Vacation Insurance For Your Next Trip – Get a Quote and Learn More
It’s finally almost here – your long-awaited vacation. You’ve been planning this thing for months, but you’re not done with the planning phase quite yet. There’s one more question to answer: Should I buy vacation insurance?
Here are some questions you might ask and some things to consider as you make that important decision.
What does vacation insurance cover?
Vacation travel insurance covers a lot of things that could cause you to cancel or interrupt your trip, as well as many things that might happen to you along the way. For instance:
- Medical emergencies
- Medical evacuation
- Lost luggage
- Trip cancellation or interruption for reasons like:
- Hurricanes or other natural disasters making your destination (or home) uninhabitable
- Being called for jury duty or involuntarily losing your job
- Serious illness or death of a close family member
- See more
Should you check vacation insurance reviews?
Absolutely. Reviews are one of the best ways of seeing how various providers perform and how they take care of their customers.
Just for the record, Generali has a 4.8 rating out of 5 from verified customers, so you’re in good hands with us.
How much does vacation insurance cost?
The cost of vacation insurance depends on a number of factors, the cost of your trip being a big one. In general, you can expect to pay between 4% and 12% of your total prepaid trip costs. You can find out exactly what it would cost for your trip by getting a quote.
Read more: How Much Does Travel Insurance Cost?
Is vacation insurance worth it?
If your trip goes off without a hitch – and we absolutely hope it does – then you might be tempted to think that vacation travel insurance isn’t worth 4-12% of your total prepaid trip cost.
On the other hand, what if something happens? What if a storm comes up and trashes your destination? What if you trip on a rock and fall down a ravine? What if your luggage is lost?
Does vacation insurance cover hurricanes?
Vacation insurance plans differ in how they cover hurricanes. Generali’s plans can provide coverage if you have to cancel or interrupt your trip because your destination is made uninhabitable due to a hurricane or storm.
Also, if your destination is in the path of a storm that is forecasted and named, most plans will no longer provide coverage for situations that occur due to that storm.
This can be a tricky area for many travelers to understand, so read your Description of Coverage/Policy before buying and talk to your travel professional if you have questions.
No one likes to focus on the things that could wreck your trip, but they happen. Vacation insurance is the best way of ensuring that if something happens you – and your wallet – are covered.