Travel Insurance Alerts

Sometimes, events happen that can affect available coverage for new travel insurance plans. If it is a high-profile event that can affect many of our policyholders, we release a travel insurance alert so travelers are aware that coverage for a certain event has been cut off for any plans purchased after the announced date. A list of these alerts is below. Remember, travel insurance is designed to protect you against unforeseen events, which means it is meant to be bought before a covered event occurs. Please contact us if you have questions about a travel insurance alert.

2023

April 5th, 2024 - Winter Storm Tormund

The Weather Channel named Winter Storm Tormund on Wednesday, April 3rd, 2024. As of the latest update, Tormund will continue to bring snow and strong winds to parts of the Northeast until the week's end, marking the end of its multi-day journey across the nation’s northern tier. The storm has already brought over a foot of snow in some areas and caused power outages affecting hundreds of thousands of people. Rain and snow are affecting New England, upstate New York, and the Appalachians, while showers continue across parts of the Midwest. Significant snowfall has been reported in southern Maine, Vermont, New Hampshire, and northern New York as of Thursday afternoon. The storm has generated 14.2 inches of snow near La Crosse, Wisconsin, and up to 19 inches in the Upper Peninsula of Michigan over the past few days. The combination of heavy, wet snow and gusty winds has resulted in power outages across multiple states, from Wisconsin and Michigan to upstate New York and northern New England. According to poweroutage.us, more than 650,000 customers were without power in the Midwest and Northeast combined. The National Weather Service has lifted winter storm warnings and winter weather advisories in New England, upstate New York, and the central Appalachians. Areas still under warnings should anticipate the most challenging travel conditions.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after April 3rd, 2024. 

April 5th, 2024 - Taiwan Earthquake

On Wednesday, April 3rd, 2024, a powerful magnitude 7.4 earthquake hit 11 miles south of Hualien, Taiwan, at a depth of 34.8 km, as reported by the U.S. Geological Survey. This event marked the strongest earthquake to affect Taiwan in 25 years. More than a thousand individuals were injured in the earthquake, with at least 12 fatalities and around 700 people still missing or stranded in remote areas. Mayor Hsu Chen-Wei stated that 48 residential buildings sustained damage, some of which were leaning dangerously with their ground floors severely impacted. The quake and its subsequent aftershocks triggered landslides and inflicted harm on roads, bridges, and tunnels. Although the national legislature and parts of Taipei's primary airport experienced minor damage, the Central Weather Administration documented over 300 aftershocks from Wednesday morning through Thursday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 3rd, 2023.

February 26th, 2024 - Winter Storm Noor

The Weather Channel named Winter Storm Noor on February 25th, 2024. Noor is currently impacting the region further to the west with heavy rain and snow. The storm will bring widespread snow across the Western Mountains and Rockies this week and precipitation to parts of the Cascades, accompanied by wind-driven snow. There's a potential for flooding along the northwest coast, stretching from northern California through Oregon and into Washington. Rainfall totals could reach upwards of 3 inches in areas like Seattle and Medford, while Salt Lake City may experience one to three inches of snowfall. Winter weather alerts, including blizzard warnings for parts of northeastern Nevada’s higher elevations, have been issued across the western U.S.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 25th, 2024.

February 12th, 2024 - Winter Storm Lorraine

The Weather Channel named Winter Storm Lorraine on February 12th, 2024. Lorraine will become a nor-easter as it brings heavy snow and strong winds to the East early this week, impacting areas from Boston to New York City. Most areas from northeast Pennsylvania to southeast New York and southern New England can expect 5 to 12 inches, with locally higher totals possible. Travel disruptions are likely on Tuesday as the storm moves quickly eastward. In parts of the Ohio Valley, Lorraine is dropping snow and rain is spreading across the South and mid-Atlantic. Flight delays are anticipated at major Northeast airports. Wind gusts of 30 to 40 mph may reduce visibility and cause scattered power outages. Coastal flooding and beach erosion are concerns from southern New England to the mid-Atlantic coast. School closures are announced for Boston and New York City, and travelers are advised of potential airport delays and hazardous road conditions along Interstate 95. The National Weather Service has posted winter storm warnings from southern New England to southeast New York, northern New Jersey and central and northeast Pennsylvania.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 12th, 2024

February 7th, 2024 - Chile Wildfires


The Chile Wildfires began Friday, February 2nd, 2024 on the mountainous eastern edge of Viña del Mar, a beach resort known for a festival that attracts the best in Latin music. Two other towns, Quilpé and Villa Alemana, also were hit hard. The wildfires have devastated swaths of central and northern Chile, destroying thousands of homes and buildings and turning neighborhoods to ash. The death toll from wildfires that ravaged central Chile for several days increased to 131 on Tuesday, and more than 300 people were still missing as the blaze burns themselves out. Chile’s Forensic Medical Service has said many bodies recovered from the fires were in bad condition and difficult to identify, but forensic workers would take samples of genetic material from people reporting missing relatives. President Gabriel Boric, who visited the region on Tuesday, has said at least 3,000 homes burned as the fires spread quickly in dry weather and strong winds. The devastating wildfires tearing across large parts of Chile are believed to be the country’s deadliest on record, according to the United Nations disaster agency, as firefighters struggle to contain more than 160 blazes after days of burning. President Gabriel Boric declared a state of emergency Sunday as coastal cities including Viña del Mar and Valparaiso choked with smoke, when fires moved from forested to urban areas.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 2nd, 2024.

February 7th, 2024 - Winter Storm Kayden

The Weather Channel named Winter Storm Kayden on February 6th, 2024 due to winter storm warnings covering more than 400,000 square kilometers of the western United States. As the storm moves through the West, widespread heavy snow will fall over a large area of the western U.S through midweek. Heavy snow from Kayden has tapered off in the Sierra but has spread across much of the interior West, reaching as far east as North Dakota. Snow will intensify across the interior West on Wednesday, with gusty winds in the Southwest, creating hazardous travel conditions due to the combination of heavy snow and strong winds. By late Wednesday, a rain-snow mix will transition to snow in eastern Montana and western North Dakota, while snow will also develop in western South Dakota and northwestern Nebraska Wednesday night. Significant snowfall, exceeding a foot, is expected in the higher elevations of southern Utah, Arizona, and southern Colorado, with moderate snowfall anticipated across a wide area from Nevada into Idaho, Montana, and Wyoming. California has already experienced heavy snowfall, with over 30 inches reported at Mammoth Mountain, and an additional foot is possible in the southern Sierra Nevada through Thursday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 6th, 2024.

