Travel Insurance Alerts


Sometimes, events happen that can affect available coverage for new travel insurance plans. If it is a high-profile event that can affect many of our policyholders, we release a travel insurance alert so travelers are aware that coverage for a certain event has been cut off for any plans purchased after the announced date. A list of these alerts is below. Remember, travel insurance is designed to protect you against unforeseen events, which means it is meant to be bought before a covered event occurs. Please contact us if you have questions about a travel insurance alert.

2022

June 18 - Tropical Storm Celia

Tropical Storm Celia formed Friday, June 17th, 2022 in the Eastern Pacific Ocean. According to the National Hurricane Center, Celia is located about 145 miles south of San Salvador, El Salvador and 190 miles south-southeast of Puerto San Jose, Guatemala. The storm is moving north-northeast at 3 mph with maximum sustained winds of 40 mph. Areas of heavy rainfall are expected north of Tropical Storm Celia across portions of far southern Mexico, Guatemala and El Salvador through Sunday. Some areas may see 2 to 4 inches of rainfall, with isolated maximum amounts of 8 inches. This rainfall may cause some instances of flash flooding and mudslides across the region. The hurricane center also states that the coasts of El Salvador, Honduras, and southeastern Mexico should monitor the progress of this system. While Celia is expected to stay offshore, any motion to the north of the current forecast track, or increase in size could require a tropical storm watch or warning for part of this area.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 17, 2022.

June 15 - Tropical Storm Blas

Tropical Storm Blas formed Tuesday, June 14, 2022 in the Eastern Pacific Ocean. The National Hurricane Center indicates that Tropical Storm Blas was formed offshore of southwestern Mexico and is expected to stay away from the coast. Blas is currently located at 13.9N 102.1W about 380 miles south Southeast of Manzanillo, Mexico and is moving at 2 mph with maximum sustained winds of 45 mph. According to the National Hurricane Center, Blas is moving west-northwest in a steady motion and could strengthen to a hurricane by late Wednesday, June 14, 2022. At this time there are no coastal watches or warnings in effect; however, the hurricane center said the storm is likely to have dangerous surf conditions along the coast.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 14, 2022.

June 5 - Tropical Storm Alex

Tropical Storm Alex was named on Sunday, June 5, 2022 in the Atlantic. According to the National Hurricane Center, Air Force Reserve hurricane hunter aircraft indicates that Tropical Storm Alex has increased in strength with maximum sustained winds of 65 mph. Alex is currently located 30.8N 72.5W about 475 miles west Southwest of Bermuda moving east Northeast at 23 mph. The National Hurricane Center states that a tropical storm warning is in effect for Bermuda and tropical storm conditions such as heavy rainfall and strong winds are expected starting late tonight or early Monday.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 5, 2022.

May 19 - Winter Storm Tad

Winter Storm Tad was named on May 19, 2022. According to the Weather Channel, Winter Storm Tad will dump heavy, wet snow in Wyoming and Colorado that could down trees and powerlines, leading to power outages. Tad is a late-season snowstorm to impact the Rockies and Denver metro area where there will be 5 to 8 inches of snow in Denver, up to a foot of snow in Breckenridge, and more than two feet of snow in higher elevations. Winter storm warnings have been issued and extended into the city of Denver.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 19, 2022. 

April 20 - Tunnel Fire

According to the National Interagency Fire Center, the Tunnel Fire was first reported on Sunday, April 17, 2022. The fire was found about 14 miles northeast of Flagstaff in Coconino County and grew dramatically from 15 mph to 25 mph winds with gusts up to 35 mph. Officials said the Tunnel Fire has spread north and east and has grown to more than 19,700 acres. The wind-driven fire is still 0% contained and has caused evacuation orders for all areas both east and west of Highway 89 and north of Campbell Avenue. At this time the cause of the fire is still under investigation.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 17, 2022. 

April 13 - Tropical Storm Megi

Tropical Storm Megi formed on April 10, 2022 over the western Philippine Sea and intensified as it approached Eastern Samar. The center was located offshore over the coastal waters of Tanauan (Leyte Province, Eastern Visayas Region) in the Leyte Gulf with sustained winds of up to 40 mph and gusts of up to 49 mph. The storm produced heavy rain and winds to knock out power supply, flood homes and caused landslides in villages. The non-stop rain has induced flooding in the provinces of Leyte and Southern Leyte in the Visayas. Philippine authorities said that 15,326 people have been displaced and 136,400 affected across nine Regions due to being swept by floods and landslides.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after April 10, 2022. 

April 11 - Winter Storm Silas

Winter Storm Silas was named on April 11, 2022. According to the Weather Channel, Silas is a widespread storm that will move from the West into the Northern Plains, where it will pack heavy snow and strong winds, including blizzard conditions. A foot of snow is expected in some areas and wind gusts up to 50 mph. This system will be the same storm that will produce severe weather, including tornadoes, damaging winds, and large hail from the Plains to the Midwest and South. Snow and strong winds will also spread across the Northern Rockies, the Sierra Nevada and Wasatch.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 11, 2022.  

April 6 - Puerto Rico Power Station Fire

A fire broke out late Wednesday night in San Juan, Puerto Rico at one of four main power stations on April 6, 2022. The fire caused more than a million residents without power and more than 160,000 residents without water. Officials from Puerto Rico were forced to close schools, government offices and suspended some public transportation. As of today, power is slowly being restored and officials are still unsure when it will be full restored. The cause of the fire is still unknown and under investigation.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 6 2022. 

March 9 - Winter Storm Quinlan

Winter Storm Quinlan formed on March 9, 2022. According to the Weather Channel, Quinlan is a potent storm that will spread snow from the Rockies, Plains, and mid-South into New England while turning into a “bomb cyclone” packing high winds as it tracks up the East Coast. Snow is expected to cover a broad area from the Rockies to Nebraska and Iowa with at least 6 inches of snow. Winter weather alerts have been issued by the National Weather Service for many of these areas, including a winter storm warning for the Kansas City metro area and a winter weather advisory for Denver.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after March 9, 2022.

March 4 - Flanagan Fire

The Flanagan Fire is a fire that started on March 4, 2022 at approximately 10:31 a.m. in Shasta County, California. According to Cal Fire, the Flanagan Fire has burned 40 acres so far and is 20% contained. Officials say that the fire is spreading at a moderate speed and is located at Flanagan Road and N. Beltline Road, west of Shasta Lake City. The wind station at Whiskeytown Lake West showed winds blowing at 14 mph. Cal Fire officials have called for additional resources as fire agencies were challenged by the strong winds in the direction of the Comets Gas Station and the Knauf Fiberglass plant as well as more dense residential neighborhoods. The Shasta County Sheriff’s Office closed Walker Mine Road due to the fire and ordered evacuations for residents that lived along the road.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 4, 2022. 

March 3 - Jim Fire

The Jim Fire is a wildfire that started on March 2, 2022 in Orange County, California. According to Cal Fire, the fire is located at Holy Jim Canyon and Trabuco Creek Road, northeast of Rancho Santa Margarita. At this time, the Jim Fire has burned 553 acres and is 15% contained. The Cleveland National Forest Service said the fire is growing at a moderate rate of speed and that additional resources have been ordered. Officials said no homes are threatened and no evacuations have been ordered.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 2, 2022. 

March 3 - Alpine Fire

The Alpine Fire started on Tuesday, March 1, 2022 in Sonoma County, California. According to Cal Fire, the fire broke out on a ridge above Monte Rio and Rio Grande. The fire has burned 11 acres so far and is 50% contained. Fire crews have been able to stop the forward progress of the fire. The agency has also said that no structures were threatened and no evacuation orders were ordered.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 1, 2022. 

