Travel Insurance Alerts


Sometimes, events happen that can affect available coverage for new travel insurance plans. If it is a high-profile event that can affect many of our policyholders, we release a travel insurance alert so travelers are aware that coverage for a certain event has been cut off for any plans purchased after the announced date. A list of alerts for vacation rental travel insurance plans is below.

Remember, travel insurance is designed to help protect you against unforeseen events, which means it is meant to be bought before a covered event occurs. Please contact us if you have questions about a travel insurance alert.

2021

October 25 - Hurricane Rick

Tropical Storm Rick strengthened into a hurricane early Saturday morning, October 23, 2021 in the Eastern Pacific ocean. The National Hurricane Center indicates that Rick is about 40 miles north of Lazaro Cardenas, Mexico and is moving toward the north near 9 mph with a north-northwestward to northward motion expected over the next 12 to 24 hours.  The center of Rick will move farther inland over southern Mexico today and tonight. Currently, maximum sustained winds have decreased to near 80 mph with higher gusts.  Rapid weakening is expected today while Rick continues to move over land, and Rick is forecast to dissipate over the mountainous terrain of southern Mexico tonight or Tuesday. At this time, a hurricane warning is in effect for Tecpan de Galeana to Punta San Telmo and a tropical storm warning is in effect for east of Tecpan de Galeana to Acapulco and west of Punta San Telmo to Manzanillo.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 23, 2021.

October 13 - Hurricane Pamela

Tropical Storm Pamela strengthened into a hurricane early Tuesday morning, October 12, 2021 in the Pacific ocean. The National Hurricane Center indicates that Pamela is about 40 miles northwest of Mazatlan, Mexico, moving toward the northeast near 14 mph and a faster northeastward motion is expected later today. The center of Pamela will move farther inland over western Mexico later today. Currently, maximum sustained winds are near 75 mph with higher gusts and rapid weakening is forecast as the center of Pamela moves farther inland.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 12, 2021.

September 24 - Hurricane Sam

Tropical Storm Sam strengthened into a hurricane early Friday morning, September 24, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Sam is about 1,365 miles east-southeast of the northern Leeward Islands and is moving just north of due west near 14 mph and this motion is expected to continue through tonight.  A decrease in forward speed and a motion toward the west-northwest are expected over the weekend. Currently, maximum sustained winds remain near 75 mph with higher gusts and rapid intensification is forecast to resume over the next several days with Sam likely to become a major hurricane on Saturday. At this time, there are no coastal watches or warnings in effect and Sam poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 24, 2021.

September 14 - Hurricane Nicholas

Tropical Storm Nicholas strengthened into a hurricane Monday night, September 13, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Nicholas did weaken back into a tropical storm early Tuesday morning. At this time, Nicholas is about 10 miles southeast of Houston, Texas and 85 miles west-southwest of Port Arthur, Texas and is moving toward the northeast near 6 mph with this general motion expected to continue today. The storm should move more slowly toward the east-northeast by tonight, and then turn eastward on Wednesday over Louisiana.  Little motion is anticipated on Thursday. Currently, maximum sustained winds have decreased to near 45 mph with higher gusts and additional weakening is forecast during the next couple of days as Nicholas moves further inland, and the storm is forecast to become a tropical depression by tonight.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 13, 2021.

September 9 - Hurricane Olaf

Tropical Storm Olaf strengthened into a hurricane Thursday morning, September 9, 2021 in the Pacific ocean. The National Hurricane Center indicates that Olaf is about 155 miles southeast of Cabo San Lucas, Mexico and is moving toward the north-northwest near 7 mph with a turn toward the northwest forecast by tonight, followed by a slower westward motion Friday night and Saturday. The center of Olaf will approach southern Baja California Sur today, move near or over the southern part of the peninsula tonight and on Friday, and then move westward away from land Friday night and Saturday. Maximum sustained winds have increased to near 75 mph with higher gusts and additional strengthening is likely before Olaf nears the southern coast of the Baja California peninsula tonight. Weakening is likely on Friday and through the weekend. At this time, a hurricane warning is in effect for Baja California Sur, Mexico from Los Barriles to Santa Fe and a tropical storm warning is in effect for Baja California Sur, Mexico north of Santa Fe to Cabo San Lazaro and Baja California Sur, Mexico north of Los Barriles to San Evaristo.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 9, 2021.