January 22nd, 2024 - Winter Storm Jarvis 

The Weather Channel named Winter Storm Jarvis on January 22, 2024, and it is set to bring hazardous ice conditions. Accumulating ice from the storm could become heavy and result in building or water damage. Over 66 million people are under winter alerts as Jarvis moves across the country, causing ice and snow in the Ozarks, Plains, Midwest, southern Great Lakes, and Northeast. The atmospheric flow from the Gulf of Mexico will bring heavy rain to the South. According the Weather Channel’s forecast there is potential flooding in various regions, with rain totals ranging from 3 to 10 inches in some locations.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 22nd, 2024. 

January 17th, 2024 - Winter Storm Indigo

Winter Storm Indigo was named by the Weather Channel on January 15th, 2024. The storm has brought ice and snow to the Northwest and is set to spread across the Midwest and East, creating hazardous travel conditions. Freezing rain persists in Oregon's Willamette Valley, especially in Portland, with reported ice accumulation up to a quarter-inch. Early Wednesday, over 80,000 homes and businesses in Oregon were without power, according to poweroutage.us. Indigo will continue snowfall in the northern Rockies until Thursday or Friday, then potentially bring light to moderate snow in the Midwest and Northeast, with mid-South facing snow, freezing rain, or sleet. Winter Storm Indigo’s main impact is heavy snow in the Cascades and Rockies, expecting over a foot in higher elevations, affecting areas like Spokane, Washington, and Boise, Idaho. Light to locally moderate snow totals are anticipated across the Midwest, Northeast, and Mid-Atlantic on Thursday into Friday, causing travel hazards. Winter weather alerts, including an ice storm warning in parts of Washington and Oregon, are in effect until later today. In general, the worst conditions will be in areas where winter storm warnings are in effect.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 15th, 2024.

January 10th, 2024 - Winter Storm Heather

Winter Storm Heather was named by the Weather Channel on January 9th, 2024. Later this week, the storm is set to reach the Northwest from the Pacific, tapping into freshly unleashed arctic air. The storm is expected to arrive by late Friday and will bring more snow than rain, with some coastal rainfall. Oregon is likely to experience the heaviest precipitation, while impacts in Washington, northern California, and the Rockies will be lighter. The possibility of lowland snow, including the Portland metro area, exists in western Oregon, but snowfall amounts and temperatures remain uncertain. Seattle might see intermittent light snow, especially in higher elevations. Significant snowfall, is anticipated in the Cascades and northern Sierra. Conditions will worsen in the Cascades east of Portland on Saturday. Winter Storm Heather is also forecasted to bring rain and snow to parts of the South into the following week. The heaviest snowfall is expected in the Cascades, potentially accumulating several feet and the Sierra region may receive over a foot of new snow. The northern and central Rockies will also see heavy snow as the system moves through the West over the weekend. Additionally, heavy rainfall along the coast from Astoria, Oregon, southward to San Francisco could result in localized flooding.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 9th, 2024. 

January 9th, 2024 - Winter Storm Gerri

Winter Storm Gerri was named by the Weather Channel on January 8th, 2024. This week, a widespread storm will move from the West to the central and eastern states, bringing a second round of snow, strong winds, severe thunderstorms, and flooding rainfall. Following a recent storm in the same areas, the West is facing snow and low-elevation rain. Various winter weather alerts, including blizzard warnings, are in effect. The peak of the storm in the West is expected on Tuesday into Wednesday, causing potentially treacherous travel conditions, especially in the Cascades. The system will then move into the Plains on Thursday, bringing snow and the possibility of severe thunderstorms. By Friday, it is expected to intensify in the Mississippi Valley, moving into the Great Lakes and eastern Canada. The Plains, Midwest, and Great Lakes may experience heavy snowfall and strong winds. The South, particularly near the Gulf Coast, faces the risk of severe storms on Thursday and Thursday night, spreading into parts of the Southeast on Friday. Damaging winds, tornadoes, and heavy rain could lead to flooding. The Northeast, along the I-95 corridor from Boston to Washington, D.C., will likely see another round of heavy rainfall. Interior areas might experience snow or a wintry mix turning into rain, with potential flooding, especially in saturated locations. Strong winds will accompany the system throughout the region.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 8th, 2024.

January 4th, 2024 - Winter Storm Finn

Winter Storm Finn was named by the Weather Channel on January 4th, 2024. The storm will move through the West this weekend, where it will bring snow and rain. Snow could affect travel in many valley and mountain locations across the interior West, including Salt Lake City and Boise, Idaho. This widespread storm will bring snow, strong winds, heavy rain, and severe storms as it moves from the West into the central and eastern states early next week. The low pressure will intensify as it tracks from the Southern Plains toward the Great Lakes. The storm is expected to have its greatest effect in the central and eastern regions between Monday and Tuesday, and in certain areas, it may continue into Wednesday. Expect a band of snow and strong winds across the Plains, Midwest, and Great Lakes, north of the storm's path from Central Plains to Midwest and Great Lakes. The storm's warmer side will bring heavy rain and gusty winds. Severe storms could hit the Gulf Coast states on Monday, possibly spreading to parts of the Southeast on Tuesday, bringing the risk of damaging winds, hail, and tornadoes. The Northeast, particularly the I-95 corridor from Boston to Washington, D.C., is likely to experience heavy rainfall. Inland areas may start with snow or a wintry mix before transitioning to rain, with a potential for flooding, especially in saturated and snow-covered regions from the weekend storm.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 4th, 2024.