February 22 - Winter Storm Nancy

Winter Storm Nancy formed Sunday, February 20, 2022. According to the Weather Channel, Nancy is tracking across large portions of the nation’s northern tier with snow and ice. Nancy is spreading the heaviest snow into the Northern Plains and upper Midwest. The worst travel conditions are expected where winter storm or blizzard warnings are in effect. Winter weather alerts issued by the National Weather Service stretch from parts of Montana and Wyoming to the Great Lakes and far northern New England. Minneapolis and Fargo, North Dakota, are among the cities covered with weather alerts.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 20, 2022.

February 22 - Winter Storm Oaklee

Winter Storm Oaklee formed Sunday, February 20, 2022. According to the Weather Channel, Oaklee is a cross-country winter storm that will spread snow and ice from parts of the West to the Southern Plains, Midwest and Northeast through the end of the week. Winter Storm Oaklee will leave snow and ice farther south due to its Arctic air being more expansive. Snow is expected in parts of Nevada, northern Arizona, Utah, and the mountains of Colorado. Rain showers, lightning , small hail, and graupel are possible in lowers elevations from California into southern Arizona. Freezing or sleet could spread from northern and central Texas into the Ozarks and Ohio Valley. Oaklee is expected to bring heavy snow from northern Pennsylvania into upstate New York and much of New England, with sleet or freezing rain on the southern end. Both Winter Storm Nancy and Oaklee could contribute to flooding and severe thunderstorms, from near the Ohio River into the South.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 20, 2022.

February 17 - Airport Fire

The Airport Fire formed on February 16, 2022 in Bishop, California. According to Cal Fire, the fire is located on Airport Road and East Line Street, east of Bishop and continued to remain active overnight, burning to the south. Winds have remained steady and will continue at 10-15 miles per hour out of the northwest. The Airport Fire is zero contained and has burned 2,800 acres so far. The cause of the fire is still unknown and under investigation. At this time, evacuation orders have been issued for Big Pine east of Hwy 395, White Mountain Research Center, and Owens Valley (Caltech) Radio Observatory.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 16, 2022.

February 15 - Winter Storm Miles

Winter Storm Miles formed Tuesday, February 15, 2022. According to the Weather Channel, Winter Storm Miles is a cross-country storm that will spread snow, ice, and strong winds from the West to the Plains and Midwest. Miles is currently moving across the West and will track across the Central Plains into the Mississippi Valley and Great Lakes while pulling in increasing moisture from the Gulf of Mexico. During the week, Central and Eastern U.S. will experience the storm’s most impactful weather with heavy snow and strong winds from 30 – 50 miles per hour. There will also be a threat of severe storms and heavy rain in the South which could cause potential flooding from melting snow. The National Weather Service has issued a winter storm watch for DeKalb, Kane, DuPage, Cook, LaSalle, Kendall, Grundy, Will and Kankakee counties in Illinois, along with Lake, Porter, LaPorte, Newton and Jasper counties in Indiana, from Wednesday night through Thursday evening.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 15, 2022.

February 10 - Emerald Fire

The Emerald Fire is a brushfire that formed at approximately 4:00 A.M. on February 10th, 2022 in Orange County, California. The fire has burned 145 acres so far and is located on Hwy 1 and Emerald Bay, Northwest of Laguna Beach.  According to Orange County Fire Authority, twenty-five fire engines, three water-dropping helicopters, and a fixed-wing fire surveillance aircraft are on the scene while an air tanker is on the way from Cal Fire. At this time evacuation orders have been issued for Emerald Bay, Irvine Cove, and North Coast of Laguna Beach. Evacuation warnings are also in effect for North Laguna and Boat Canyon area of Laguna Beach.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 10, 2022.

January 31 - Winter Storm Landon

Winter Storm Landon formed Sunday, January 30, 2022. According to the Weather Channel, Winter Storm Landon is a major winter storm that will make travel conditions extremely dangerous with heavy snow, ice, sleet, and freezing rain across the Rockies, Plains, Midwest, and Northeast. Winter storm watches have now been issued by the National Weather Service along a portion of this storm’s path, from Colorado to northwest Texas to Michigan. Additional winter weather alerts will likely be issued for other areas as the height of the storm draws closer.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 30, 2022.

January 27 - Winter Storm Kenan

Winter Storm Kenan formed Thursday, January 27, 2022. According to the Weather Channel, Winter Storm Kenan will turn into an intense low-pressure system referred to as a bomb cyclone. Kenan will bring heavy snow, strong winds, and coastal flooding to parts of the East Coast. Downed trees and power outages are possible due to a combination of strong winds with heavy snow. Winter storm watches have been issued by the National Weather Service from parts of southern New England southward through the coastal mid-Atlantic as far south as eastern North Carolina. This includes Boston, Providence, New York City, Philadelphia and Norfolk.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 27, 2022.

January 26 - Financial Insolvency of Genting Hong Kong

Genting Hong Kong filed for bankruptcy on Thursday, January 10, 2022. Genting Hong Kong, the company that runs Star Cruises; Crystal Cruises; Dream Cruises; and shipyard MV Werften in Germany, says cash levels are at a point where it will run out by the end of January. The future of the three cruise lines operating under Genting Hong Kong is uncertain at best. Although the company said some parts would continue to operate, it is unclear which assets that includes.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after December 27, 2021.

January 20 - Winter Storm Jasper

Winter Storm Jasper formed Thursday, January 20, 2022. According to the Weather Channel, Winter Storm Jasper will bring a mixture of snow, freezing rain and ice to parts of the South and southern mid-Atlantic, including the possibility of icing, heavy enough to knock out power and cause tree damage near portions of the coastal Carolinas. Currently, most parts of the central and eastern states there is fresh arctic air supplied by high pressure behind a cold front. Winter storm warnings and winter weather advisories have been issued for parts of southern Texas, the South and mid-Atlantic. In addition, ice storm warnings have been issued from the upper coast of South Carolina into coastal parts of southern North Carolina, including Myrtle Beach and Wilmington.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 20, 2022.

January 7 - Winter Storm Hatcher

Winter Storm Hatcher formed Friday, January 7, 2022. According to the Weather Channel, Winter Storm Hatcher will continue to bring more snow and rain across the Northwest as it winds down. Blizzard warnings are in effect for Montana where there could be zero visibility at times due to blowing and drifting snow. The storm will also be dumping heavy snow with wind gusts up to 40 miles per hour as it moves off the coast of the Northeast.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 7, 2022.

January 5 - Winter Storm Garrett

Winter Storm Garrett formed Wednesday, January 5, 2022 in the Rockies. According to The Weather Channel, Garrett is a fast-moving weather system that will dump snow in parts of the South and Northeast Thursday into Friday. It will blanket areas from Kentucky and Tennessee to the Appalachians with snow Thursday. Winter Storm Garrett will also bring more snow and ice through the Eastern half of the U.S. A number of winter storm alerts have been issued by the National Weather Service from the High Plains to the Appalachians to New England ahead of Winter Storm Garrett.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 5, 2022.

2021

December 30 - Winter Storm Frida

Winter Storm Frida formed Thursday, December 30, 2021 in the West. According to The Weather Channel, Frida will spread snow from the Rockies and Plains to parts of the Midwest and northern New England and cause some treacherous travel into the holiday weekend. Heavy snow is possible from the central Plains to Michigan. Winter storm watches and warnings are active from the Southwest to parts of the upper Midwest. Kansas City, Des Moines, Iowa, and parts of the Front Range of northern Colorado, including Boulder, Fort Collins and the western Denver metro area are covered by winter storm watches.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 30, 2021

December 28 - Winter Storm Elmer

Winter Storm Elmer formed Monday, December 27, 2021. According to The Weather Channel, Elmer is a fast moving system that will bring freezing temperatures and snow in the upper Midwest and Northern Great Lakes regions. Winter Storm Elmer will also bring snow in some parts of the West.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 27, 2021.

December 27 - Winter Storm Delphine

Winter Storm Delphine formed Saturday, December 25, 2021. According to The Weather Channel, Winter Storm Delphine will bring heavy snow, strong winds, and cold temperatures. The storm will bring a significant amount of snow in the Northern Plains. Winter storm watches and winter weather advisories are in effect for the Plains and Midwest with high wind warnings in the West.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 25, 2021.

