Travel Insurance for Sweden - International Trip Protection

Sweden is a beautiful country with splendid architecture, great food, stunning scenery and a relaxed way of life. Whether you're planning to go shopping in Stockholm or take in the architecture of Malmo, there's something for everyone.

If you're planning a holiday in Sweden, it's a good idea to look into your travel protection options so that you can relax knowing that if your flights are delayed or anything else goes wrong, all you have to do is call your insurance company and they'll help sort out the details for you.

Traveling to Sweden: What Do You Need?

Sweden is a part of the European Union's Schengen Area and has policies similar to those of other parts of Europe. In general, it's easy for Americans to visit Sweden for a short holiday without applying for a specific visitor's visa.

Passport

Travelers wishing to enter Sweden from abroad must have a valid passport with a validity period that extends to at least three months beyond the date of their stay.

Note that while this is the minimum validity requirement set by the Swedish government, some airlines may have stricter blanket policies to board any of their flights. It's generally recommended to have at least six months of validity left on any passport before traveling internationally. Contact the airline operating your flight to confirm their policies.

Visa

Holidaymakers planning to visit Sweden for less than 90 days do not need a visa. Visitors are simply required to have proof of sufficient funds for the duration of their stay and a return travel ticket. Those planning on a longer stay can contact the Swedish Embassy to request a tourist visa.

What Travel Protection Do You Need for Sweden?

If you're planning a holiday in Sweden, you'll want to consider travel protection to help cover, at a minimum, the cost of your transport and accommodation.

Insurance companies offer a variety of different plans catering to vacationers, sports enthusiasts, and business travelers. The type of travel protection plan you take out will depend on the length, activities, and other factors of your trip. Some things to consider include:

How long are you traveling for?
Do you have tight connections?
Are you traveling to an event that you do not want to miss?
Are there advisories for bad weather?
Is there a risk of natural disasters?
Will you be taking valuables with you?
Do you already have coverage for certain aspects of your trip with a different policy?
Will you be engaging in sports while abroad?
Do you have a pre-existing health condition?

Your coverage needs and the cost of your plan will depend on your answers to those questions.

How Much Reimbursement Coverage Should You Get?

The level of reimbursement coverage you should opt for depends on your personal finances and risk tolerance, as well as the nature of your trip. For example, if you're traveling during unpredictable weather, plan to engage in extreme sports, or have booked your trip on a budget and have tight connections, you might wish to opt for a higher level of coverage based on those things.

If you're young, in good health, going on a weekend sightseeing tour and not taking expensive sporting goods with you, our Standard Plan may be sufficient. If you're going skiing and want coverage for medical and dental, or if you need coverage for the loss or delay of your sporting goods, our Premium Plan may cover those costs.

How Much Are You Taking With You?

When shopping for travel protection plans, many people focus on the cost of the flights and hotel or issues such as medical bills if they're going on an adventure holiday. It's easy to forget that other things can go wrong, such as lost or stolen baggage.

If you're taking a longer trip or doing something like skiing while abroad, you could have a lot of high-value baggage. It may make sense to invest in a plan that offers a little more baggage loss or delay coverage, so if the airline loses your bags, you won’t be out of pocket for anything you need to replace while abroad.

Remember that sporting equipment is treated separately from normal clothing items, so you'll need extra coverage for that.

How Much Medical Coverage Do You Need?

Travel to a foreign country can be confusing and scary for some people. Current travel guidelines do not recommend any specific immunizations for travelers heading to Sweden, and the country has good water quality and food safety standards. Even so, falling ill or needing dental treatment while abroad is something that it pays to plan for.

Medical coverage is another issue that needs extra thought. Visitors to Sweden are entitled to treatment for medical emergencies, but adults must pay for their treatment. Travel protection typically covers medical care but not for pre-existing conditions.

If you have a condition that means you could require care while you're abroad, you'll need to disclose this to the insurer. If you have a pre-existing condition we recommend checking out our Premium Plan.

Do You Need Rental Car Damage Protection?

Sweden is a country that's full of areas of natural beauty, and it makes sense to want to see as many of the major cities as you can. While the rail service in the country is fast and inexpensive, renting a car offers a higher level of flexibility and freedom.

Car rental fees usually include some insurance by default. Still, for extra peace of mind, you might want to get travel insurance with assistance services that includes extra coverage for your rental car, especially if you'll be using it every day during your trip.

Would CFAR (Cancel for Any Reason) Coverage Be Worth It to You?

Standard travel protection plans typically only cover specific issues, such as if your travel plans are derailed by natural disasters, extreme weather or other events out of your control. They may cover emergency evacuation or assist with repatriation if you need to be transported to the nearest suitable hospital.

If you need more flexibility than that, CFAR (Cancel for Any Reason) coverage might be a good option. This is an optional add-on provided by some travel insurance companies that allow you to cancel the trip for reasons not listed on the plan.

Adding extra trip cancellation coverage in this way could be useful for families who would like the option to cancel a trip if their child falls ill, or people who work jobs requiring them to be on call at short notice. Note that CFAR coverage typically offer only a partial refund on the costs of the trip if the policyholder cancels for a reason outside of the approved list. However, it's better than nothing if you need to change your travel plans on short notice. Travel insurance with assistance services from Generali Global Assistance provides CFAR coverage on our Premium Plan. CFAR Coverage is not available to residents of New York.

How Do You Get Travel Protection for Sweden?

If you're planning a trip to this wonderful Scandinavian country, take a look at our travel protection plans At Generali Global Assistance, we offer travel protection for Sweden and other countries and provide several different tiers with various levels of coverage for medical expenses, emergency evacuation, medical repatriation, and other benefits.

Our plans also include coverage for missed connections, loss of passport, and other potential issues that could strike while you're on holiday. Explore our travel protection plans today or get a fast and easy quote for your upcoming holiday.