January 4th, 2024 - Winter Storm Ember

Winter Storm Ember was named by the Weather Channel on January 4th, 2024. According to the Weather Channel, the storm will hit the East this weekend, bringing a combination of snow, ice, rain and wind that could create dangerous travel conditions. Ember is tracking from the Southwest toward the Central Plains with snow and rain. The low pressure will intensify as it tracks from the Deep South northward up the East Coast this weekend. The storm could go on to become a nor'easter, which means it would have winds blowing from a northeast direction along parts of the Eastern Seaboard. Along its path from the Ohio Valley into the Appalachians, the mid-Atlantic, and the Northeast on Saturday and Saturday night, the low will allow the storm to generate precipitation, a combination of rain and snow, and some ice where its moisture mixes with cooler air. There will also be strong winds in several places. By late Sunday, Ember will begin to pull away from the Northeast, but snow, rain and wind will continue through the day.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 4th, 2024.

December 27 - Winter Storm Donovan

Winter Storm Donovan was named by the Weather Channel on December 25th, 2023. On December 26, 2023, the Weather Channel reported that travel has become very difficult in the central and northern Plains because of Winter Storm Donovan. Blizzard warnings will remain in effect until Wednesday, with wind gusts ranging from 20 to 60 mph, blowing snow around and greatly reducing or eliminating visibility. Furthermore, a glaze of ice is likely, and snow accumulations will vary, although certain places in the Plains may receive more than 6 inches of snow. 

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after December 25th, 2023.

October 31 - Highland Fire

According to Cal Fire, the Highland Fire ignited on Monday, October 30, 2023 in Riverside County near Highlands Road and Aguanga Ranchos Road in Aguanga, California. As of the last advisory, the fast-moving fire, fueled by the Santa Ana winds, has burned approximately 2,200 acres with no containment. The Riverside County Fire Department announced on Monday that the fire in Aguanga necessitated the issuance of evacuations orders, impacting nearly 4,000 people and 1,139 homes, while an additional 500 homes received evacuation warnings on Tuesday. Although the exact cause of the blaze is currently under investigation, the strong winds and low humidity contributed to the fires rapid spread. More than 300 firefighters have been deployed in response to the fire, utilizing three air tankers in their efforts to combat the advancing flames, though their attempts have been unsuccessful. Evacuation orders have been put in place for areas located to the north of San Diego County Line, south of Highway 79, east of Forest Route 8S07, and west of Crosley Truck Trail.  

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after October 30, 2023.

October 30 - Winter Storm Bryson

Winter Storm Bryson was named by the Weather Channel on October 27th, 2023. According to the Weather Channel, Bryson brought ice and snow over the weekend, resulting in several car crashes in the Denver metro area. It also led to the cancellation or delay of flights in Denver and caused slow ground travel. Additionally, the storm brought lighter snow to the Midwest, including Sioux City, Iowa. T​he highest snowfall totals were in the mountains, with 16 inches recorded near Breckenridge, Colorado, and 15 inches reported in Copper Mountain. Colorado Springs received over 10 inches of snow, while Denver saw 6 to 8 inches in the southern part of the metro area.  

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after October 27th, 2023.

October 30 - Tropical Storm Pilar

Tropical Storm Pilar formed in the Eastern Pacific Ocean on October 29, 2023. According to the National Hurricane Center, Pilar is located about 225 miles southwest of San Salvador, El Salvador, and about 340 miles west of Managua, Nicaragua. The storm is moving in an east-northeast direction at a speed of 6 mph, and this movement is expected to persist over the next day or two. On its forecasted path, Pilar is expected to approach the coasts of El Salvador or Nicaragua from Tuesday through early Wednesday, while the core of the storm is likely to remain offshore. On Thursday, Pilar is projected to shift west-southwestward away from land. Maximum sustained winds have increased to 50 mph, with higher gusts. Further strengthening is anticipated in the next day or so, with Pilar possibly reaching hurricane strength by Tuesday. Weakening is expected to commence on Wednesday and continue through Thursday. Pilar is forecasted to bring total rainfall accumulations of 5 to 10 inches, with localized amounts of up to 15 inches, to various parts of Central America from El Salvador southward to Costa Rica until Wednesday. This could lead to flash floods, urban flooding, and mudslides in higher terrain regions. Additionally, Pilar’s generated swells are expected to impact the Pacific coast of Central America in the coming days, potentially causing dangerous surf conditions and rip currents. Tropical storm conditions may start in the designated tropical storm watch area as early as Tuesday. The National Hurricane Center has issued a tropical storm watch for Pilar, covering the entire coast of El Salvador, the Pacific Coast of Honduras, including the Gulf of Fonseca, and the area from the Honduras-Nicaragua border southward to Puerto Sandino.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 29, 2023.

October 26 - Winter Storm Archer

The Weather Channel named the first system of this season Winter Storm Archer on October 25, 2023. According to their report, this first winter storm is currently spreading snow from the Rockies to the Plains. Another round of snowfall is expected from a separate system over the weekend. Snow is anticipated to persist from the Northern Rockies to the Northern Plains, reaching as far east as North Dakota. As of late Wednesday, Helena, Montana, had received up to 13 inches of snow, with 6 inches or more reported in the northern Cascades of Washington, northeast Montana, and northwest North Dakota. Winter storm warnings and weather advisories from the National Weather Service now extend from the Northern Rockies to North Dakota, encompassing western South Dakota and northwest Minnesota. Snowfall will continue in the Northern Rockies through Thursday, tapering off in North Dakota by Thursday and ending in northern Minnesota on Friday. Road conditions are expected to be snow-covered and slipper in the Cascades, Northern Rockies, and Northern Plains through Friday, including sections of Interstate 25, 90, and 94. Travel over mountain passes may be particularly hazardous.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after October 25th, 2023.