December 20 - Winter Storm Carrie

Winter Storm Carrie formed Friday, December 17, 2021 in the Northeast. According to The Weather Channel, Carrie is a quickly moving system that will bring snow, ice, and rain. Winter Storm advisories and warnings are in effect in the Northeast. As of Monday, December 20, 2021, Manchester News says that Carrie is approaching the United Kingdom with a so-called “snow bomb” that could bring a centimeter of snow within an hour in certain areas. The storm will bring unsettled weather including windy conditions, snow, rain, and temperatures near to below normal.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 17, 2021.

December 13 - Winter Storm Bankston

Winter Storm Bankston formed Monday, December 13, 2021 in the Southwest. As of December 14, 2021, the Weather Channel indicates that Bankston is tracking into California with feet of mountain snow and soaking lower elevation rain and will spread across the Intermountain West on its way to becoming a major, potentially damaging wind event for parts of the Plains and Midwest. The storm is currently bringing rain, snow and gusty winds to California and parts of the Mountain West. Very powerful winds will be a threat to the Central U.S. on Wednesday, December 15, 2021. Winter Storm alerts are active, and gusts up to 65 mph are possible.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 13, 2021.

December 13 - Winter Storm Atticus

Winter Storm Atticus formed Thursday, December 9, 2021 in the Southwest. As of December 13th,2021, the Weather Channel indicates that Atticus will impact parts of California early this week with feet of snow and flooding rain. The storm is currently bringing rain, snow and gusty winds to parts of the Northwest and Northern California. Much of Northern California, including parts of the central coast is expected to pick up at least a couple of inches of total rainfall through Tuesday. Local flash flooding is likely, particularly in urban areas most susceptible to flooding. Rockslides are possible and at least some debris flows can be expected, particularly over areas recently burned by wildfires. Wind gusts from 40 to 70 mph are expected over the higher elevations and will lead to whiteout conditions at times. Winter storm warnings have been posted by the National Weather Service throughout the Sierra Nevada for the heavy snow.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 9, 2021.

November 10 - Sub-Tropical Storm Terry

Tropical Storm Terry formed Sunday, November 7, 2021 in the Eastern Pacific Ocean. As November 8, 2021, the National Hurricane Center indicates that Terry has degenerated into a Tropical Depression. Terry is located about 865 miles south of the southern tip of Baja California with maximum sustained winds 35 mph and is moving west-northwestward with no change in strength. At this time, there are no coastal watches or warnings in effect and Sandra poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 7, 2021.

November 2 - Sub-Tropical Storm Wanda

Sub-Tropical Storm Wanda formed Saturday evening, October 30, 2021 in the Atlantic. As of Monday, November 1, 2021, the National Hurricane Center indicates that Wanda is about 935 miles west-southwest of the Azores with maximum sustained winds near 45 mph, and is moving toward the east near 6 mph with this general motion expected to continue this morning. A turn toward the northeast is expected by tonight, followed by a turn toward the north by late Tuesday. At this time, there are no coastal watches or warnings in effect and Wanda poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 30, 2021.

October 25 - Tropical Storm Rick

Tropical Storm Rick formed Friday afternoon, October 22, 2021 in the Eastern Pacific ocean.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 22, 2021.

October 11 - Tropical Storm Pamela

Tropical Storm Pamela formed Sunday afternoon, October 10, 2021 in the Pacific. The National Hurricane Center indicates that Pamela is about 455 miles south-southwest of Mazatlán, Mexico and 435 miles south-southeast of the Southern tip of Baja California and is moving toward the northwest near 8 mph with this general motion expected to continue today.  A turn toward the north is forecast to occur tonight into Tuesday, followed by a faster northeastward motion by Tuesday night, and Pamela is forecast to pass south of the southern tip of the Baja California peninsula Tuesday night or early Wednesday and make landfall on west-central mainland Mexico Wednesday morning. Currently, maximum sustained winds have increased to near 65 mph with higher gusts and steady to rapid strengthening is forecast, with Pamela expected to become a hurricane by tonight and a major hurricane before it reaches the coast of Mexico. At this time, there is a hurricane watch in effect for Bahia Tempehuaya to Escuinapa and a tropical storm watch in effect for North of Bahia Tempehuaya to Altata, South of Escuinapa to San Blas, Isla Marias and Los Barilles to Cabo San Lucas. The National Hurricane Center states that a hurricane warning and tropical storm warning will likely be required tonight for portions of the current watch areas, by this afternoon or evening.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 10, 2021.

September 30 - Tropical Storm Victor

Tropical Storm Victor formed Thursday afternoon, September 29, 2021 in the Atlantic. The National Hurricane Center indicates that Victor is about 550 miles south-southwest of the Cabo Verde Islands and is moving toward the west-northwest near 13 mph with a west-northwest to northwest motion over the eastern tropical Atlantic expected through the weekend. Currently, maximum sustained winds have increased to near 45 mph with higher gusts and additional strengthening is forecast, with a chance of Victor becoming a hurricane on Friday.  A weakening trend is expected to begin over the weekend. At this time, there are no coastal watches or warnings in effect and Victor poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 29, 2021.

September 23 - Tropical Storm Sam

Tropical Storm Sam formed Thursday morning, September 23, 2021 in the Atlantic. The National Hurricane Center indicates that Sam is about 1,745 miles east-southeast of the Northern Leeward Islands and is moving toward the west near 16 mph with this general motion expected to continue over the next several days, but with a gradual slowdown in forward motion. Currently, maximum sustained winds have increased to near 50 mph with higher gusts and additional strengthening is forecast over the next several days. Sam is now forecast to become a hurricane tomorrow and be near major hurricane intensity by the end of the weekend. At this time, there are no coastal watches or warnings in effect and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 23, 2021.

September 20 - Tropical Storm Peter

Tropical Storm Peter formed early Sunday morning, September 19, 2021 in the Atlantic. The National Hurricane Center indicates that Peter is about 245 miles east-northeast of the northern Leeward Islands and is moving toward the west-northwest near 14 mph with this general motion expected to continue during the next couple of days, followed by a turn to the northwest with a decrease in forward speed on Wednesday. Currently, maximum sustained winds are near 50 mph with higher gusts and slow weakening is forecast during the next several days. Rainfall around the southern periphery of Tropical Storm could produce rainfall totals of 1 to 3 inches, with locally higher amounts possible, across portions of the Northern Leeward Islands, including the Virgin Islands, as well as Puerto Rico through Tuesday. This rainfall may lead to areas of urban and small stream flooding. Swells generated by Peter are expected to affect the northern Leeward Islands early this week, and then reach the Bahamas by midweek.  These swells could cause life-threatening surf and rip current conditions. At this time, there are no coastal watches or warnings in effect, however, the National Hurricane Center suggests that interests in the northern Leeward Islands, Virgin Islands, and Puerto Rico monitor the progress of this storm.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 19, 2021.

September 20 - Tropical Storm Rose

Tropical Storm Rose formed Sunday, September 19, 2021 in the Atlantic. The National Hurricane Center indicates that Rose is about 550 miles west of the southernmost Cabo Verde Islands and moving toward the northwest near 15 mph, with this motion at a slightly slower forward speed forecast over the next few days. Currently, maximum sustained winds are near 40 mph with higher gusts and slight strengthening will be possible today. By Tuesday, however, upper-level winds are expected to become less conducive, and Rose is forecast to begin a slow weakening trend. At this time, there are no coastal watches or warnings in effect and Rose poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 20, 2021.