September 2 - Hurricane Larry

Tropical Storm Larry strengthened into a hurricane early Thursday morning, September 2, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Larry is about 660 miles west of the southernmost Cabo Verde Islands and is moving toward the west near 17 mph with a gradual turn towards the west-northwest and a decrease in forward speed expected over the next few days. Maximum sustained winds have increased to near 80 mph with higher gusts and steady rapid strengthening is forecast during the next couple of days. Larry is expected to become a major hurricane by Friday night. At this time, there are no coastal watches or warnings in effect for Larry and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 2, 2021.

August 30 - Hurricane Nora

Tropical Storm Nora strengthened into a hurricane Saturday morning, August 28, 2021 in the Pacific ocean as it was approaching the coastline of mainland Mexico at 75 mph. The National Hurricane Center indicates that Nora did weaken back into a Tropical Storm Sunday, August 29, 2021. Monday, August 30, 2021, Nora has dissipated into a remnant low and is about 65 miles east-southeast of Los Mochis, Mexico. The remnants are moving toward the north-northwest near 9 mph and this general motion should continue for the next day or two. Maximum sustained winds are near 30 mph with higher gusts and weakening is likely during the next 24 hours.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 28, 2021.

August 30 - Hurricane Ida

Tropical Storm Ida strengthened into a hurricane Friday afternoon, August 27, 2021 in the Atlantic ocean as it approached the Isle of Youth, Cuba at 75 mph. The National Hurricane Center indicates that Ida did weaken back into a Tropical Storm Monday, August 30, 2021. Currently, Ida is about 95 miles south-southwest of Jackson, Mississippi and 50 miles north-northeast of Baton Rouge, Louisiana. Ida is moving toward the north near 8 mph, and this general motion is forecast to continue today with a faster northeastward motion expected to begin by tonight and continue on Tuesday.  On the forecast track, the center of Ida will move farther inland over southeastern Louisiana early this morning and move into southwestern Mississippi later this morning. Ida is then forecast to move over central and northeastern Mississippi this afternoon and tonight, and move across the Tennessee Valley on Tuesday. Maximum sustained winds have decreased near 60 mph with higher gusts and additional rapid weakening is forecast during the next day or so, with Ida expected to become a tropical depression by this evening.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 27, 2021.

July 15 - Hurricane Felicia

Tropical Storm Felicia strengthened into a hurricane Thursday morning, July 15, 2021 in the Eastern Pacific ocean. The National Hurricane Center indicates that Felicia is about 775 miles southwest of the Southern tip of Baja California with maximum sustained winds at 90 mph moving toward the west near 12 mph. Felicia is expected to make a gradual turn to the west-southwest by Friday and this motion is expected to continue over the next 48 hours. Felicia has rapidly intensified over the past day or so, and some additional strengthening is expected through early Friday. Slow weakening is possible by this weekend. At this time, there are no coastal watches or warnings in effect for Felicia and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 15, 2021.