October 23 - Tropical Storm Otis

Tropical Storm Otis formed in the Eastern Pacific Ocean on October 22, 2023. According to the National Hurricane Center, Otis is located about 375 miles south-southeast of Acapulco, Mexico and is moving toward the north-northwest at a speed of 5 mph. A north-northwestward motion is expected during the next few days. On the forecast track, the center of Otis will reach the southern coast of Mexico early Wednesday. Maximum sustained winds are 45 mph with higher gusts and gradual strengthening is expected during the next few days. Otis is anticipated to bring rainfall accumulations ranging from 5 to 10 inches, with potential maximums of up to 15 inches, in Guerrero and the western coastal regions of Oaxaca through Friday. This extensive rainfall is expected to result in flash floods and urban inundation, as well as the risk of mudslides in elevated areas. Tropical storm conditions could develop within the watch area by Tuesday night. Furthermore, starting on Tuesday, swells generated by Otis will start impacting portions of Mexico's southern coast, posing a significant threat of life-threatening surf conditions and dangerous rip currents. The National Hurricane Center has released a tropical storm watch for Otis that is in effect for Laguna de Chacahua to Tecpan de Galeana.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 22, 2023.

October 19 - Tropical Storm Norma

Tropical Storm Norma formed on October 17, 2023 in the Eastern Pacific Ocean. Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 17, 2023.

October 18 - Tropical Storm Tammy

Tropical Storm Tammy formed on October 18, 2023 in the Atlantic Ocean. The National Hurricane Center indicates that Tammy is located about 625 miles east of the Windward Islands. Tammy is moving toward the west at a speed of 23 mph and it is anticipated to move westward at a reduced speed until Thursday, with a projected turn to the west-northwest by Thursday night and followed by a shift to the northwest on Friday night or Saturday. The forecast track indicates Tammy's center will approach or pass over the Leeward Islands during Friday and Saturday. Potential tropical storm conditions may emerge in the watch area starting on Friday. The maximum sustained winds are 40 mph with higher gusts.

Tammy is forecasted to generate total rainfall ranging from 3 to 6 inches, peaking at 10 inches, across parts of the northern Windward Islands to the Leeward Islands until Saturday night. Additionally, the British and U.S. Virgin Islands into eastern Puerto Rico may experience rainfall ranging from 1 to 2 inches, with maximum amounts reaching 4 inches. These precipitation levels pose a risk of isolated flash floods, urban flooding, and mudslides in elevated terrains. Tammy's generated swells are expected to impact portions of the Lesser Antilles from Thursday, potentially leading to life-threatening surf and rip current conditions. The National Hurricane Center has released warnings for Tropical Storm Tammy, including a tropical storm watch in effect for Barbados, Dominica, Martinique, and Guadeloupe.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 18, 2023. 

October 11 - Tropical Storm Sean

Tropical Storm Sean formed in the Atlantic Ocean on October 11, 2023. The National Hurricane Center indicates that Sean is located about 780 miles west-southwest of the Cabo Verde Islands, and is moving west-northwest at a speed of 13 mph. During the next few days, a west-northwestward to northwestward motion is expected. Maximum sustained winds are 40 mph with higher gusts, and according to the forecast, there will be little change in strength during the next 72 hours.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 11, 2023. 

October 3 - Tropical Storm Lidia

Tropical Storm Lidia formed on October 3, 2023 in the Eastern Pacific Ocean. The National Hurricane Center reported that Lidia is located about 510 miles south-southwest of Manzanillo, Mexico and about 745 miles south-southeast of Cabo San Lucas, Mexico. As of the last advisory, Lidia is moving in the west-northwest direction at a speed of 9 mph. The forecast indicates a shift towards the northwest and north-northwest in the next several days. Maximum sustained winds are 40 mph with higher gusts. In the next few days, the storm is expected to gradually strengthen, and Lidia could become a hurricane towards the end of the week.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 3, 2023. 

September 28 - Tropical Storm Rina

Tropical Storm Rina formed on September 28, 2023 in the Atlantic Ocean. The National Hurricane Center indicates that Rina is located about 1,110 miles east of the northern Leeward Islands. The storm is moving toward the northwest at a speed of 14 mph and is expected to change direction with a turn more to west tonight or tomorrow. As of the last advisory, the maximum sustained are 40 mph, with higher gusts, and some gradual strengthening is forecast during the next few days.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 28, 2023. 

September 25 - Tropical Storm Philippe

Tropical Storm Philippe formed Saturday afternoon on September 23, 2023 in the Atlantic Ocean. The National Hurricane Center indicates that Philippe is located about 1,160 miles off the northern Leeward Islands and is moving in a westward direction at a speed of 13 mph. It is anticipated that Philippe will make a turn towards the west-northwest later tonight, and in the next few days, it is expected to continue moving in a northwestward direction. The maximum sustained winds remain at 50 mph, with higher gusts and there is little change in strength expected during the next few days.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 23, 2023.

September 22 - Tropical Storm Ophelia

Tropical Storm Ophelia formed in the Atlantic Ocean on September 22, 2023. According to the National Hurricane Center, Ophelia is located about 150 miles southeast of Cape Fear, North Carolina, and about 185 miles south of Cape Hatteras, North Carolina. It is moving toward the north-northwest at a speed of 12 mph. This general motion is expected to persist over the next day or so, followed by a slight turn toward the north. The forecast track indicates that the center of Ophelia will approach the coast of North Carolina tonight and then move across eastern North Carolina, southeastern Virginia, and the Delmarva Peninsula on Saturday and Sunday. Maximum sustained winds have increased to 60 mph, with higher gusts. Additional strengthening is possible before Ophelia makes landfall along the coast of North Carolina.

The National Hurricane Center has issued several watches and warnings for Tropical Storm Ophelia. A storm surge warning is in effect from Beaufort Inlet, North Carolina, to Chincoteague, Virginia, including Chesapeake Bay south of Colonial Beach, Virginia, Neuse and Pamlico Rivers, and portions of Pamlico and Albemarle Sounds. A tropical storm warning is in effect from Cape Fear, North Carolina, to Fenwick Island, Delaware, encompassing Albemarle and Pamlico Sounds, Tidal Potomac south of Cobb Island, and Chesapeake Bay south of North Beach. A storm surge watch is in effect from Surf City, North Carolina, to Beaufort Inlet, North Carolina, and for the remaining areas of Pamlico and Albemarle Sounds. 

