Travel Insurance with Assistance Services for Australia

Australia ranks ninth among the top 10 most popular trips covered by our travel protection plans. If you have an upcoming overseas trip and adventures awaiting you, you'll want to help protect your trip so you can travel with peace of mind, knowing your vacation investment is insured and 24/7 Travel Assistance Services are at your beck and call.

What You Need When Traveling to Australia

In addition to planning your itinerary, making transportation arrangements and securing lodging, you might also want to take along an Australian phrasebook. While Australians speak English, their version can be a bit different from the dialect in the United States.


Make sure your passport is valid for at least 6 months beyond your intended stay. Having ample passport validity ensures you won't face entry issues or disruptions during your Australian exploration. Passport cards will not be accepted.


Australia requires a visa for entry. Check the duration of your visit against the specific visa requirements. Short stays of up to 90 days for tourism or business qualify for an Electronic Travel Authority or eVisitor visa, while longer visits require a different visa category.

What Travel Protection Do You Need for Australia?

A travel protection plan may help cover many common unexpected events that could derail your travel plans. Take time to understand each of the covered events.

Must-Have Coverage and Assistance Benefits

We've designed our travel protection to have a basic foundation of coverage that exists in all three of our plans. Pay close attention to these features when comparing our plans and align the levels of coverage with your specific needs.

Trip Cancellation, Trip Interruption and Travel Delay Coverage

The Australian continent possesses a diverse landscape, from the populated cities along the coast to the wild and untamed areas of the Outback. No matter where you go during your visit, Trip Cancellation, Trip Interruption, and Travel Delay coverages offer protection for certain unforeseen events that can cost you.

  • Trip Cancellation: One of the most common reasons people consider travel protection is the worry that they may have to cancel their trip and lose money they’ve already paid for it. Our plans may cover expenses or losses for around 20 different types of events that could cause you to cancel your travel plans.

  • Trip Interruption: If your trip is cut short, this coverage may help reimburse your unused trip costs and extra transportation expenses to help you resume your journey or return home.

  • Travel Delay: If you’re delayed during your trip, this coverage may help reimburse you for reasonable meals, telephone calls, additional parking charges, pet kennel fees, local transportation and even lodging during your delay. To qualify for this coverage, you must be delayed at least 10 hours with our Standard Plan, 8 hours with our Preferred Plan, and 6 hours with our Premium Plan.

Baggage Loss and Baggage Delay Coverage

  • Travel mishaps like lost baggage or personal items or delayed bags are always an inconvenience, and funds meant for an unforgettable experience may have to be diverted towards replacing lost items.

  • In the event your baggage gets lost, damaged, or stolen on your trip, having coverage could enable reimbursement for the loss, including costs like reissuing passports, visas, or tickets.

  • Baggage delays, especially during international travel, are another potential travel hiccup. If your baggage is delayed upon arrival, coverage may reimburse reasonable expenses for purchasing necessary clothes and personal items while you wait for your delayed baggage. To qualify for this coverage, you must be delayed at least 24 hours with our Standard Plan, 18 hours with our Preferred Plan, and 12 hours with our Premium Plan.

Medical and Dental Coverage

Medical and dental emergencies can disrupt an Australian adventure. Having coverage for such situations is important.

  • Emergency medical expenses: Coverage could encompass services like physician and nurse care, hospital expenses, emergency dental, local ambulance services, and prescription drugs.

  • No-Out-of-Pocket Medical Expenses: With this service we can schedule your doctor’s appointment and guarantee payment of up to $1,000 if you have an acute illness during your trip, while traveling in an area where this service is available.

While medical care in Australia is excellent, providers usually expect immediate cash payments for services. The other major concern in Australia is medical evacuation, which can cost hundreds of thousands of dollars.

As a result, travel medical insurance with top-dollar coverage for evacuation is recommended.

Emergency Assistance and Transportation Coverage and 24/7 Assistance Services

Navigating medical emergencies during your travels in Australia may include procedures and regulations that differ from those in the United States. Our plans come with 24/7 Travel Assistance Services so you can access the necessary support and guidance in critical situations through our global network. With one call, we can provide live help with almost any issue while you are traveling.

Our Emergency Assistance and Transportation benefit can cover emergency medical evacuation to the nearest equipped hospital. It also includes transportation to a U.S. hospital or place of residence if medically necessary and because of a covered reason.