July 2 - Hurricane Elsa

Tropical Storm Elsa strengthened into a hurricane early Friday morning, July 2, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Elsa is about 5 miles north of St. Vincent and 675 miles east-southeast of Santo Domingo Dominican Republic and moving towards the west-northwest near 29 mph with this motion expected to continue during the next couple of days. Some decrease in forward speed is to be expected Sunday night. Elsa is also expected to move away from the Windward Islands during the next several hours, move across the eastern Caribbean Sea later today and tonight, and move near the southern coast of Hispaniola late Saturday or Saturday night. By Sunday, Else is forecast to move near Jamaica and portions of eastern Cuba, and move near portions of central and western Cuba Sunday night and early Monday. Currently, maximum sustained winds are near 75 mph with higher gusts and the center of Elsa is passing near St. Vincent and St. Lucia. Little change in strength is expected over the next 48 hours, however, some decrease in winds is possible on Monday as Elsa interacts with Cuba.  At this time, a hurricane warning is in effect for St. Lucia, St. Vincent and the Grenadines, in addition to the south coast of the Dominican Republic from Punta Palenque to the border with Haiti. Hurricane conditions are also possible within the areas of the South coast of the Dominican Republic from Punta Palenque to the border with Haiti, and Jamaica. A tropical storm warning is in effect for Barbados, Martinique, Dominica, The southern coast of Dominican Republic from Cabo Engano to the border with Haiti, The coast of Haiti north of Port Au Prince, and Jamaica. Tropical storm conditions are also possible within the areas of Grenada and its dependencies, Saba and Sint Eustatius, and North coast of the Dominican Republic from Cabo Engano to Bahia de Manzanillo.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 2, 2021.

2020

November 2 - Hurricane Eta
Tropical Storm Eta strengthened into a hurricane Monday morning, November 2, 2020 in the Atlantic ocean. Hurricane Eta is about 115 miles east of Cabo Gracias a Dios on the Nicaragua/Honduras border and 140 miles east-northeast of Puerto Cabezas, Nicaragua and moving towards the west near 9 mph. A slower motion toward the west-southwest is forecast by this afternoon and will continue into Tuesday. The center of Eta is expected to approach the northeastern coast of Nicaragua later today, and make landfall within the hurricane warning in Nicaragua on Tuesday. The center of Eta is forecast to move farther inland over northern Nicaragua through Wednesday night. Eta is rapidly strengthening and currently maximum sustained winds have increased to near 110 mph. Continued rapid strengthening is expected through early Tuesday, and Eta is expected to become a major hurricane very soon. Eta will began to weaken after the system moves inland.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 2, 2020.

October 27 - Hurricane Zeta
Tropical Storm Zeta strengthened into a hurricane Monday afternoon, October 26, 2020 in the Atlantic ocean. The national hurricane center indicates that Zeta made landfall as a hurricane along the coast of the Yucatan Peninsula of Mexico, just north of Tulum on Monday night. Currently, Zeta is about 25 miles north-northeast of Progreso, Mexico and 520 miles south of the mouth of the Mississippi river and is moving toward the northwest near 14 mph, and this general motion is forecast to continue today. Zeta should turn toward the north tonight, and a faster northward to north-northeastward motion is anticipated on Wednesday. On the forecast track, the center of Zeta will move over the central Gulf of Mexico tonight. Zeta is forecast to approach the northern Gulf Coast on Wednesday, make landfall within the hurricane warning area late Wednesday or Wednesday night, and move inland across the southeastern United States early Thursday. Maximum sustained winds are near 65 mph with higher gusts.  Zeta has weakened back into a tropical storm early this morning, but is forecast to re-strengthen while it moves over the southern Gulf of Mexico, and become a hurricane again later today.  Zeta is forecast to be at or near hurricane strength when it reaches the northern Gulf Coast late Wednesday.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 26, 2020.

October 22 - Hurricane Epsilon
Tropical Storm Epsilon strengthened into a hurricane Tuesday night, October 20, 2020 in the Atlantic ocean. The national hurricane center indicates that Epsilon is about 235 miles east-southeast of Bermuda and is moving toward the northwest near 7 mph. A turn toward the north-northwest is expected later today, followed by a northward motion tonight through Friday night, and an acceleration toward the northeast over the weekend. Maximum sustained winds have decreased to near 90 mph with higher gusts, some fluctuations in intensity are expected during the next couple of days, with weakening by early next week. Tropical storm conditions are expected intermittently on Bermuda through this evening, when Epsilon is forecast to make its closest approach east of the island. A tropical storm warning is in effect for Bermuda. Large swells generated by Epsilon are affecting Bermuda, the Bahamas, the Greater Antilles, and the Leeward Islands, and are expected to reach portions of the east coast of the United States and Atlantic Canada during the next few days. These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 20, 2020.