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 22, 2023.

September 20 - Tropical Storm Kenneth

Tropical Storm Kenneth formed in the Eastern Pacific Ocean on September 19, 2023. The National Hurricane Center indicates that Kenneth is located about 1,030 miles west-southwest off the southern tip of Baja California. At the moment, Kenneth is heading in the west-northwest direction at a speed of 10 mph, but it is expected to make a turn towards the northwest and then the north-northwest on Thursday and Thursday night. Maximum sustained winds have increased to 50 mph with higher gusts, and weakening is expected to begin by Thursday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 19, 2023.

September 18 - Tropical Storm Nigel

Tropical Storm Nigel formed late Saturday night, September 16, 2023 in the Atlantic Ocean. Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 16, 2023. Please contact CSA Travel Protection-Generali Global Assistance with questions.

September 12 - Morocco Earthquake

Morocco was struck by a devastating magnitude 6.8 earthquake on September 8, 2023, resulting in a tragic loss of over 2,600 lives, with most casualties in Marrakech and nearby provinces, according to Morocco's Interior Ministry and the Associated Press. This earthquake, the strongest in 120 years, caused widespread damage to historic cities with stone and masonry structures ill-prepared for such tremors. Social media was flooded with videos showing buildings collapsing, including damage to Marrakech's iconic red walls. The National Institute of Geophysics warned of potential aftershocks, leading to evacuations, and a magnitude-4.9 aftershock was recorded just 19 minutes later by the U.S. Geological Survey. The earthquake's impact was felt as far away as Portugal and Algeria. Abderrahim Ait Daoud, the leader of Talat N'Yaaqoub, reported that local authorities were working to clear roads for ambulances while revealing that many homes in nearby towns had collapsed, and power outages occurred in certain areas. Given the vast distances between mountain villages, it may take time to fully assess the extent of the damage and injuries, according to the AP.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after September 8, 2023.

September 5 - Tropical Storm Lee

Tropical Storm Lee formed in the Atlantic Ocean on September 5, 2023. According to the National Hurricane Center, Lee is located about 1,315 miles east of the Lesser Antilles, moving in a west-northwestward direction at a speed of 16 mph. This motion is expected to continue for the next few days with a slightly slower forward speed. Maximum sustained winds have increased to 45 mph with higher gusts. Within a few days, Lee is forecast to become a hurricane and will likely become a major hurricane by Friday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 5, 2023. 

September 5 - Tropical Storm Jova

Tropical Storm Jova formed in the Eastern Pacific Ocean on September 5, 2023. According to the National Hurricane Center, Jova is located approximately 695 miles south-southeast off the southern tip of Baja California, moving in a west-northwestward direction at a speed of 10 mph. This general motion is expected to continue over the next several days, with forecasts indicating that the storm will pass well to the south and west of Mexico. Maximum sustained winds are 50 mph with higher gusts, and Jova is forecasted to rapidly intensify, with expectations of it becoming a hurricane by Wednesday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 5, 2023.

September 5 - Tropical Storm Katia

Tropical Storm Katia formed in the Atlantic Ocean on September 2, 2023. The National Hurricane Center’s last advisory, issued on September 4, 2023, reported that Tropical Storm Katia had come to an end. According to the latest update, the storm was located approximately 1,060 miles northwest of the Cabo Verde Islands, moving slowly in a northwestward direction at a speed of 2 mph. The most recent recorded maximum sustained winds reached 35 mph with higher gusts.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 2, 2023. 

August 31 - Tropical Storm Jose

Tropical Storm Jose formed on August 31, 2023, in the Atlantic Ocean. The National Hurricane Center indicates that Jose is located about 770 miles east of Bermuda and is moving north at a speed of 7 mph. Maximum sustained winds are 40 mph with higher gusts. A faster northward motion and minimal change in strength is expected during the next day or so before Tropical Storm Jose is engulfed by Hurricane Franklin on Friday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 31, 2023.

August 29 - Tropical Storm Irwin

Tropical Storm Irwin formed on August 27, 2023, in the Eastern Pacific Ocean. The National Hurricane Center indicates that Irwin is located about 1255 miles west of the southern tip of Baja California and is moving west at a speed of 17 mph. This general motion is expected to continue today, followed by a gradually slower westward motion later this week. Maximum sustained winds are currently 40 mph with higher gusts. Irwin is expected to gradually weaken during the next several days and could become a post-tropical cyclone later today.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 27, 2023.

August 28 - Tropical Storm Idalia

Tropical Storm Idalia formed on August 27, 2023, in the Atlantic Ocean. As reported by the National Hurricane Center, Idalia is presently situated approximately 50 miles south-southwest of the western tip of Cuba and 280 miles south-southwest of Dry Tortugas. Its current trajectory is northward at a speed of 8 mph, a motion expected to persist through tonight, followed by a faster north-northeast movement on Tuesday and Wednesday. The projected path indicates that Idalia's center is likely to pass near or over western Cuba tonight, traverse the extreme southeastern Gulf of Mexico by early Tuesday, and approach Florida's Gulf coast by Wednesday. Maximum sustained winds have intensified to 70 mph, accompanied by stronger gusts. The National Hurricane Center anticipates Idalia's transformation into a hurricane later today, potentially becoming a potent and hazardous hurricane in the northeastern Gulf of Mexico by early Wednesday. Coastal regions face a dangerous combination of storm surge and high tide, leading to potential flooding. Water levels could rise by 1 to 11 feet above ground across various parts of Florida if the surge coincides with high tide, and there's also a risk of tornadoes along Florida's coastline. The most significant flooding threat exists along the coast, where onshore winds converge with the surge, generating large and hazardous waves. The southern coast of Cuba, specifically Pinar del Rio, is at risk of a storm surge reaching 4 to 6 feet above normal tide levels, coupled with large waves. Both Cuba and Florida anticipate hurricane conditions in certain areas, while others may experience tropical storm conditions. The projected rainfall could result in flooding, along with dangerous surf and rip currents.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 27, 2023.

