FAQ: I tested positive with an at-home test. Do I qualify for COVID-19 sickness coverage?

To qualify for COVID-19 sickness coverage, your at-home test must meet certain requirements:

  • You must take your test while your Trip Cancellation coverage is in effect. Trip Cancellation coverage goes into effect at 12:01 a.m. the day after you purchase your plan.
  • The test must be a viral test and have Emergency Use Authorization (EUA) from the U.S. Food and Drug Administration (FDA). You can view a list of approved nucleic acid amplification tests (NAAT) and a list of approved antigen tests.
  • The testing must include a telehealth video call during which someone authorized by the manufacturer supervises the testing procedure in real time.
  • The telehealth provider must issue a report confirming the patient’s identity, the name of the laboratory or healthcare entity, the type of test and the specimen collection date.

See what tests qualify