique needs. As part of our annual summer travel survey, we asked travelers of all types what travel issues they were concerned about most for their next trip.

When it comes to Millennials, they were most worried about needing to cancel their trip, personal safety on the trip, being robbed or losing something important, unplanned travel delays, medical issues, and natural disasters at their destination.

Generali Global Assistance’s 2025 Holiday Barometer survey reveals the top travel concerns among Millennials:

• Theft or Loss – 57%
• Medical Issues – 55%
• Trip Cancellation – 53%
• Natural Disasters – 53%
• Physical Safety – 50%
• Epidemics/Pandemics – 47%
• Terrorism – 46%

These concerns reflect a growing need for reliable, flexible travel protection that covers more than just the basics.

Trip Cancellation

Millennials are in a life stage where family responsibilities and unpredictable schedules make trip cancellation a top concern. Generali Global Assistance’s travel protection plans include Trip Cancellation coverage for a wide range of unforeseen events, including illness, injury, job loss, and natural disasters.

Personal Safety

With 50% of Millennials concerned about their physical safety while traveling, Generali Global Assistance’s plans offer 24/7 Emergency Assistance and Emergency Assistance and Transportation to help travelers navigate emergencies while traveling. Read more: 6 Travel Safety Tips that Could Help Protect Your Trip from Disaster

Theft or Loss

More than half of Millennials worry about theft or losing valuables. Generali Global Assistance’s travel protection includes Baggage Loss and Delay coverage, Identity Theft Resolution Services, and may reimburse stolen or lost items.
Read More: Does Travel Insurance Cover Lost or Delayed Baggage?

Medical Issues

55% of Millennials are concerned about getting sick or injured while traveling. Generali Global Assistance’s plans include Medical and Dental coverage, Emergency Assistance and Transportation coverage, and access to a global network of medical providers.
Read more: How Travel Protection Covers Medical Expenses

Natural Disasters

With 53% of Millennials factoring in natural disaster risks, Generali Global Assistance ’s travel protection offers Trip Interruption coverage, Emergency Assistance and Transportation coverage, and ,may offer reimbursement for travel plans affected by hurricanes, wildfires, earthquakes, and more.
Read more: Climate Change, Travel Disruptions and Travel Protection

Travel Delays

Unexpected delays are a concern for 44% of Millennials. Generali Global Assistance’s plans provide Travel Delay benefits that helps cover meals and lodging when delays are caused by weather, strikes, or other covered reasons.
Read more: The Most Common Vacation Accidents – And How Travel Protection May Help

Terrorism

46% of Millennials are concerned about terrorism. Generali Global Assistance’s travel protection includes Trip Cancellation and Interruption coverage if a terrorist act occurs at your destination within 30 days of your scheduled departure (provided that the destination has not experienced a similar attack in the 30 days prior to the effective date of coverage).
Read more: How Travel Protection Covers Terrorism

Epidemics and Pandemics

47% of Millennials remain concerned about pandemics. Generali Global Assistance offers protection for certain COVID-19 and epidemic-related events, including Trip Cancellation, Medical Treatment, and Emergency Evacuation.
Read more: Travel Protection and Epidemic Coverage

Why Choose Generali Global Assistance?

Generali Global Assistance offers more than just travel protection we offer peace of mind. With over 30 years of experience, 24/7 multilingual support, and a wide range of customizable plans, Generali is a trusted choice for Millennials who want to travel smart.

Millennials are savvy, experience-driven travelers, but they also want to help protect their investments and their well-being. With rising concerns across the board, travel protection from Generali Global Assistance is a smart, proactive step toward safer, more secure travel.

Source: 2025 Holiday Barometer Survey (statistics are for age range 25-44)

8520112507