Why Your Spring Vacation Deserves Travel Protection

Most travelers are staying within the U.S. on their trip this spring -- 75%, according to Vacasa’s 2022 Spring Travel Trends survey.

Don’t assume that because you aren’t leaving the country, you don’t need travel insurance. Even if you are traveling in your home country, the unexpected can still happen, and travel insurance is designed to help when the unexpected happens.

Just like traveling internationally, when you travel domestically, you still face the possibility of trip cancellation, travel delays, lost or stolen luggage, and emergency medical situations. It’s important when buying travel insurance for domestic trips that you take each of these potential issues into consideration.

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Hawaii, Mexico, the Caribbean and other locations where you commonly find all-inclusive resorts are some of the most popular spring vacation destinations.

Choosing travel insurance for your all-inclusive vacation is especially important because all-inclusive accommodations are more expensive and paid for in advance. Without the right travel insurance plan, you may not be reimbursed for these added expenses if you need to cancel your trip for unexpected reasons.

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According to the Vacasa survey, 30% of spring travelers are booking a vacation rental during their trip this spring.

If you’re staying at a vacation rental, consider getting our Vacation Rental Insurance that’s designed just for your situation. These special plans include extra features that are great for vacation rentals.

The Travel Secure plan includes Vacation Rental Damage Protection that can provide coverage in case of accidental damage to the rental and reimburse you if your damage deposit is withheld due to a covered loss.

Plus, all guests staying at the vacation rental are included in the coverage.

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If any group of travelers needs travel insurance, it’s families and students taking a spring break getaway. Here’s why:

Not so much flexibility to reschedule.

In fact, most spring breakers have zero flexibility. They or their kids have a week off of school and that’s it. Next week will not cut it. As a result, they really need their trips to stay on track.

Travel insurance is great for trips that absolutely, positively have to happen because they come with Travel Support and Concierge Services that can help you make alternate arrangements on the road, and coverage for Trip Cancellation and Trip Interruption that can reimburse you for prepaid trip costs when covered events cause unexpected trouble.

Things just happen more often when you’re on Spring Break.

Having insurance coverage for medical emergencies wherever you go is a must for spring break travel – and ideally, the more coverage, the better. This goes double with the possibility of a COVID-19 variant causing havoc with vacation plans.

Medical emergencies are just the tip of the iceberg when it comes to spring break travel mishaps. Spring is also the season when travelers are more susceptible to thieves taking cash, valuables, and important travel documents like passports.

It’s generally classified as “petty crime,” but there’s nothing petty about losing your passport, cash, or credit cards when you’re on vacation.

Unfortunately, these types of occurrences are more likely to happen to college students and families on spring break because it can be a time when travelers take more risks, are more likely to rely on cash instead of credit cards, more distracted by kids’ needs, or all the above.

While some easy things can lessen your likelihood of having something stolen or losing important documents (keeping multiple copies of documents like passports, for instance, spreading around cash and credit cards with multiple people in multiple locations, and using the “buddy system” to keep an eye on belongings), Travel Support Services included with Generali’s plans can also be a big help.

It can help provide referrals to U.S. embassies and consulates or arrange for emergency cash advances, so spring breakers can stay on their trip with a minimum of inconvenience.

Also read: What to Do if Your Luggage is Stolen on Vacation

The price is right.

Two big factors that go into setting the price of travel insurance are age and trip cost – and both of those break in favor of spring breakers, who are generally younger and often traveling on a tighter budget.

National Parks aren’t just for the summer! With the demand for outdoor travel at a peak,  camping spots and resort lodges are getting booked up year round.

The nature of a vacation to a National Park means getting off of the beaten path to some areas where one wrong step or a life-threatening bug bite could spell big trouble. Are you ready to foot the bill for an emergency medical evacuation on your trip?

With travel insurance, you and your travel companions can have coverage for those kinds of life-threatening situations, and other specific covered events that could wreck your trip.

Also read: The Best National Parks For Family Vacations

Spring isn’t all fun in the sun – depending on what side of the bed the groundhog woke up on, you can still get in a great ski trip at the beginning of the season. And travel insurance is great for a trip to the slopes. Here are two big reasons why:

• Get up to $1,000,000 in Emergency Assistance and Transportation coverage — crucial for the slopes. Almost 200,000 people were treated for winter sports injuries in the U.S. in 2018. Medical evacuation from a ski resort or even from the mountain could require a helicopter, which is not cheap.
  
  
• Flying with skis, a snowboard or other equipment? Travel insurance is one of the best ways to help protect your gear. Our Preferred and Premium plans include coverages especially helpful if your equipment is damaged, lost, stolen or delayed on your trip. And you can get reimbursed for your rentals while your equipment is lost.

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One of the most common reasons people consider travel insurance is the worry that they may have to cancel their trip and lose money from a trip they’ve already paid for . This is especially important for theme park trips, since the tickets and other activities can cost so much and are often paid for in advance and non refundable.

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Spring Break is a wonderful time to get away and leave your cares behind. However, don’t leave your common sense behind, too. Help protect your spring break travels with travel insurance from Generali.