Travel Protection for the Philippines

The Philippines offers more than 7,600 islands, stunning beaches and prolific diving spots like Tubbataha Reefs Natural Park and the Coron shipwrecks. Gorgeous natural wonders, a diverse history, an interesting culture and affordable travel also make this a favorite destination for many.  

However, traveling outside the United States — and within the Philippines specifically — comes with some level of risk. Purchasing travel protection for the Philippines may help provide peace of mind throughout your vacation. Learn more about document requirements when traveling to the Philippines and why you might want travel protection below. 

Traveling to the Philippines: What Do You Need?

When traveling to the Philippines, you'll want lightweight clothing that's comfortable in a tropical climate. Rain gear, including a poncho, is also helpful. Bring power banks and adapters for your electronic devices. The Philippines uses 220V outlets, so plan ahead to ensure you can use essential devices. 

In addition to researching and planning for the right personal possessions when you travel to the Philippines, make sure you know the passport requirements and have an updated passport. 

Passport

Entry into the Philippines as a U.S. citizen requires a passport that's valid for at least 6 months and has space for an entry stamp. Immigration authorities in the Philippines will stamp your passport with an "admit until" date, which indicates how long you can remain as a tourist in the country without facing fines or other penalties. You may need to provide documentation of your planned exit from the country in the form of a return flight or other travel arrangements. 

Visa

U.S. citizens do not need a visa if traveling to the Philippines as a tourist for 30 days or less. For longer stays or other purposes (such as work or study), a visa is typically required. 

Reasons to Purchase Travel Protection for the Philippines

Travel protection may help you feel safer as you navigate an international destination.  When your travel is backed by the right plan, you won’t be alone if a medical emergency occurs, because help and assistance will be available when you need it most.

This can be helpful when adventuring in a destination such as the Philippines. 

Purchasing travel insurance may help mitigate your losses if you do deal with theft during your trip. 

Peace of Mind for Travel Hiccups

Travel protection for the Philippines means you have to about travel hiccups that can otherwise leave you on the hook financially. For example, if your baggage is lost or stolen, you will need to purchase clothing and personal items before moving forward with your adventure. The right travel protection plan may reimburse you for some or all of those expenses. 

You may also get coverage to help you cover costs associated with missed connections or travel delays. If you don't make a prepaid tour because of issues with your flight, for example, you may be able to recoup those losses. 

Expensive Travel Plans

If you're investing in expensive travel experiences, such as a cruise, destinations that require multiple flights or a posh resort experience, travel protection can be essential. The right plan helps reimburse your losses if your trip is canceled, interrupted or delayed for covered reasons. 

Covered reasons may include, but aren't limited to, qualifying illness — you'll need documentation from a physician stating you can't travel — common carrier delays, labor strikes, military service or jury duty, car accidents, theft of travel documents, job loss, acts of terrorism and changes to academic school years.

You may also purchase higher-level plans that allow for Cancel for Any Reason coverage. Cancel For Any Reason coverage may help you to recoup losses associated with a canceled trip regardless of the reason. While these plans cost more, they may be a good investment to help protect yourself if you prepaid for an expensive trip with a lot of non-refundable deposits (trip cost cannot be more than $10k per person). 

Health Concerns

Medical and Dental coverage when traveling Generali may help you seek medical care if needed during your trip. Providers in international locations such as the Philippines don't typically take U.S. health care plans, so this additional coverage can be important. 

You can buy health-related travel protection for yourself and your traveling companion. Many of our travel plans include Medical and Dental coverage to help pay for expenses associated with moving you to a new location or back home if you become ill or are injured and can't get adequate care in the Philippines. 

Excessive Luggage/Baggage

If you plan to pack a lot of valuable items or carry specialty items like sporting equipment, you may need to invest in additional travel protection coverage. Review the plan levels offered by Generali Global Assistance to understand how much you may be reimbursed if baggage is lost or stolen or which plans include coverage for golf clubs or other sporting equipment. 

Extra Support

Our customers can enjoy enhanced peace of mind knowing that help is a phone call away Generali Global Assistance planholders can access emergency assistance 24/7, and can call it if they need a medical or legal referral in the Philippines, help with an emergency cash transfer, support in locating lost items or information about embassy or consular services.. We also offer some translation services to help you understand written documents in major languages, help replacing medication or eyeglasses and support relaying messages to family or friends during emergencies. 

How Do You Get Travel Protection for the Philippines?

To get travel protection for the Philippines, follow these simple steps:

• Plan your trip so you understand what type of coverage you’ll need. 

• Consider what you plan to pack and whether you will rent a car.

• Get a quote for travel protection from Generali Global Assistance.

If you have any questions about coverage options and what might be right for your trip, you can reach out to our team.

Travel Tips for the Philippines

Start your trip right by ensuring you have a passport valid for 6 months, you've researched your destination and planned an itinerary that works for you. Some other tips for enhancing your trip to the Philippines include:

• Book local travel in advance, especially when island hopping. You may need tickets for domestic flights or ferries to get from location to location. During the peak season between November and May, it's best to book ahead to ensure you have a spot.

• Use local SIM cards. If possible, use a SIM card or rely on free Wi-Fi offered at resorts, hotels and cafes. This can cut down on expensive international data charges that may show up on your phone bill later.

• Be respectful of local customs. You may want to visit religious sites or other sacred or respected locations. Research each location ahead of time to understand whether there are any expectations about dress and how to show respect for the people and customs.

• Enjoy local cuisine with caution. Filipino food can be spicy, and you may come across spices and ingredients that aren't familiar to you. Avoid stomach woes by enjoying unfamiliar foods in small portions as you test how they impact your body. It's also a good idea to stick to opt for bottled or purified water. 

Put Your Philippines Travel Plans Together

If a trip to the Philippines is on your bucket list for any reason, start planning today. Remember to double-check current entry and passport requirements and purchase travel protection to help provide optimal peace of mind as you explore this tropical paradise. 

Note: Trip Cancellation for Any Reason coverage is not available to residents of New York and other eligibility requirements apply.

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