Millennials are savvy planners, but even the best-laid travel plans can go sideways. Travel insurance with assistance services is a smart investment, especially for cruises booked months in advance or involving international travel.
Here’s how travel protection can help:
1. Trip Cancellation
Put simply, if you have to cancel a fully paid-for cruise for a variety of perfectly valid reasons, you may not get your money refunded. That’s because cruise lines generally have a very rigid schedule for you to make payments and tight rules around refunds.
The most important date in this schedule is the drop-dead date – a date by which a cruise line needs to have all your money if you’re going on the cruise. Before the drop-dead date, depending on when you change your mind about your cruise, you may have the latitude to change cruise dates, switch ships, or even cancel, if you’re willing to lose your deposit. After the drop-dead date all flexibility vanishes, and your chances of getting a refund diminish significantly. The answer to drop-dead dates is to take matters into your own hands by buying travel protection from Generali Global Assistance.
With our plans, there are about 20 covered reasons that you may qualify for to be reimbursed up to 100% of your trip costs if you need to cancel your trip.
2. Emergency Medical Evacuation
Cruise ships have limited medical facilities. Generali Global Assistance may cover up to $1,000,000 per person with Emergency Assistance and Transportation coverage.
3. Trip Interruption
If you’re injured or delayed, coverage may help you rejoin your cruise or return home without losing your investment.
4. Lost or Stolen Items
Assistance with replacing passports, wallets, and even emergency cash advances.
5. Peace of Mind
Help protect your trip investment from cancellations, delays, or unexpected events.
We offer three customizable travel protection plans designed to fit your cruise needs—whether you're sailing solo, with friends, or with family.
Cruises are no longer the domain of retirees and families with young kids. In 2025, they’re a dynamic, customizable, and surprisingly affordable way for Millennials to explore the world. With cruise lines innovating to meet the expectations of younger travelers, this trend is only gaining momentum.
Whether you're looking for a solo escape, a romantic getaway, or a multigenerational adventure, there's a cruise out there that fits your style—and your budget.