August 22 - Tropical Storm Harold

Tropical Storm Harold formed in the Atlantic Ocean on August 22, 2023. Early this morning, Harold strengthened into a tropical storm about 195 miles east-southeast of Port Mansfield, TX. The National Hurricane Center indicates that Harold is now located about 25 miles east of Laredo, TX, and has weakened to a tropical depression, but heavy rain will continue. The depression is moving toward the west-northwest at a speed of 21 mph, and this motion should continue until it dissipates on Wednesday. The maximum sustained winds have decreased to 35 mph with higher gusts, and continued weakening is expected. Rainfall amounts of 2 to 4 inches are expected across South Texas through early Wednesday, with isolated higher amounts of 6 inches, and scattered instances of flash flooding are possible. In Mexico, rainfall amounts of 4 to 6 inches, with local amounts of 10 inches, are expected across portions of northern Coahuila and northern Nuevo Leon through Wednesday. Through tonight, gusty winds are anticipated in parts of southern Texas and northern Mexico. The water levels will continue to recede, and swells are predicted to subside near the south Texas coast this evening.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 22, 2023.

August 22 - Head Fire

The Head Fire started on August 15, 2023 in Siskiyou County, CA, after a series of lightning strikes were caused by thunderstorms in the area. The blaze was found burning in the Klamath National Forest on the north side of the Klamath River near the confluence of the Scott River and has burned about 3,500 with no containment. The Siskiyou County Sheriff's Office has issued numerous evacuation orders and warnings, and due to the fire's progress, Highway 96 and the Scott River Road are closed. Hikers and backpackers are requested to avoid the routes in that area since portions of the Pacific Crest Trail were also closed.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 15, 2023. 

August 21 - Tropical Storm Gert

Tropical Storm Gert formed in the Atlantic Ocean on August 21, 2023. The National Hurricane Center indicated earlier today that the storm would be brief and quickly unravel. According to the National Hurricane Center’s most recent advisory, Gert has degraded to a tropical depression and could dissipate or become a post tropical storm at any time. Gert is traveling at a speed of 7 mph toward the west-northwest and is located about 375 miles east of the northern Leeward Islands. Maximum sustained winds have decreased to 30 mph, and either Gert or its remnants should turn northwest overnight or tomorrow.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 21, 2023.

August 21 - Tropical Storm Franklin

Tropical Storm Franklin formed in the Caribbean Sea on August 20, 2023. The National Hurricane Center reported today that Franklin is slowing down over the Caribbean Sea and heavy rain is forecast in Puerto Rico and Hispaniola. The center of Tropical Storm Franklin is located about 275 miles south of Santo Domingo, Dominican Republic and it is moving west at 4 mph. A slow westward motion is expected throughout this afternoon, followed by a sharp turn to the north by tonight or early Tuesday. This general northward motion is expected later on Tuesday, and Franklin is expected to reach the southern coast of Hispaniola by Tuesday night. Maximum sustained winds are 50 mph with higher gusts, and the storm is predicted to strengthen before reaching Hispaniola. Rainfall amounts of 2 to 4 inches are forecast in Puerto Rico until the middle of the week, with isolated higher amounts of 6 inches. Across portions of Hispaniola, rainfall amounts of 5 to 10 inches are expected, with isolated higher amounts up to 15 inches possible. Water levels in Hispaniola will also rise as a result of the storm surge by one to three feet above ground along the immediate shoreline east of the center's landfall.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 20, 2023.

August 21 - Tropical Storm Emily

Tropical Storm Emily formed in the Atlantic Ocean on August 20, 2023. The National Hurricane Center reported that Emily was initially located about 1,000 miles west-northwest of the Cabo Verde Islands. However, Tropical Storm Emily was forecast to weaken and become a post-tropical cyclone over the Central Atlantic Ocean, and Emily is now a remnant low. The post-tropical cyclone is now located about 1,225 miles west-northwest of the Cabo Verde Islands with maximum sustained winds of 35 mph. Emily is currently moving west-northwest at 9 mph, and this general motion is expected to continue today with a possible shift toward the north-northwest or north by mid-week. Slow weakening is also expected during the next couple of days.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 20, 2023.

August 21 - SRF Lightning Complex Fire
The Six Rivers National Forest Lightning Complex Fire was named on August 20, 2023. According to Cal Fire, the fire has burned a total of 4,080 acres and is 15% contained. The fire was named after the complex received about 150 lightning strikes across the forest in Humboldt County on the evening of August 15, 2023. After this significant lightning activity, there have been 27 confirmed fires in the forest, including the 7 fires within the complex.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 20, 2023.

August 21 - Plant Fire
The Plant Fire started Saturday afternoon on August 19, 2023 in Santa Barbara County. The fire has been one of the largest in the county that has burned approximately 5,464 acres near Aliso Park Road and Foothill Road, New Cuyama and is now 60% contained. As of August 20, 2023, the Santa Barbara County Fire Department reported that Highway 166 between Highway 101 and New Cuyama has reopened after being closed on Saturday afternoon. All evacuation alerts and orders issued from Aliso Park Road to Cottonwood Canyon as a result of the fire have also been lifted.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 19, 2023.

August 21 - Happy Camp Complex Fire
The Happy Camp Complex Fires was named on August 16, 2023 after a series of lightning storms ignited the complex that is comprised of 13 fires burning in the Klamath National Forest over a large portion of Siskiyou County. The fires have burned a total of 10,507 acres and have been uncontained since it has posed formidable challenges to firefighting efforts due to its size, varying fire behavior, and the challenging weather conditions. The Klamath National Forest is issuing an emergency closure order for the Happy Camp Ranger, Oak Knoll, and Scott River Ranger Districts. The forest closure prohibits the public from entering portions of the forest in or near the vicinity of ongoing wildfire activity, and also prohibits the use of roads, trails, and developed recreation sites within the closure area.