September 17 - Tropical Storm Odette

Tropical Storm Odette formed Friday afternoon, September 17, 2021 in the Atlantic. The National Hurricane Center indicates that Odette is currently about 225 miles southeast of Cape May, New Jersey and 325 miles south-southwest of Nantucket, Massachusetts and is moving toward the northeast near 15 mph with this general motion expected to continue into tonight.  A turn toward the east-northeast with an increase in forward speed is expected to begin on Saturday and continue through Monday. The center of Odette will move away from the U.S. Mid-Atlantic coast and pass south of Atlantic Canada over the weekend. Currently, maximum sustained winds are near 40 mph with higher gusts and strengthening is forecast during the next couple of days, with Odette expected to become a strong post-tropical low by Saturday night. At this time there are no coastal watches or warnings in effect, however, Swells generated by Odette are affecting portions of the United States Mid-Atlantic coast and are expected to spread northward to portions of the U.S. Northeast and Atlantic Canada coasts during the weekend.  These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 17, 2021.

September 13 - Tropical Storm Nicholas

Tropical Storm Nicholas formed Sunday morning, September 12, 2021 in the Atlantic. The National Hurricane Center indicates that Nicholas is currently about 45 miles northeast of Mouth Of The Rio Grande and 140 miles south of Port O’Connor, Texas and is moving toward the north near 12 mph with this general motion expected to continue today, followed by a turn toward the north-northeast on Tuesday. The center of Nicholas will pass near or just offshore of the coast of south Texas this morning and move onshore along the coast of south or central Texas late this afternoon or this evening. Maximum sustained winds remain near 60 mph with higher gusts. Strengthening is forecast today, and Nicholas could reach the northwest Gulf coast as a hurricane, however, weakening is anticipated on Tuesday and Wednesday while Nicholas moves over land. At this time there are a few warnings in place for Nicholas. A storm surge warning is in effect for Port Aransas, Texas to Sabine Pass, Galveston Bay, Aransas Bay, San Antonio Bay, and Matagorda Bay. A tropical storm warning is in effect for Mouth of the Rio Grande to Sabine Pass. A hurricane watch is in effect for Port Aransas to San Luis Pass, Texas. And lastly, a storm surge watch is in effect for Baffin Bay to Port Aransas, Texas, Sabine Pass to Rutherford Beach, Louisiana, and Corpus Christi Bay.  These areas may experience conditions such as winds, storm surge, rainfall, and tornadoes produced by Nicholas.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 12, 2021.

September 8 - Tropical Storm Olaf

Tropical Storm Olaf formed Wednesday morning, September 8, 2021 in the Pacific. The National Hurricane Center indicates that Olaf is about 210 miles west of Manzanillo, Mexico and 315 miles south-southeast of Cabo San Lucas, Mexico. Olaf is moving toward the northwest near 7 mph with this general motion along with an increase in forward speed expected through Friday. A turn toward the west-northwest is forecast by Friday night, followed by a turn toward the west on Saturday and the center of Olaf will move just to the southwest of southern Baja California Sur on Thursday and Friday. Maximum sustained winds are near 40 mph with higher gusts with some strengthening forecast during the next day or so, and Olaf could be near hurricane strength by late Thursday. The storm is expected to begin weakening on Friday. At this time, there is a tropical storm watch in effect for Baja California Sur, Mexico from Los Barriles to Santa Fe and tropical storm conditions are possible within these areas.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 8, 2021.

September 1 - Tropical Storm Larry

Tropical Storm Larry formed Wednesday morning, September 1, 2021 in the Atlantic. The National Hurricane Center indicates that Larry is about 370 miles west-southwest of the southernmost Cabo Verde Islands and is moving toward the west near 22 mph, with this general motion expected to continue through Thursday.  A gradual turn toward the west-northwest and a decrease in forward speed is expected Thursday night and Friday. Currently, maximum sustained winds have increased to near 70 mph with higher gusts.  Steady to rapid strengthening is forecast during the next couple of days, and Larry is expected to become a hurricane tonight and a major hurricane by Friday. At this time, there are no coastal watches or warnings in effect for Larry and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 1, 2021.

August 30 - Tropical Storm Kate

Tropical Storm Kate formed Monday morning, August 30, 2021 in the Atlantic. The National Hurricane Center indicates that Kate is about 770 miles east-northeast of the Leeward Islands and is moving toward the north near 8 mph with a general northward motion expected to continue through Tuesday, followed by a turn to the northwest on Tuesday night or Wednesday. Currently, maximum sustained winds are near 45 mph with higher gusts and some fluctuations in intensity are possible during the next couple of days with slow strengthening forecast by Thursday. At this time, there are no coastal watches or warnings in effect for Kate and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 30, 2021.

August 26 - Tropical Storm Ida

Tropical Storm Ida formed Thursday afternoon, August 26, 2021 in the Atlantic. The National Hurricane Center indicates that Ida is about 115 miles southeast of Grand Cayman and 195 miles west of Negril, Jamaica. Ida is moving toward the northwest near 13 mph, and this general motion should continue over the next few days. The center of Ida is expected to pass near or over the Cayman Islands tonight, the Isle of Youth and western Cuba Friday, and over the southeastern and central Gulf of Mexico Friday night and Saturday.  Ida is also forecast to approach the U.S. northern Gulf coast on Sunday. Maximum sustained winds are near 40 mph with higher gusts. Steady strengthening is forecast during the next few days and Ida is forecast to become a hurricane when it is near western Cuba with additional strengthening expected while it moves over the Gulf of Mexico. Ida could be near major hurricane strength when it approaches the northern Gulf coast. At this time, a tropical storm warning is in effect for the Cayman Islands, the Cuban provinces of Matanzas, Mayabeque, Havana, Artemisa, Pinar del Rio, and the Isle of Youth.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 26, 2021.

August 26 - Tropical Storm Nora

Tropical Storm Nora formed Thursday morning, August 26, 2021 in the Eastern Pacific. The National Hurricane Center indicates that Nora is about 290 miles south of Lazaro Cardenas, Mexico and 395 miles south-southeast of Manzanillo, Mexico. Nora is moving toward the west-northwest near 11 mph and a motion toward the northwest and north-northwest is expected to begin later tonight and continue through Sunday.  The center of Nora is expected to approach the southwestern coast of Mexico Friday and Friday night and be very near the coast Saturday and Saturday night. Nora will then approach the southern portion of Baja California Sur on Sunday. Maximum sustained winds have increased to near 45 mph with higher gusts, and additional strengthening is forecast during the next few days, with Nora expected to become a hurricane on Saturday. At this time,  there is a hurricane watch in effect for Lazaro Cardenas, Mexico to Cabo Corrientes, Mexico and a tropical storm warning in effect for Tecpan de Galeana, Mexico to Manzanillo, Mexico.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 26, 2021.

August 11 - Tropical Storm Kevin

Tropical Storm Kevin formed Saturday afternoon, August 7, 2021 in the Eastern Pacific. The National Hurricane Center indicates that Kevin is about 460 miles west-southwest of the southern tip of Baja California. Kevin is moving toward the northwest near 10 mph with a northwestward to west-northwestward motion expected during the next few days. Maximum sustained winds are near 45 mph with higher gusts and Kevin is expected to weaken over the next couple of days.  Kevin is likely to weaken to a tropical depression by early Thursday and then a remnant low by early Friday. At this time, there are no coastal watches or warnings in effect, however, swells generated by Kevin are affecting portions of the coast of southwestern Mexico and will spread northward along the coast of Baja California Sur over the next day or so, which can cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 7, 2021.