October 5 - Hurricane Delta
Tropical Storm Delta strengthened into a hurricane Monday evening, October 5, 2020 in the Atlantic ocean. The national hurricane center indicates that Delta is about 150 miles south-southwest of Negril, Jamaica and 220 miles south-southeast of Grand Cayman, moving toward the west-northwest near 8 mph, with a faster northwestward motion expected Tuesday through Wednesday night.  On the forecast track, the center of Delta is expected to pass southwest of the Cayman Islands early Tuesday, and approach the northeastern portion of the Yucatan peninsula and the Yucatan Channel Tuesday afternoon or evening.  Delta is forecast to move over the southern Gulf of Mexico Tuesday night or early Wednesday, and be over the south-central Gulf of Mexico on Wednesday and Wednesday night. Maximum sustained winds have increased to near 75 mph with higher gusts.  Additional rapid strengthening is expected during the next day or so, and Delta is expected to be a major hurricane when it nears the Yucatan Peninsula. Currently for Delta, a hurricane warning is in effect for Cuba province of Pinar del Rio, Tulum to Rio Lagartos, Mexico, and Cozumel. A hurricane watch is in effect for Cuban province of Artemisa and Isle of Youth. A tropical storm warning is in effect for the Cayman Islands including Little Cayman and Cayman Brac, in addition to, Isle of Youth. And lastly, a tropical storm watch is in effect for Cuba province of La Habana.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 5, 2020.

October 1 - Hurricane Marie
Tropical Storm Marie strengthened into a hurricane Wednesday afternoon, September 30, 2020 in the Eastern Pacific ocean. Marie is about 820 miles southwest of the Southern tip of Baja California and is moving toward the west-northwest near 17 mph, and this general motion with decreasing forward speed is expected to continue for the next few days. Maximum sustained winds have increased to near 105 mph, and rapid strengthening is forecast during the next day or so, with Marie expected to become a major hurricane by tonight or sooner. At this time, there are no coastal watches or warnings in effect and Marie poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 30, 2020.

September 17 - Hurricane Teddy
Tropical Storm Teddy strengthened into a hurricane Wednesday morning, September 16, 2020 in the Atlantic ocean. Teddy is about 610 miles east-northeast of the Lesser Antilles and 1,155 miles southeast of Bermuda, and is moving toward the northwest near 12 mph, with this general motion forecast to continue for the next few days. Maximum sustained winds are near 120 mph with higher gusts.  Teddy is a category 3 hurricane and some additional strengthening is possible through tonight, however, a slow weakening trend is expected to begin over the weekend. At this time, there are no coastal watches or warnings in effect for Teddy, but, large swells generated by Teddy are expected to affect portions of the Leeward Islands, the Greater Antilles, the Bahamas, Bermuda and the southeastern United States late this week and into the weekend.  These swells could cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 16, 2020.

September 14 - Hurricane Sally
Tropical Storm Sally strengthened into a hurricane Monday morning, September 14, 2020 in the Atlantic ocean. Sally is about 130 miles east-southeast of the mouth of the Mississippi river and 165 miles southeast of Biloxi, Mississippi and is moving toward the west-northwest near 7 mph. This general motion is expected to continue today, followed by a decrease in forward speed and a turn toward the northwest tonight and a northward turn sometime on Tuesday.  On the forecast track, the center of Sally will move over the north-central Gulf of Mexico today, approach southeastern Louisiana tonight, and make landfall in the hurricane warning area on Tuesday or Tuesday night. Afterward, Sally is expected to move slowly north-northeastward near the northern Gulf Coast through Wednesday. Sally looks to have rapidly strengthened with maximum sustained winds currently near 90 mph with higher gusts. Additional strengthening is forecast during the next day or so.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 14, 2020.

