Travel Insurance and Assistance Services for Adventure Trips

Adventure travel is always popular, because every generation spawns a new class of thrill-seekers who strive to live life to the fullest in their own unique way. We all crave a little adrenaline, and if we get to see Switzerland in the process, so much the better.

However, we also want these adrenaline-rush adventures to be protected in case the risks catch up to us. That’s where travel insurance with assistance services can come to the rescue.

One of the main purposes of travel protection is to help cover all the prepaid costs you’ve spent on dogsled teams and surf lessons and everything else that goes with adventure travel, which usually requires reservations and extra prepaid trip costs that can be insured.

However, travel protection doesn’t cover everything. By that we mean things like:

Bungee jumping
Mountain climbing
Motor competitions
Skydiving
Hang gliding or Parasailing
Caving
Skiing outside marked trails
Full-contact martial arts
Scuba diving below 120 feet or without a dive master
Operating or learning to operate an aircraft

These are some of the excluded activities under Generali Global Assistance travel protection plans, so don’t adventure too hard if you want to have coverage.

Nevertheless, our plans can offer coverage for (or something similar):

24/7 Travel Assistance Services are included with all of our plans and can come in handy for situations like:

Not all travel protection plans define excluded “adventure” activities the same way. Some have fewer excluded activities; some have more. The only way to understand what’s not excluded is to read your state specific Plan Documents.

If you feel like all the adventuring you want to do is excluded by travel protection, you may be wondering if there’s a middle ground.

Perhaps. Consider these options.

Opt for “classic” adventure travel

This is a good time to remind you that not every adventure traveler is a mashup of Indiana Jones and James Bond, and not every adventure trip involves extreme heights and questionable safety harnesses.

Many adventure trips involve nothing more than going somewhere cool, walking around and maybe riding in a Zodiac. We’re talking about things like:

Polar explorations
Galapagos tours
Rain-forest expeditions
Eco-tours
Scuba trips
Desert treks
Surfing expeditions
Safaris

These are often considered “classic” adventure trips, as opposed to the new wave of X Games-inspired travel.

Do one of these and adventure travel insurance and assistance services could be a good fit for your trip.

Do the more intense adventuring anyways

Feel free to embark on more intense adventures, but be aware that travel protection may not cover you in certain situations. Travel protection is designed to help safeguard careful travelers from unforeseen incidents during their trips. However, injuries resulting from high-risk activities, like bungee-jumping off a bridge, please understand that travel protection providers may not accept claims for injuries sustained during these activities.

Do something slightly less risky

Can you get a similar adrenaline rush by skiing black-diamond runs on your vacation instead of going off-trail? There are some serious adrenaline-spiking activities to be found at places like ski resorts and amusement parks, and many of them may be covered under travel protection.

And, adventure is ultimately what you make it to be.

Changing trains in a remote station where there’s two minutes between trains, no cell service and all the signs are in Cyrillic can be a full-on, heart-pounding, sweat-inducing adventure.

Practically all travel is an adventure of some flavor.

For that kind of adventure travel – and many other types as well – Generali Global Assistance can be your go-to for travel insurance with 24/7 Assistance Services.

Check it out. Get a quote today.