August 11 - Tropical Storm Fred

Tropical Storm Fred formed Tuesday night, August 10, 2021 in the Atlantic. The National Hurricane Center indicates that Fred is about 30 miles west of Santo Domingo Dominican Republic and 205 miles south-southeast of Grand Turk Island. Fred is moving toward the west-northwest near 16 mph, and a general west-northwestward motion with a decrease in forward speed is expected to continue for the next few days.  On the forecast track, the center of Fred is expected to be near or over Hispaniola this afternoon and evening, move near the Turks and Caicos Islands and the southeastern Bahamas on Thursday, and move near or north of the northern coast of central Cuba on Friday. Maximum sustained winds are now near 45 mph with higher gusts and weakening is expected later today and tonight as the center of Fred crosses Hispaniola.  Slow re-intensification is expected beginning Thursday night. Tropical storm conditions are spreading across portions of the Dominican Republic. There is a tropical storm warning in effect for the Dominican Republic on the south coast from Punta Palenque eastward and on the north coast from the Dominican Republic and Haiti border eastward. A tropical storm watch is in effect for Haiti from the northern border with the Dominican Republic to Gonaives, Turks and Caicos Islands, Southeastern Bahamas, The Cuban provinces of Ciego de Avila, Camaguey, Las Tunas, Holguin, Granma, Santiago de Cuba, and Guantanamo. There is a risk of heavy rainfall which could result in flash, urban, and small stream flooding, in addition to, wind impacts in areas such as portions of the Dominican Republic, Southern Florida into the Panhandle and in portions of Hispaniola, the Bahamas, and Cuba.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 10 , 2021.

August 11 - Tropical Storm Linda

Tropical Storm Linda formed Tuesday afternoon, August 10, 2021 in the Eastern Pacific. The National Hurricane Center indicates that Linda is about 375 miles south-southwest of Manzanillo, Mexico. Linda is moving toward the west near 12 mph, and a westward to west-northwestward motion is expected during the next few days. Maximum sustained winds have increased to near 65 mph with higher gusts and additional strengthening is forecast during the next couple of days, with Linda likely to become a hurricane by tonight. At this time, there are no coastal watches or warnings in effect, however, Linda is expected to generate swells that could affect portions of the coast of southwestern Mexico over the next few days which can cause life-threatening surf and rip current conditions

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 10, 2021. 

July 19 - Tropical Storm Guillermo

Tropical Storm Guillermo formed Saturday afternoon, July 17, 2021 in the Pacific. The National Hurricane Center indicates that Guillermo is about 575 miles west-southwest of the southern tip of Baja California and is moving toward the west near 15 mph with this motion expected to continue for the next several days. Maximum sustained winds have decreased to near 40 mph with higher gusts and Guillermo is forecast to become a depression on Tuesday, if not sooner, and degenerate to a remnant low on Wednesday night. At this time, there are no coastal watches or warnings in effect for Guillermo and it poses no immediate threat to land. 

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 17, 2021. 

July 15 - Tropical Storm Felicia

Tropical Storm Felicia formed Wednesday morning, July 14, 2021 in the Eastern Pacific. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 14, 2021. 

July 2 - Tropical Storm Elsa

Tropical Storm Elsa formed early Thursday morning, July 1, 2021 in the Atlantic. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 1, 2021.

2020

October 31 - Tropical Storm Eta

Tropical Storm Eta formed Saturday night, October 31, 2020 in the Atlantic.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 31, 2020.

October 25 - Tropical Storm Zeta

Tropical storm Zeta formed early Sunday morning, October 25, 2020 in the Atlantic ocean. The national hurricane center indicates that Zeta is about 275 miles south-southeast of the western tip of Cuba and 255 miles southeast of Cozumel, Mexico and is currently meandering or nearly stationary, However, a generally northwestward motion is expected over the next couple of days. On the forecast track, the center of Zeta will pass south of western Cuba early Monday and move near or over the northern Yucatan Peninsula or the Yucatan Channel late Monday, move into the southern Gulf of Mexico on Tuesday, and reach the central Gulf of Mexico by late Tuesday. Maximum sustained winds are near 40 mph with higher gusts. Strengthening is forecast during the next 48 hours, and Zeta could become a hurricane by the time it moves near or over the Yucatan Peninsula late Monday.

Currently, a tropical storm warning is in effect for Pinar del Rio, Cuba, Tulum to Rio Lagartos, Mexico and Conzumel, Mexico. A hurricane watch is in effect for Tulum to Rio Lagartos, Mexico and Cozumel, Mexico. Tropical Storm Conditions are expected in portions of the northern Yucatan Peninsula of Mexico Monday night and early Tuesday, with hurricane conditions possible and tropical storm conditions could occur over extreme western Cuba on Monday. Through Wednesday, heavy rainfall is expected from Zeta across portions of central and western Cuba, the Cayman Islands, Jamaica, the northeast Yucatan peninsula of Mexico, southern Florida and the Keys. This rainfall may lead to flash flooding in urban areas. In addition, Zeta could be at or just below hurricane strength when it approaches the northern Gulf Coast on Wednesday, and could bring some storm surge, rainfall, and wind impacts to areas from Louisiana to the Florida Panhandle.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 25, 2020.

October 19 - Tropical Storm Epsilon

Tropical storm Epsilon formed Monday morning, October 19, 2020 in the Atlantic ocean. The national hurricane center indicates that Epsilon is about 735 miles southeast of Bermuda. Currently, the storm is stationary and little overall motion is expected through tonight.  A slow west-northwestward to northwestward motion should begin on Tuesday, and this motion should continue through midweek. Maximum sustained winds are near 40 mph with higher gusts. Gradual strengthening is forecast during the next 72 hours, and Epsilon is forecast to be at or near hurricane strength by early Thursday. At this time, there are no coastal watches or warnings in effect and Epsilon poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 19, 2020.

October 5 - Tropical Storm Norbert

Tropical storm Norbert formed Tuesday morning, October 6, 2020 in the Eastern Pacific ocean. Norbert is about 350 miles south-southwest of Manzanillo, Mexico and is moving toward the north near 2 mph. The storm is forecast to meander or be nearly stationary over the next few days. Maximum sustained winds are near 50 mph with higher gusts and some slow strengthening is possible over the next couple of days. At this time, there are no coastal watches or warnings in effect and Norbert poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 6, 2020.

October 5 - Tropical Storm Delta

Tropical storm Delta formed Monday morning, October 5, 2020 in the Atlantic ocean. Delta is about 130 miles south of Negril, Jamaica and 270 miles southeast of Grand Cayman. The storm is moving toward the west-northwest near 9 mph, and this general motion should continue for the next day or so with a faster northwestward motion expected on Tuesday and Wednesday.  On the forecast track, the center of Delta is expected to move away from Jamaica later today, move near or over the Cayman Islands later tonight, and approach the Isle of Youth and western Cuba Tuesday afternoon or evening. Delta is forecast to move into the southeastern Gulf of Mexico Tuesday night or early Wednesday. Maximum sustained winds have increased to near 40 mph with higher gusts. Additional strengthening is expected during the next few days, and the tropical storm is expected to be a hurricane when it moves near or over western Cuba. Currently, a hurricane watch is in effect for Cuban provinces of Pinar del Rio and Artemisa, in addition to Isle of Youth. A tropical storm warning is in effect for the Cayman Islands including Little Cayman and Cayman Brac. And lastly, a tropical storm watch is in effect for Cuba province of La Habana.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 5, 2020.

October 5 - Tropical Storm Gamma

Tropical storm Gamma formed Friday evening, October 2, 2020 in the Atlantic ocean over the northwestern Caribbean sea.  Gamma made landfall near Tulum, Mexico on Saturday, October 3, 2020 slowly moving over the Yucatan Peninsula and into the southern Gulf of Mexico on Sunday, October 4, 2020. Currently, Gamma is about 165 miles east-northeast of Progreso, Mexico and 150 miles north-northwest of Conzumel, Mexico. Gamma is drifting toward the south-southwest near 2 mph and is forecast to gradually turn toward the southwest later today, and continue to move slowly in that direction through mid-week.  On the forecast track, the center of Gamma will continue to meander offshore of the northern Yucatan Peninsula and pass near or just offshore of the northern coast of the Yucatan Peninsula this evening and on Tuesday.  Gamma could possibly move inland along the northwest coast of the Yucatan Peninsula Tuesday night and Wednesday. Maximum sustained winds have decreased to near 45 mph with gradual weakening forecast during the next few days. At this time, there is a tropical storm warning in effect for north and west of Cancun to Dzilam, Mexico and a tropical storm watch is in effect for west of Dzilam to Campeche, Mexico.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 2, 2020.