September 14 - Hurricane Paulette
Tropical Storm Paulette strengthened into a hurricane Saturday night, September 12, 2020 in the Atlantic ocean. Paulette is about 65 miles north of Bermuda and is moving toward the north near 14 mph, with this general motion continuing into the afternoon.  A turn toward the northeast is expected later tonight followed by a turn toward the east-northeast and an increase in forward speed Tuesday night through Friday morning. Maximum sustained winds are near 100 mph with higher gusts and additional strengthening through Tuesday night is likely as Paulette accelerates northeastward to east-northeastward. Gradual weakening is forecast to begin on Wednesday. A hurricane warning is in effect for Bermuda, and swells generated by Paulette are affecting portions of the Leeward Islands, the Greater Antilles, the Bahamas, Bermuda, and the east coast of the United States. These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 12, 2020.

September 3 - Hurricane Nana
Tropical Storm Nana strengthened into a hurricane Wednesday night, September 2, 2020 in the Atlantic ocean. Late Wednesday night, Nana made landfall as a small hurricane with winds near 75mph, on the coast of Belize between Dangriga and Placencia. Early Thursday morning, Nana weakened into a tropical storm and is currently moving toward the west near 15 mph, with a westward to west-southwestward motion expected through Friday night. The center of Nana will move over northern Guatemala and southeastern Mexico today and tonight, then move over the Gulf of Tehuantepec on Friday. Winds have decreased to near 45 mph and will continue to decrease in forward speed and Nana is expected to become a remnant low on Friday. All coastal watches and warnings have been discontinued for this storm, however, tropical storm conditions will continue near the center of Nana for a few more hours, and heavy rainfall with isolated maximum amounts as high as 3 to 6 inches could result in flash flooding in Guatemala and portions of southeastern Mexico.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 2, 2020.

August 23 - Hurricane Marco
Tropical Storm Marco strengthened into a hurricane Sunday morning, August 23, 2020 in the Atlantic ocean. Hurricane Marco weakened Sunday night and is now tropical storm status, again. Marco is about 85 miles south-southeast of the mouth of the Mississippi River and is moving towards the northwest near 10 mph. Marco is forecast to approach the coast of Louisiana this afternoon, and then turn westward and move very close to the coast of Louisiana through Tuesday night.

Maximum sustained winds have decreased to near 50 mph with higher gusts.  Further weakening is expected, and Marco is forecast to become a tropical depression late on Tuesday and dissipate on Wednesday. Gusty winds, dangerous storm surge, and heavy rainfall are expected from Marco along portions of the Gulf Coast beginning later today. Currently, a storm surge warning is in effect for Morgan City Louisiana to Ocean Springs Mississippi and Lake Borgne. In addition, a tropical storm warning is in effect for Intracoastal City to the Mississippi/Alabama border and Lake Pontchartrain, Lake Maurepas, and Metropolitan New Orleans.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 23, 2020.

August 17 - Hurricane Genevieve
Tropical Storm Genevieve strengthened into a hurricane Monday morning, August 17, 2020 in the Pacific ocean. Genevieve is about 250 miles south-southwest of Zihuatanejo Mexico and 745 miles southeast of the southern tip of Baja California. Genevieve is moving toward the west-northwest near 18 mph, and this motion is expected to continue through tonight. A turn to the northwest and a decrease in forward speed is forecast to occur on Tuesday and continue through at least early Thursday.  On the forecast track, the center of Genevieve is expected to move parallel to but well offshore the coast of southwestern Mexico during the next couple of days.

Maximum sustained winds are near 75 mph with higher gusts.  Rapid strengthening is forecast to continue over the next day or so, and Genevieve is expected to become a major hurricane on Tuesday. A weakening trend should begin on Wednesday. At this time, there are no coastal watches or warnings in effect, however, Genevieve is expected to produce large swells across portions of the southern coast of Mexico today and will spread northward along the southwestern and west-central coast of Mexico to the Baja California peninsula through Wednesday. These swells are likely to cause life- threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 17, 2020.

