Get Flight Insurance and Added Protection for the Rest of Your Trip

woman in airport with luggage and flight insurance


With so much that goes into planning a trip, don't let common issues like flight delays and cancellations become trip-wreckers. Our travel protection plans can provide coverage for your flight arrangements and so much more. They are designed to help protect your vacation investment, so whether you're in the air or on the ground, you can travel with more peace of mind.

About one in four Americans reported their travel plans during the previous year were impacted by unforeseen events that are often covered by travel insurance, including a delay or cancellation of their regularly scheduled flight, medical conditions, or adverse weather.1

What could happen and how travel insurance can help

Flight Delays
Your flight is delayed for who knows how long. You need to decide whether to get a hotel, what necessities you'll need to buy, where to get dinner... and an airline voucher can only help so much. Don't worry—Travel Delay coverage is included with every Generali travel insurance plan. With that coverage, you can be reimbursed for reasonable out-of-pocket expenses, such as hotel accommodations, meals and transportation if you are delayed during your trip.*

Flight Cancellations
If your flight is canceled or delayed, it's not only an inconvenience, but could also cause a ripple effect that can wreck your travel plans. This is even more important if you need to get to a destination or cruise ship at a certain time.

Imagine if you are going on a cruise and missed the cruise departure – you would have to try to catch up with the cruise at the next port of call. With travel insurance, we can help make that happen.

Flight insurance from the airline can help cover the cost of your air travel, but more complete travel insurance coverage like ours can help you recoup lots of other trip costs, such as missed hotel stays, transportation to and from the airport, missed connections with tour groups and more, in case of a covered event. Those costs can quickly add up to hundreds or thousands of dollars that you could be reimbursed for if you’re covered by a travel insurance plan.

Lost, Damaged or Delayed Baggage
When you're traveling, problems with baggage can really be a pain, and airlines worldwide lose or misplace more than 22 million bags a year. How long could you go without the things you packed? The property that was returned took an average of 1.76 days to get back to their owners.²

Our travel insurance plans include coverage in case your baggage is lost, damaged or stolen. We can also help ease the pain by reimbursing you for the purchase of necessary items when your baggage is delayed for a specified amount of time. 

Learn much more: How Travel Insurance can Help When You Fly

Since Generali offers a true travel protection plan and not just flight insurance, our plans include medical coverage, identity theft resolution services and much more—cancel for any reason coverage can even be added to our Premium plan.

Don't rely on airline travel insurance

Flights are expensive and airline travel insurance doesn't always provide the coverage you need. For example, if you buy insurance through an airline, then it may compensate for the flight cancellation, but it might just be credit towards a new flight. Airlines are not required to reimburse for missed hotel stays or transportation if your filght is delayed or canceled.

Choose the Plan that Best Fits Your Travel Needs

Premium
This enhanced plan is designed for more expensive and complex travel, especially trips with many connections. Get the highest available benefit limits to help protect your vacation investment.
Trip Cancellation 100% trip cost insured
Trip Interruption 175% trip cost insured
Baggage Loss
$2,000 per person
Medical & Dental
$250,000 per person
Learn More
Preferred
This plan has better Trip Interruption & Travel Delay benefits than the Standard Plan, in case you miss a flight connection, plus higher limits for Baggage Loss.
Trip Cancellation 100% trip cost insured
Trip Interruption 150% trip cost insured
Baggage Loss
$1,500 per person
Medical & Dental
$150,000 per person
Learn More
Standard
This basic plan includes Trip Cancellation, Trip Interruption, Baggage Delay, Medical and Dental Coverage, plus valuable assistance services. It has everything you need for travel and flight protection.
Trip Cancellation 100% trip cost insured
Trip Interruption 125% trip cost insured
Baggage Loss
$1,000 per person
Medical & Dental
$50,000 per person
Learn More

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Top Five Frequently Asked Questions

   
Can I be covered for a Pre-Existing Medical Condition?

If you purchase our Premium plan you can qualify for coverage for pre-existing medical conditions, as long as the travel protection plan is purchased prior to or within 24 hours of your final trip payment, you are medically able to travel at the time the plan is purchased, and all prepaid trip costs that are subject to cancellation penalties or restrictions have been insured.

At our Travel Insurance Definitions page, you can see how we define Pre-Existing Conditions or see Plan Documents for full details.

   
I’ve paid for some of my trip, but not all of it. Can I still buy travel insurance?

Yes, you can actually buy Generali travel insurance before you make any trip payments.

We suggest you buy a travel insurance plan when you make your first trip payment, like airfare or a cruise. That way you have a long coverage period in case you need to cancel your trip. Later on, you can add coverage to the same plan for your hotel, tours and other pre-paid, non-refundable trip costs. It’s best to contact us to add coverage soon after you make new trip payments to be sure you have coverage for your full trip cost.

   
How does travel insurance work?

If something happen during your trip and you need to use your travel insurance, you’ll need to file a claim to be reimbursed. We have a page that explains how to start a claim, a great resource for learning more about the claims process.

Let’s say your baggage is delayed* and you need to buy clothes and toiletries, you would submit a claim to seek reimbursement. Travel insurance comes in handy in scenarios like this.

Oftentimes, travel insurance is offered when buying a cruise, airfare or booking a vacation rental. We encourage customers to pay attention to the fine print when considering insurance provided by travel suppliers. For example, a cruise line’s travel insurance may not pay cash to cover a cancelled or interrupted cruise, but instead offers credit towards a future cruise. If you prefer cash reimbursement, that’s reason to consider purchasing directly from a travel insurance provider instead.

We recommend bringing a print out of your plan documents with you when traveling so if you are affected by a storm and lose power or can’t connect to the internet, you’ll still know what number to call and what instructions to follow.

Read more about how travel insurance works

* Baggage Delay coverage can only be claimed if the delay lasts for the amount of time specified in the Schedule of Benefits

   
When is the best time to get travel insurance?

We suggest you buy a travel insurance plan when you make your first trip payment, like airfare or a cruise. That way you have a long coverage period in case you need to cancel your trip. Later on, you can add coverage to the same plan for your hotel, tours and other pre-paid, non-refundable trip costs. It’s best to contact us to add coverage soon after you make new trip payments to be sure you have coverage for your full trip cost.

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*To qualify for Travel Delay coverage, the delay must be 10 hours or more (Standard plan), 8 hours or more (Preferred plan) or 6 hours or more (Premium plan).

Sources:

  1. U.S. Travel Insurance Association survey
  2. SITA Baggage Report 2018

 

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