September 30 - Tropical Storm Marie

Tropical storm Marie formed Tuesday afternoon, September 29, 2020 in the Eastern Pacific ocean. Marie is about 655 miles south-southwest of the southern tip of Baja California and is moving toward the west near 16 mph.  A westward to west-northwestward motion is expected through Friday. Maximum sustained winds have increased to near 65 mph with higher gusts and rapid strengthening is forecast, with Marie is expected to become a hurricane this evening or tonight.  Marie could then become a major hurricane by late Thursday. At this time, there are no coastal watches or warnings in effect and Marie poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 29, 2020.

September 21 - Tropical Storm Lowell

Tropical storm Lowell formed Monday afternoon, September 21, 2020 in the Pacific ocean. Lowell is about 450 miles south-southwest of the Southern tip of Baja California and is moving toward the west-northwest near 16 mph, with this general motion expected to continue through Wednesday, followed by a turn toward the west Wednesday night. Maximum sustained winds are now near 45 mph with higher gusts.  Slow strengthening is anticipated during the next few days, and Lowell could be near hurricane strength by Wednesday or Wednesday night. At this time, there are no coastal watches or warnings in effect and Lowell poses no immediate threat to land.

Our plans cannot provide coverage due to fear of travel unless you purchased Trip Cancellation for Any Reason coverage, which was offered on certain plans but is unavailable for purchase at this time.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 21, 2020.

September 21 - Tropical Storm Beta

Tropical storm Beta formed Friday afternoon, September 18, 2020 in the Atlantic ocean. Beta is about 55 miles southeast of Port O’Connor, Texas and 75 miles south-southwest of Freeport, Texas and moving toward the west-northwest near 7 mph, with this general motion expected to continue today. A decrease in forward speed and a sharp turn to the north and northeast are expected on Tuesday.  On the forecast track, the center of Beta will continue to move toward the central coast of Texas and will likely move inland by tonight. Beta is forecast to remain close to the coast of southeastern Texas on Tuesday and Wednesday. Maximum sustained winds are near 50 mph with higher gusts and little change in strength is forecast before Beta reaches the Texas coast. Weakening is anticipated once Beta moves inland.

Currently, there is a Tropical Storm warning in effect for Port Aransas, Texas to Morgan City, Louisiana and a Tropical Storm watch in effect for Baffin Bay, to Port Aransas, Texas. A Storm Surge warning in also in effect for Port Aransas, Texas to Rockefeller Wildlife Refuge, Louisiana, including Copano Bay, Aransas Bay, San Antonio Bay, Matagorda Bay, Galveston Bay, Sabine Lake, and Lake Calcasieu. Swells generated by a combination of Beta and a cold front over the northern Gulf of Mexico will continue along the coasts of Louisiana and Texas during the next couple of days.  These swells are likely to cause life-threatening surf and rip current conditions. In addition, the combination of a dangerous storm surge and the tide will cause normally dry areas near the coast to be flooded by rising waters moving inland from the shoreline.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 18, 2020.

September 18 - Tropical Storm Wilfred

Tropical storm Wilfred formed Friday morning, September 18, 2020 in the Atlantic ocean. Wilfred is about 630 miles west-southwest of the Cabo Verde Islands and is moving toward the west-northwest near 17 mph and this general motion is expected for the next few days. Maximum sustained winds are near 40 mph with higher gusts. Some slight strengthening is possible today, and weakening should start this weekend and continue into next week. At this time, there are no coastal watches or warnings in effect, and Wilfred poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 18, 2020.

September 15 - Tropical Storm Karina

Tropical storm Karina formed Sunday morning, September 13, 2020 in the Pacific ocean. Karina is about 740 miles west of the Southern tip of Baja California and is moving toward the northwest near 10 mph, with this motion expected to continue for the next couple of days. A turn to the west and then toward the west-southwest is expected late this week. Maximum sustained winds are near 60 mph with higher gusts and some weakening is forecast during the next 48 hours. Gradual weakening should begin by tonight, and Karina is forecast to become a remnant low in two or three days. At this time, there are no coastal watches or warnings in effect, and Karina poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 13, 2020.

September 14 - Tropical Storm Vicky

Tropical storm Vicky formed Monday morning, September 14, 2020 in the Atlantic ocean. Vicky is about 350 miles west-northwest of the Cabo Verde Islands and is moving toward the northwest near 6 mph and this motion is forecast to continue into this afternoon. A turn toward the northwest is forecast tonight, with a west-northwestward motion expected on Tuesday and Wednesday. Maximum sustained winds have increased to near 45 mph with higher gusts with little change in strength expected during the next day or so.  Weakening is expected to begin by Tuesday night and Vicky is forecast to degenerate to a remnant low on Thursday. At this time, there are no coastal watches or warnings in effect and Vicky poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 14, 2020.

September 14 - Tropical Storm Teddy

Tropical storm Teddy formed Monday morning, September 14, 2020 in the Atlantic ocean. Teddy is about 1,110 miles west of the Cabo Verde Islands and 1,405 miles east of the Lesser Antilles, and is moving toward the west-northwest near 14 mph. A continued west-northwestward motion is expected for the next day or two followed by a turn toward the northwest by mid-week. Maximum sustained winds have increased to near 40 mph with higher gusts and additional strengthening is anticipated. Teddy is forecast to become a hurricane in a couple of days. At this time, there are no coastal watches or warnings in effect, However, large swells generated by Teddy are expected to reach the Lesser Antilles and the northeastern coast of South America on Wednesday. These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 14, 2020.

September 14 - Tropical Storm Sally

Tropical storm Sally formed Saturday morning, September 12, 2020 in the Atlantic ocean. Sally is about 140 miles east-southeast of the mouth of the Mississippi river and about 185 miles southeast of Biloxi, Mississippi. Sally is moving toward the west-northwest near 6 mph and this general motion is expected to continue today, followed by a decrease in forward speed and a turn toward the northwest tonight and a northward turn sometime on Tuesday.  On the forecast track, the center of Sally will move over the north-central Gulf of Mexico today, approach southeastern Louisiana tonight, and make landfall in the hurricane warning area on Tuesday or Tuesday night. Afterward, Sally is expected to move slowly north-northeastward near the northern Gulf Coast through Wednesday. Maximum sustained winds are near 65 mph with higher gusts and strengthening is expected over the next day or so. Sally is forecast to become a hurricane by tonight, with additional strengthening possible before the center crosses the northern Gulf Coast.

At this time there is a storm surge warning in effect for Port Fourchon, Louisiana to the Alabama/Florida border, in addition to, Lake Pontchartrain Lake Maurepas, Lake Borgne and Mobile Bay. A Tropical Storm Warning is in effect for the Alabama/Florida border to Indian Pass Florida and Intracoastal City Louisiana to west of Morgan City. A Tropical Storm Watch is in effect for Indian Pass to Ochlockonee River, Florida. And lastly, a Hurricane warning is in effect for Morgan City, Louisiana to the Alabama/Florida border, in addition to, Lake Pontchartrain and Lake Maurepas including metropolitan New Orleans.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 12, 2020.

September 8 - Tropical Storm Rene

Tropical storm Rene formed Monday afternoon, September 7, 2020 in the Atlantic ocean. Rene is moving toward the west near 16 mph, and a motion toward the west to west-northwest is expected over the next two or three days.  On the forecast track, the center of Rene will move away from the Cabo Verde Islands later today. Maximum sustained winds are near 40 mph with higher gusts with little change in strength expected today, followed by gradual strengthening on Thursday and Friday.  Rene is forecast to become a hurricane in a couple of days and is also expected to produce tropical storm conditions across portions of the western Cabo Verde Islands for a few more hours. A tropical storm warning remains in effect for those islands and Rene will continue to bring locally heavy rainfall to portions of the western Cabo Verde Islands today.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 7, 2020.