If you're traveling alone and hospitalized for more than 7 days for a covered reason, your coverage extends to flying one person of your choosing to accompany you. The plan also covers their lodging, meals and local transportation expenses during this period (up to $10,000). As always, terms and conditions apply.

Choose Your Plan Wisely

Each of our three plans takes into consideration the everyday needs of travelers and common issues that can arise on a trip. We also offer coverages that only come with certain plans or can be added to a plan.

Sporting Equipment Coverages

If you’re planning a bicycle trek 2,428 miles across Australia (or even a shorter journey), or perhaps you’re bringing scuba gear to explore the Great Barrier Reef, then the Sporting Equipment coverages that come with our Preferred and Premium Plans are for you.

What to know:

  1. Two types of coverage:
  1. Sporting Equipment Coverage: If your sporting equipment is damaged, lost or stolen during your trip, this coverage can reimburse you.

  2. Sporting Equipment Delay Coverage: Sporting Equipment Delay can reimburse you for the cost of locating your delayed Sporting Equipment and having it returned to you, or reimburse you the cost to rent sporting equipment if needed. (Delays must be at least 18 hours for our Standard Plan and 12 hours for the Premium Plan).

  1. Covered items: It can cover equipment and devices needed to participate in sports on your trip, including but not limited to bicycles, skis (yes, you can ski in Australia), golf clubs, surfboards, and more.

With these coverages, you can confidently pursue your sport of choice while visiting Australia.

Rental Car Damage Coverage

Accidents happen, especially when driving in an unfamiliar place. Backing into a pole, damage while adventuring in the Outback, getting rear-ended in Melbourne traffic – so many possible pitfalls.

Rental Car Damage coverage adds an extra layer of protection and addresses the some of the challenges of navigating Australia's diverse landscapes. It comes with our Premium Plan, and is available as an add-on coverage with our other plans.*

Here are a few other things to know:

  1. Coverage inclusions: Includes coverage for damages to the rental vehicle arising from a collision, theft, vandalism or natural disasters.

  2. Reimbursement options: This includes either the cost of repairs and rental charges during the repair period or the Actual Cash Value of the car, whichever is less.

  3. Excluded vehicles: Certain vehicles, such as trucks, trailers, and motorcycles do not qualify for coverage. Refer to Plan Documents for a full list of exclusions.

  4. Prompt reporting: Notify the rental car company and local Australian authorities immediately after an accident or damage. Provide all necessary information, including details of all involved insurance and driver's license numbers to facilitate a seamless claims process.

Now you can confidently take that road trip and immerse yourself in the unique experiences Australia has to offer.

Cancel for Any Reason Coverage

Opting for Trip Cancellation for Any Reason coverage (CFAR) gives you the flexibility to cancel your travel plans and not lose all that you spent on the trip. Standard Trip Cancellation coverage comes with all three of our plans, but CFAR is only available with our Premium Plan.

Specific eligibility criteria must be met to ensure you can take full advantage of Cancel for Any Reason:

  1. Timely purchase: Make the purchase within 24 hours of your initial deposit for the trip.

  2. Cancellation timing: Cancel your trip at least 48 hours before your scheduled departure.

  3. Total coverage: When you buy travel protection, include all of your trip costs that are subject to cancellation penalties.

  4. Travel capability: You must be in good health and able to travel at the time of purchase.

  5. Everyone cancels: All insured travelers must cancel the trip to activate the benefit.

  6. Trip cost limit: To qualify for coverage, the total trip cost per person should not exceed $10,000.

Unlock the peace of mind that Cancel for Any Reason coverage brings by adding it to the Premium Plan at the time of purchase.**

How to Get Travel Protection for Australia

Your journey Down Under deserves the peace of mind that comes with travel insurance and assistance services. Explore our Standard, Preferred and Premium Plans. Input your trip details to receive a personalized quote. Get travel protection, and let your Australian exploration include peace of mindfrom start to finish.

*Note: Rental Car Damage coverage is not available to residents of Texas.

**CFAR is not available to residents of New York. Certain requirements must be met to qualify.

Note: Trip Cancellation for Any Reason coverage is not available to residents of New York and other eligibility requirements apply.



Travel protection -- the luxury of peace of mind
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