Customers are strongly encouraged to read their state specific Plan documentfor details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 16, 2023.

August 21 - Smith River Complex Fire
The Smith River Complex Fire was named on August 15, 2023 in Del Norte County, CA after experiencing thunderstorms that caused dusty and erratic winds over portions of the area. The complex includes 12 confirmed fires to become the Smith River Complex Fire, which burned approximately 28,712 acres with no containment just south of the Oregon border. The Del Norte County Sheriff's Department, in collaboration with the County Office of Emergency Services and California Interagency Incident Management Team have raised the evacuation level along all of French Hill Road due to a combination of extreme fire and weather behavior. The U.S. Highway 199 is fully closed in Del Norte County from Pioneer Road to Oregon Mountain Road due to the fires, and there is no estimated time of reopening.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 15, 2023.

August 16 - Tropical Storm Hilary

Tropical Storm Hilary formed in the Eastern Pacific Ocean on August 16, 2023. The National Hurricane Center reported that Hilary is located about 470 miles south-southeast of Manzanillo, Mexico, and is moving west-northwest near 14 mph. This general motion is expected to continue, with a gradual turn to the northwest in the next day or so. Maximum sustained winds have reached 40 mph, with higher gusts and the National Hurricane Center predicts that Hilary will become a hurricane on Thursday. The substantial swells generated by the storm are expected to impact areas off the southwestern coast of Mexico and the Baja California peninsula over the next few days. Although there are no coastal watches or warnings in effect, these swells could potentially cause hazardous surf and rip current conditions.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 16, 2023.

August 14 - Tropical Storm Greg

Tropical Storm Greg formed over the far western portion of the Eastern Pacific Ocean on August 13, 2023. The National Hurricane Center indicates that Greg is about 1,320 miles east-southeast of Honolulu, Hawaii and about 1,110 miles east-southeast of Hilo, Hawaii. The storm is moving west at 13 mph and this motion is expected to continue during the next few days. Currently, maximum sustained winds have increased to 40 mph with higher gusts and some slight strengthening is possible during the next few days. At this time, there are no coastal watches or warnings in effect and Greg poses no immediate threat to land.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 13, 2023.

August 14 - Tropical Storm Fernanda

Tropical Storm Fernanda formed Saturday, August 12, 2023 in the Eastern Pacific Ocean. Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 12, 2023.

August 9 - Island of Hawaii and Maui Wildfires

Multiple devasting wildfires on the Island of Hawaii and Maui ignited on August 8, 2023 were fueled by strong winds from Hurricane Dora, dry vegetation, and low humidity. Authorities said that people in the town of Lahaina were forced to jump into the harbor waters to avoid fast-moving flames and smoke from a massive brush fire that destroyed much of the historic area, homes, and businesses. The U.S. Coast Guard had rescued dozens of people who entered the ocean to escape the smoke and fire conditions. On Tuesday, the Hawaii National Guard was called in to support emergency workers following a proclamation issued by the acting Lieutenant Governor, Sylvia Luke. Due to the fire being widespread, the fires have forced people to evacuate, multiple schools and roads to close, and power outages in several communities to more than 14,000 people. On the west side of Maui, 911 service was down with resorts, visitors, and commercial districts losing communication due to downed cell towers and hospitals on the island of Maui are overwhelmed with burn patients and people suffering from smoke inhalation. On the Island of Hawaii, county officials said there are brush fires in North and South Kohala and about 400 homes were evacuated in the northern part on Tuesday. As the blaze continues, Maui’s Kahului Airport is sheltering approximately 1,800 travelers from canceled flights and flight arrivals and the state of Hawaii is discouraging any non-essential travel to the island. All of the Hawaiian islands are currently under a red flag warning due to the strong winds and low humidity that can produce an increased risk of fire danger and several shelters and evacuation centers have been opened.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 8, 2023. 

August 7 - Almond Fire

The Almond Fire in Kern County started Sunday afternoon August 6, 2023. According to Cal Fire, the fire has burned 5,229 acres near Lost Hills. The Kern County Fire Department said firefighters worked overnight to bring containment up to 90% and the fire and smoke can be seen burning near the intersection of Highway 46 and Highway 33. The cause of the fire is under investigation and Caltrans encourages all motorists to use an alternate route.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 6, 2023. 

August 7 - Tropical Storm Eugene

Tropical Storm Eugene formed Saturday afternoon, August 5, 2023 in the Eastern Pacific Ocean. The storm is located about 575 miles off the southern tip of Baja California and is moving toward the west-northwest near 21 mph with maximum sustained winds of 45 mph. According to the National Hurricane Center, weakening is anticipated and Eugene is likely to become a post-tropical cyclone this afternoon. On the forecast track, Eugene is going to slow down today and turn northward tomorrow through Wednesday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 5, 2023.

August 3 - Greece Wildfires

The Greece Wildfires started on July 17, 2023, following a series of heatwaves and multiple wildfires across Europe. The wildfires have subsided on Friday after burning for almost two weeks and forecasters predict that this ongoing heatwave in Greece could potentially become the longest in the country's history, lasting up to 16-17 days. So far, the wildfires have claimed the lives of five people and injured more than 20, and have also destroyed homes, farms, factories, and large areas of forest. It has severely damaged numerous areas in Greece, with over 80 wildfires recorded. Impacted areas, such as Attica and Corfu have been forced to evacuate to safety. On the island of Rhodes, where about 20,000 tourists and locals had to evacuate seaside hotels and houses, the wildfires have dwindled down after scorching approximately 10% of the island's land. Firefighting teams are still active in multiple locations, aiming to fully control all the fronts and the Greek government established a Crisis Management Unit to address the situation. In the hard-hit area of Magnesia, the wildfires reached an air force ammunition depot near the coastal town of Nea Aghialos. The blaze at the depot caused powerful explosions, forcing people to escape by land and sea to Volos. The European Union has deployed over 450 firefighters and seven airplanes to assist in Greece. Specifically, 81 firefighters, 26 vehicles, and three planes have been assigned to help combat the situation in Rhodes.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after July 17, 2023.