August 11 - Hurricane Elida
Tropical Storm Elida strengthened into a hurricane Monday, August 10, 2020 in the Pacific ocean. Elida Is about 250 miles southwest of the Southern tip of Baja California. Elida is moving toward the west-northwest near 14 mph, and this heading with a gradual decrease in forward speed is expected through Thursday. Maximum sustained winds are near 90 mph with higher gusts.  Some slight strengthening is possible this morning, but steady weakening is forecast to begin late this afternoon and continue into Thursday. At this time, there are no coastal watches or warnings in effect, however, swells generated by Elida are expected to affect portions of the coast of west-central Mexico and the southern Baja California peninsula during the next day or two.  These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 10, 2020.

July 31 - Hurricane Isaias
Tropical Storm Isaias strengthened into a hurricane Thursday night, July 30, 2020 in the Atlantic ocean. Currently, Isaias is about 365 miles south-southeast of Great Abaco Island and 295 miles Southeast of Nassau. Isaias is moving toward the northwest near 16 mph, and a general northwestward motion with some decrease in forward speed is expected for the day or so followed by a turn toward the north-northwest.  On the forecast track, the center of Isaias will continue to move near or over the Southeastern Bahamas today and is forecast to be near the Central Bahamas tonight, and move near or over the Northwestern Bahamas Saturday and near the east coast of the Florida peninsula Saturday afternoon through Sunday. Maximum sustained winds are near 75 mph with higher gusts.  Some strengthening is possible today and tonight, and Isaias is expected to remain a hurricane for the next few days. A hurricane warning is in effect for North of the Deerfield Beach to the Volusia-Brevard county line and a Hurricane warning has been put in place for the Northwestern and Southeastern Bahamas.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 30, 2020.

July 22 - Hurricane Douglas
Tropical Storm Douglas strengthened into a hurricane Wednesday, July 22, 2020 in the Eastern Pacific ocean. Douglas is about 1,785 miles east-southeast of Hilo, Hawaii, and is forecast to turn west-northwest and increase speed by late Wednesday. Maximum sustained winds have increased to near 75 mph with higher gusts with additional strengthening expected over the next day or two.  Some weakening could begin on Friday once Douglas begins to move over cooler waters. At this time, there are no coastal watches or warnings in effect, but the forecast cone from the hurricane center shows the storm could approach the Hawaiian islands by the second half of this weekend, and there is an increasing chance that strong winds and heavy rainfall could affect portions of the state beginning on Sunday.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 22, 2020. 

January 29 - Coronavirus Outbreak
The Coronavirus outbreak is considered a foreseeable event as of January 29, 2020. This means coverage is unavailable for losses related to the Coronavirus if the insurance plan was purchased on or after January 29, 2020.

COVID-19 was formally declared a pandemic by the World Health Organization on March 11, 2020. For insurance plans that exclude pandemics, coverage is unavailable for losses that occurred on or after March 11, 2020. Plan exclusions for a pandemic can vary according to your state of residence and the plan you purchased. To review your coverage details, please see your Description of Coverage or Insurance Policy.

For any plans that include coverage for losses due to sickness, we are providing coverage if you, a family member, or a traveling companion contract COVID-19 and plan requirements are met. Eligible coverages can include Trip Cancellation prior to your scheduled departure, Trip Interruption, Travel Delay, Medical and Dental, and Emergency Assistance and Transportation coverage during your trip.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.

January 8 - Puerto Rico Earthquake
Puerto Rico was struck by a magnitude 6.4 earthquake the morning of January 7, 2020. Roughly two-thirds of Puerto Rico remains without electricity, many still don't have water and frightened residents were staying outside as a series of aftershocks rocked the island following the large earthquake. It hit before dawn Tuesday, leaving a man dead and causing dozens of homes and structures to crumble and was centered off Puerto Rico's southern coast, 6 miles south of Indios. Governor Wanda Vázquez Garced declared a state of emergency and activated the Puerto Rico National Guard as she pleaded with residents to remain calm and prepare for aftershocks.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 7, 2020.