Get the Right Travel Protection Plan for Vacation or Business Travel
Going on a trip is exciting and perhaps a once-in-a-lifetime experience. Maybe you’ve dreamed of going on this trip for years and it’s finally happening. But even if you travel regularly, you are still paying a lot of money for your vacation, especially if it will take you overseas. You want to be sure that investment has added protection with a travel protection plan that suits your specific needs.
If you’re wondering whether there is a difference between a travel plan protection and travel insurance or trip insurance, the answer is there is a small difference. When it comes to travel or trip insurance, the purpose is to provide coverages to help keep your trip costs and financial wellbeing safe from the unexpected.
When you consider a full travel protection plan, it includes more than just insurance. A travel protection plan goes beyond simply protecting you from financial loss. It also offers additional services that can make your trip easier and more enjoyable.
The Insurance Side of Your Travel Protection Plan
When you think about your vacation and the possibility of something going wrong, what immediately comes to mind? For some people, it’s the thought of the trip being cancelled for some reason. Typically, plane tickets, cruises and tours are nonrefundable once booked and paid for. That means cancelling your trip could cost you thousands of dollars.
For other people, the concern is that a medical emergency might come up during their trip. After all, you can just as easily get into a car accident or break a bone while on vacation as you can at home. If you have to seek out emergency medical care, you will have to pay for that out-of-pocket and it can cost a lot.
Maybe you’re going on a cruise and you are worried that a delayed flight due to weather will cause you to miss your ship’s departure. That would mean changing your flight to catch your cruise ship at its next port of call, which means paying extra fees.
Perhaps you have booked a vacation during hurricane season and you’re worried your vacation will be affected by a hurricane. You might feel more secure knowing that you can be reimbursed for your prepaid nonrefundable trip costs if you have to cancel your vacation because a hurricane causes mandatory evacuations at your destination or your accommodations are made uninhabitable.
You may simply be worried about lost or stolen luggage or belongings while on your trip. Or it could be a combination of any of the above. Whatever it is that concerns you the most about traveling, a travel protection plan can help set your mind at ease.
Concierge Services & Travel Assistance for Worry-Free Travel
It’s true that a travel protection plan provides you with coverage for certain trip delays or cancellation, medical emergencies and lost or stolen luggage. However, there can be far more to it than the insurance coverage. With a good travel protection plan, you will also be able to enjoy assistance services.
The types of services may vary from plan to plan, but can include things like:
- 24/7 emergency assistance from anywhere
- Concierge services
- Help booking event tickets or golf tee times
- Help booking tours
- Help tracking down lost or stolen luggage
- Resolution of identity theft
The key with a full travel protection plan is you don’t just get reimbursed for costs due to something gone wrong. You also can get the help you need to resolve the situation, as well as additional services that make your trip more convenient.
Make Sure You Get the Right Travel Protection Plan
When choosing a travel protection plan, you will need to consider what you need in terms of coverage on your trip and what risks you would be willing to take. Everyone is different, every trip is different, every situation is different. You might have an elderly parent at home. You might be terribly afraid of missing your connecting flights or your cruise because adverse weather conditions could delay your departure flight.
When deciding on your travel protection plan, take the time to do your research. Check out various travel insurance providers and find one that will give you the travel protection plan you need at a cost that is comfortable for you. There are providers out there, like Generali, that offer assistance services as a standard part of their travel protection plans.
Ultimately, a good travel protection plan will ensure you have coverage in case certain unforeseen events occur before or during your vacation, and wreck your travel plans. It will help make sure you don’t suffer a financial loss and it will also provide you with assistance services that will help make booking and organizing your itinerary and activities that much easier.