September 8 - Tropical Storm Paulette

Tropical storm Paulette formed Monday morning, September 7, 2020 in the Atlantic ocean. Paulette is about 1,285 miles west of the Cabo Verde Islands and 1,295 miles east of the Northern Leeward Islands, moving toward the northwest near 6 mph. A turn toward the west-northwest or west with a slight increase in forward speed is expected during the next couple of days. Currently, maximum sustained winds are near 65 mph with higher gusts. Moderate additional strengthening is possible today and Paulette could be near hurricane strength by tonight, however, gradual weakening is expected by late Wednesday. At this time, there are no coastal watches or warnings in effect for Paulette and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 7, 2020.

September 1 - Tropical Storm Omar

Tropical storm Omar formed Tuesday afternoon, September 1, 2020 in the Atlantic ocean. Tropical storm Omar is about 225 miles east of Cape Hatteras North Carolina and is moving toward the east-northeast near 15 mph. This general motion is forecast through Wednesday, followed by a turn toward the east by Thursday.  On the forecast track, Omar will continue to move away from North Carolina. Maximum sustained winds have increased to near 40 mph with higher gusts, little change in strength is expected overnight, followed by weakening beginning on Wednesday night. Omar is expected to degenerate into a remnant area of low pressure by late Thursday. At this time, there are no coastal watches or warnings in effect for this storm and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 1, 2020.

September 1 - Tropical Storm Nana

Tropical storm Nana formed Tuesday morning, September 1, 2020 in the Atlantic ocean just south of Jamaica. Tropical storm Nana is about 120 miles south-southeast of Negril, Jamaica and about 685 miles east of Belize city. This storm is moving toward the west near 16 mph, and this general motion is expected to continue through Thursday.  On the forecast track, Nana will be moving near but north of the coast of Honduras on Wednesday and likely be approaching the coast of Belize on Thursday. Maximum sustained winds have increased to near 50 mph with additional strengthening forecast during the next 48 hours and Nana could become a hurricane just prior to landfall on Thursday.

A tropical storm watch is currently in effect for Northern Honduras, Roatan Island and the Bay Islands of Honduras, and Belize. A tropical storm watch may be required for portions of Guatemala and the southern Yucatan Peninsula later today. Nana is expected to produce rainfall accumulations of 2 to 4 inches across northern Honduras, Belize, and the southeast portion of the Mexican state of Quintana Roo. Swells generated by this system are affecting portions of the southern coast of Jamaica, and will continue into Wednesday morning. These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 1, 2020.

August 27 - Tropical Storm Hernan

Tropical storm Hernan formed Wednesday afternoon, August 26, 2020 in the Eastern Pacific ocean. Hernan is about 125 miles south of Cabo Corrientes, Mexico, and about 390 miles southeast of the southern tip of Baja California and is moving toward the north near 5 mph. A turn toward the northwest is forecast by this afternoon, followed by a west-northwestward motion on Friday. The center of the storm, along with the strongest winds and heaviest rains, is expected to remain just offshore of the southwestern coast of Mexico. Currently, Maximum sustained winds are 45 mph with gusts up to 50 mph and little change in strength is forecast during the next day or so. A weakening trend is expected to begin by early Friday, and Hernan is forecast to become a remnant low Friday night. At this time, there are no coastal watches or warnings in effect for Hernan and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 26, 2020.

August 26 - Tropical Storm Iselle

Tropical storm Iselle formed Wednesday afternoon, August 26, 2020 in the Eastern Pacific ocean. Iselle is about 680 miles southwest of the southern tip of Baja California and is moving toward the northeast near 5 mph and this motion is expected to continue through Friday. Maximum sustained winds are near 40 mph with little change in strength forecast during the next few days. At this time, there are no coastal warnings or watches and in effect for Iselle and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 26, 2020.

August 24 - Tropical Storm Marco

Tropical Storm Marco formed Friday night, August 21, 2020 in the Atlantic. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 21, 2020.

August 21 - Tropical Storm Laura

Tropical storm Laura formed Friday morning, August 21, 2020 in the Atlantic ocean. Laura is about 210 miles east-southeast of the Northern Leeward Islands and is moving toward the west near 18 mph. A generally west-northwestward motion at a faster forward speed is expected over the next couple of days.  On the forecast track, the center of Laura will move near or over the northern Leeward Islands later today, near or over Puerto Rico Saturday morning, and near the northern coast of Hispaniola late Saturday and early Sunday. Maximum sustained winds are near 45 mph with higher gusts and some slow strengthening is forecast during the next 48 hours.

Tropical storm conditions are expected across portions of the northern Leeward Islands, the Virgin Islands, and Puerto Rico today through Saturday, and Tropical Storm Warnings are in effect. Heavy rainfall is likely across this area beginning today and could cause mudslides and flash and urban flooding through Sunday. Tropical storm conditions are possible along the northern coasts of the Dominican Republic and Haiti, the southeastern Bahamas, and the Turks and Caicos islands Saturday and Sunday, and Tropical Storm watches are in effect. Laura could bring storm surge, rainfall, and wind impacts to portions of Cuba, the Bahamas, and Florida early next week and the northeast U.S. Gulf Coast by the middle of next week.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 21, 2020.

August 17 - Tropical Storm Genevieve

Tropical Storm Genevieve formed Sunday afternoon, August 16, 2020 in the Pacific. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 16, 2020.

August 14 - Tropical Storm Josephine

Tropical storm Josephine formed Thursday morning, August 13, 2020 in the Atlantic ocean. Josephine is about 680 miles east-southeast of the northern leeward islands and moving toward the west-northwest near 17 mph. This general motion is expected to continue for the next couple of days followed by a turn toward the northwest late this weekend or early next week. Maximum sustained winds are near 40 mph with higher gusts and some additional strengthening is forecast during the next day or so. At this time, Josephine poses no immediate threat to land, and there are no coastal watches or warnings in effect. However, On the forecast track, the center of Josephine is expected to pass to the northeast of the leeward islands over the weekend.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 13, 2020.

August 11 - Tropical Storm Elida

Tropical Storm Elida formed Sunday, August 9, 2020 in the Pacific. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 9, 2020.

July 30 - Tropical Storm Isaias
Tropical storm Isaias formed Wednesday night, July 29, 2020 in the Atlantic ocean. Currently, Isaias is about 50 miles Southwest of Punta Cana Dominican Republic and 160 miles Southeast of Puerto Plata Dominican Republic and is moving toward the northwest near 20 mph. A west-northwestward to northwestward motion with some decrease in forward speed is expected over the next couple of days.  On the forecast track, the center of Isaias will move over Hispaniola today and move near the Southeastern Bahamas by tonight or early Friday. Isaias is forecast to be near the Central Bahamas Friday night and approach the Northwest Bahamas or southern Florida Friday night and Saturday. Maximum sustained winds are near 60 mph with higher gusts. Some slight weakening is possible as Isaias moves over Hispaniola today. Re-strengthening is forecast on Friday and Friday night. Isaias will produce heavy rains and potentially life threatening flash flooding and mudslides across Puerto Rico, the Dominican Republic, northern Haiti, the Turks and Caicos, and the Bahamas, tropical storm warnings are in effect for these areas in addition to, the U.S. Virgin Islands. Heavy rains associated with Isaias may begin to affect South Florida Saturday morning, potentially resulting in isolated flash and urban flooding.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 29, 2020.

July 24 - Tropical Storm Hanna
Tropical Storm Hanna formed Thursday night, July 23, 2020 in the Gulf of Mexico. Hanna is around 260 miles east of Corpus Christi Texas and Port Mansfield Texas, with winds of 45 mph and moving toward the west-northwest near 9 mph, and this motion should continue today. A  turn toward the west is expected tonight, followed by a westward to west-southwestward motion through the weekend.  A tropical storm warning is in effect for the Mouth of the Rio Grande to San Luis Pass Texas and on the forecast track, the center of Hanna should make landfall along the Texas coast within the warning area Saturday afternoon or evening. Hanna is expected to bring heavy rains across portions of southern Texas. These rains could result in flash flooding and isolated minor to moderate river flooding. Maximum sustained winds have increased to near 45 mph with higher gusts. Gradual strengthening is expected until the tropical cyclone makes landfall. Steady weakening is expected after Hanna moves inland.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 23, 2020.

