What Is Single-Trip Travel Protection?

Single-trip travel protection may help safeguard your trip investment from certain delays, cancellations, lost baggage, and more. Learn how it works and why it’s essential for travelers.

Single-trip travel protection—also known as trip protection or vacation protection—is designed to help cover one specific journey. Whether you're heading out for a vacation, business trip, or family visit, this type of protection may help you recover non-refundable costs and navigate unexpected disruptions.

While some travelers opt for annual multi-trip protection, single-trip plans are ideal for occasional travelers who want peace of mind without committing to a year-long policy.

What Is Single-Trip Travel Cancellation Coverage?

Single-trip travel cancellation covegerae helps cover you and your belongings for one defined trip. It begins when you purchase the plan and ends when you return home. This type of coverage is especially valuable when your travel plans are vulnerable to unpredictable events like severe weather, illness, or natural disasters.

In fact, trip cancellation coverage accounts for nearly 90% of travel protection plans sold, underscoring its importance in safeguarding your travel investment.

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Why Get Single-Trip Travel Protection?

Single-trip travel protection offers a range of benefits that can save you time, money, and provde peace of mind:

  • Recover Non-Refundable Costs: If you need to cancel your trip due to a covered reason, you may recoup prepaid expenses like flights, hotels, and tours.
  • Flexible Duration: Coverage is tailored to your travel dates, so you only pay for the time you're away.
  • Early Protection: Coverage starts the day after you purchase the plan, which means you have coverage even before departure.
  • No Age Restrictions: Travelers of all ages can benefit from single-trip protection.
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What Does Single-Trip Travel Protection Help Cover?

Coverage varies by provider, but typically single-trip travel protection plans include:

  • Trip Cancellation
  • Trip Interruption
  • Trip Inconvenience
  • Travel Delay
  • Baggage Delay
  • Sporting Equipment Delay (N/A for the Standard Plan)
  • Medical and Dental Emergencies
  • Emergency Assistance and Transportation
  • Accidental Death and Dismemberment
  • Optional Rental Car Coverage (optional for all plans but included in Premium Plan)

All of the above mentioned coverages are coverages included in most of our plans. To understand exactly what’s covered, review the plan details carefully. Coverage limits and payout methods can differ, so it’s important to know what to expect.

How Much Does Single-Trip Travel Protection Cost?

According to the U.S. Travel Insurance Association, single-trip travel protection typically costs between 4% and 8% of your total trip expenses.

While it may be tempting to choose the cheapest option, comparing plans is key. A slightly higher premium may offer more coverage and higher coverage limits.

Explore available plans here to find one that fits your needs.

Common Exclusions in Single-Trip Travel Protection

Reading the fine print is essential. Exclusions can void your coverage if certain conditions are met. Common exclusions include:

  • Claims related to alcohol or drug use
  • Illnesses without required vaccinations
  • Known strikes at the time of purchase
  • Pre-existing medical conditions (Waiver available on Premium Plan)
  • High-risk sports or activities
  • Travel to restricted destinations (see U.S. State Department Travel Advisories)
  • Plans purchased after severe weather warnings

Understanding exclusions may help that you’re not caught off guard when filing a claim.

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