July 22 - Tropical Storm Gonzalo
Tropical Storm Gonzalo formed Wednesday, July 22, 2020 in the Atlantic ocean. Gonzalo is around 1,250 miles east of the southern Windward Islands, with winds of 45 mph and moving toward the west near 14 mph. A general westward motion at a faster forward speed is expected during the next few days. Maximum sustained winds have increased to near 50 mph with higher gusts.  Additional strengthening is forecast during the next couple of days, and Gonzalo is expected to become a hurricane by Thursday. There are no coastal watches or warnings in effect, however, Gonzalo is expected to move near or over the southern Windward Islands this weekend, and could bring direct impacts from winds and heavy rainfall.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 22, 2020.

July 21 - Tropical Storm Douglas
Tropical Storm Douglas formed Monday night, July 20, 2020 in the Eastern Pacific ocean. Douglas is moving toward the west-southwest near 15 mph.  A turn toward the west at a similar forward speed is expected later today, followed by a turn toward the west-northwest Wednesday night. The west-northwestward motion is forecast to continue at least through Friday. Maximum sustained winds have increased to near 65 mph with higher gusts.  Additional strengthening is forecast during the next several days, and Douglas could become a hurricane later today. At this time, there are no coastal watches or warnings in effect and Douglas poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 20 2020.

July 10 - Tropical Storm Fay
Tropical Storm Fay formed Thursday, July 9, 2020 in the Atlantic ocean just off the coast of North Carolina. Fay is moving toward the north near 12 mph. A northward to north-northeastward motion at a faster forward speed is expected over the next couple of days. The center of Fay is forecast to move near the mid-Atlantic coast this afternoon and evening and move inland over the mid-Atlantic and northeast United States tonight and Saturday. Currently, maximum sustained winds are near 60 mph with higher gusts. Little change in strength is forecast today while the center remains over water. Weakening should begin after the center moves inland, and Fay is expected to weaken to a tropical depression by early Saturday.

Tropical Storm warnings and watches are in effect for Fenwick Island Delaware to Watch Hill Rhode Island including Long Island and Long Island Sound and Southern Delaware Bay. Minor coastal flooding and isolated tornadoes are also possible, within those areas. Fay is expected to produce 2 to 4 inches of rain with isolated maxima of 7 inches along and near the track from Delaware into New Jersey, eastern Pennsylvania, southeast New York, and southern New England. The rain may result in flash flooding and urban flooding in areas with poor drainage where the heaviest amounts occur. Widespread river flooding is not expected at this time.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 9, 2020.

July 7 - Tropical Storm Cristina
Tropical Storm Cristina formed Monday night, July 6, 2020 in the Eastern Pacific ocean. Cristina is moving toward the west-northwest near 13 mph, and this general motion is expected to continue for the next few days, keeping the cyclone well away from the coast of Mexico. Maximum sustained winds are near 40 mph with higher gusts. Strengthening is anticipated and Cristina is forecast to become a hurricane in a day or two. There are no coastal watches or warnings in effect for Cristina and it poses no immediate threat to land, at this time.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 6, 2020.

July 6 - Tropical Storm Edouard
Tropical Storm Edouard formed Sunday night, July 5, 2020 over the far North Atlantic ocean. Edouard is currently moving toward the northeast near 37 mph and this motion is expected to continue for the next couple of days. Maximum sustained winds are near 45 mph with higher gusts and no significant change in strength is forecast before Edouard is forecast to become post-tropical later today. At this time, there are no coastal watches or warnings in effect for Edouard and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 5, 2020.

June 25 - Tropical Storm Boris
Tropical Storm Boris formed Thursday, June 25, 2020 in the Eastern Pacific ocean. Boris is moving toward the west-northwest near 9 mph and this motion is expected to continue tonight.  A turn toward the west is forecast Friday or Friday night, with this motion continuing through Saturday. Maximum sustained winds are near 40 mph with higher gusts with little change in strength expected tonight. After that, Boris is forecast to weaken back to a depression Friday or Friday night. At this time, Boris poses no immediate threat to land and no coastal watches or warnings are in effect.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 25, 2020.

June 3 - Tropical Storm Cristobal
Tropical Storm Cristobal formed Tuesday, June 2, 2020 in the Atlantic ocean near the Gulf of Mexico. Cristobal is moving toward the south near 3 mph, and this general motion is expected to continue this morning, followed by a turn toward the east this afternoon. A turn toward the north-northeast and north is expected on Thursday night and Friday.  On the forecast track, the center will cross the southern Bay of Campeche coast later today and move inland over eastern Mexico tonight and Thursday, and move back over the Bay of Campeche Thursday night and Friday.

Maximum sustained winds are near 60 mph with higher gusts. Some increase in strength is possible until the center crosses the coast. Gradual weakening is forecast while the center remains inland, but re-strengthening is expected after Cristobal moves back over water Thursday night and Friday. Currently, there is a tropical storm warning in effect for the areas of Campeche to Puerto de Veracruz and tropical storm conditions are affecting the coast within portions of those areas.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 2, 2020.

May 17 - Tropical Storm Arthur
Tropical Storm Arthur formed Saturday, May 16, 2020 in the Atlantic ocean. Arthur is moving toward the north-northeast near 9 mph with a turn toward the northeast and an increase in forward speed expected during the next 24 to 48 hours.  On the forecast track, Arthur will remain well offshore the east coast of Florida, Georgia, and  South Carolina today, and then move near or just east of the coast of North Carolina on Monday. Arthur is forecast to turn away from the U.S. East Coast on Tuesday.

Maximum sustained winds have increased to near 45 mph with higher gusts and some additional strengthening is forecast during the next 24 to 36 hours. However, Arthur is likely to lose tropical characteristics on Tuesday. At this time, there is a tropical storm warning in effect for, Surf City to Duck North Carolina, Pamlico and Albemarle Sounds. Arthur is expected to produce total rain accumulations of 1 to 3 inches over coastal North Carolina tonight and Monday, with locally higher amounts. In addition, Swells generated by Arthur are affecting portions of the southeast U.S. coast and are expected to spread northward along the U.S. mid-Atlantic coast during the next day or two. These swells could cause life-threatening surf and rip current conditions across much of the U.S. southeast and mid-Atlantic coasts.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 16, 2020.

January 29 - Coronavirus Outbreak
The Coronavirus outbreak is considered a foreseeable event as of January 29, 2020. This means coverage is unavailable for losses related to the Coronavirus if the insurance plan was purchased on or after January 29, 2020.

COVID-19 was formally declared a pandemic by the World Health Organization on March 11, 2020. For insurance plans that exclude pandemics, coverage is unavailable for losses that occurred on or after March 11, 2020. Plan exclusions for a pandemic can vary according to your state of residence and the plan you purchased. To review your coverage details, please see your Description of Coverage or Insurance Policy.

For any plans that include coverage for losses due to sickness, we are providing coverage if you, a family member, or a traveling companion contract COVID-19 and plan requirements are met. Eligible coverages can include Trip Cancellation prior to your scheduled departure, Trip Interruption, Travel Delay, Medical and Dental, and Emergency Assistance and Transportation coverage during your trip.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.

January 8 - Puerto Rico Earthquake
Puerto Rico was struck by a magnitude 6.4 earthquake the morning of January 7, 2020. Roughly two-thirds of Puerto Rico remains without electricity, many still don't have water and frightened residents were staying outside as a series of aftershocks rocked the island following the large earthquake. It hit before dawn Tuesday, leaving a man dead and causing dozens of homes and structures to crumble and was centered off Puerto Rico's southern coast, 6 miles south of Indios. Governor Wanda Vázquez Garced declared a state of emergency and activated the Puerto Rico National Guard as she pleaded with residents to remain calm and prepare for aftershocks.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 7, 2020.