August 1 - Tropical Storm Dora

Tropical Storm Dora formed Tuesday, August 1, 2023 in the Eastern Pacific Ocean. According to the National Hurricane Center, Dora is wasting no time getting better organized this morning and may be in the initial stages of rapid intensification. The storm is currently located about 345 miles southwest of Manzanillo, Mexico and is moving west at 16 mph with maximum sustained winds of 60 mph. As Tropical Storm Dora maintains its forward motion, a gradual turn to the west-southwest and substantial intensification will occur over the next few days. At this time, there are no coastal watches or warnings in effect and the center indicates that Dora could become a major hurricane towards the latter half of this week.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 1, 2023.

July 31 - York Fire

The York Fire is a large wildfire burning out of control in California’s Mojave National Preserve and is spreading rapidly with high winds and dry brush fueling the flames. The fire started on July 28, 2023 near Caruthers Canyon in the New York Mountains of California and has scorched 77,000 acres. As of Sunday, officials say that the fire is 0% contained and has crossed the state line from California into Nevada while sending smoke further east into the Las Vegas Valley. While firefighters are continuing to battle the fire, they are also observing fire whirls that can be extremely dangerous for them and it could potentially ignite new fires. Firefighters in Clark County, Nevada are facing challenges with limited visibility due to thick smoke that can affect aerial support, grand crews’ movements, and communications among firefighting units. The fire burning in Clark County near Nipton and Searchlight remains some distance from these areas so no evacuation orders have been issued at this time but officials urge anyone who lives in the vicinity of the fire to take necessary precautions.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after July 28, 2023.

July 31 - Bonny Fire

According to Cal Fire, the Bonny Fire ignited Thursday afternoon on July 27, 2023 in Riverside County near Aguanga and is one of two major blazes burning in California as the region faces hot and dry weather. The fire continued to burn out of control Saturday evening and had swelled to 2,206 acres with 10% containment. An evacuation order remains in effect for the area north of the San Diego County line, east of Bonny Lane, south of Bowers Road, Bailey Road and Ramsey Road and west of Anza Borrego State Park. As the fire threatens 786 structures, the support from Riverside and cooperating agencies includes 1,884 firefighters, five helicopters and numerous air tankers. The fire department says that full containment isn’t expected until August 7, 2023.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after July 27, 2023. 

July 17 - Rabbit Fire

The Rabbit Fire broke out in California’s Riverside county towards the beginning of the weekend on July 14, 2023. The location of the fire is at Gilman Springs Road and Olive Avenue in Moreno Valley. According to the California Department of Forestry and Fire Protection, the Rabbit Fire is still burning with 35% containment and has burned nearly 8,000 acres so far. As of Sunday, the fire threatened a number of roads to be closed and 152 structures are threatened and have not been damaged. Firefighters have made progress which downgraded part of the evacuation order to a warning for some areas and the fire is expected to be fully contained by Wednesday. The agency reported the vegetation fire started at 20 acres in Lakeview with a rapid spread and the cause is under investigation.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after July 14, 2023.

July 15 - Sub-Tropical Storm Don

Sub–Tropical Storm Don formed on July 14, 2023 over the Central Atlantic Ocean. The National Hurricane Center says that the storm is likely near its peak intensity already since the forecast track shows that additional gradual weakening is expected during the next few days and Don could possibly become a post-tropical cyclone or remnant low at any time. The general motion of this system is expected to persist throughout the night. However, on Saturday, a turn towards the north is anticipated, followed by another turn towards the east on Sunday or Monday. As Don formed earlier today, slight weakening is shown while moving slowly north-northwestward at 7 mph over the Central Atlantic and is currently located about 1170 miles west of the Azores with maximum sustained winds of 45 mph.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 14, 2023.

July 14 - Tropical Storm Calvin

Tropical Storm Calvin formed Wednesday, July 12, 2023 in the Eastern Pacific Ocean. Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 12, 2023.

June 30 - Tropical Storm Beatriz

Tropical Storm Beatriz formed Thursday, June 29, 2023 in the Eastern Pacific Ocean. Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 29, 2023.

June 28 - Tropical Storm Adrian

Tropical Storm Adrian formed Tuesday, June 27, 2023 in the Eastern Pacific Ocean. According to the National Hurricane Center, Adrian is the first tropical storm in the Eastern Pacific and is forecast to become a hurricane on Wednesday. The storm is located about 280 miles south-southwest of Manzanillo, Mexico and is moving toward the west at 15 mph. Based on satellite-derived wind data, the center says that Tropical Storm Adrian’s maximum sustained winds was recorded near 45 mph with higher gusts and strengthening is forecast during the next couple days.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 22, 2023.

June 23 - Tropical Storm Cindy

Tropical Storm Cindy formed Thursday, June 22, 2023 in the Central Tropical Atlantic. According to the National Hurricane Center, Cindy was originally located 1,100 miles east of the Lesser Antilles and satellite derived wind data indicated that maximum sustained winds was near 40 mph with higher gusts. Currently, Tropical Storm Cindy is moving towards the west-northwest near 16 mph with maximum sustained winds that increased to near 50 mph with higher gusts and this general motion is expected to continue over the next few days. The storm is now located about 915 miles east of the Lesser Antilles and on the forecast track, Tropical Storm Cindy is expected to remain well east and northeast of the northern Leeward Islands through early next week. Although there are no coastal watches or warnings in effect, some additional strengthening is forecast over the next day or so followed by gradual weakening afterwards.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 22, 2023.

June 20 - Tropical Storm Bret

Tropical Storm Bret formed Monday, June 19, 2023 in the Central Atlantic Ocean. According to the National Hurricane Center, Bret is located about 945 miles east of Windward Islands and is moving westward near 21 mph across the tropical Atlantic Ocean with maximum sustained winds near 40 mph. This general motion is expected to continue for the next several days and on the forecast track, the center of Bret could move across portions of the Lesser Antilles Thursday afternoon through Thursday night. The weather forecast predicts heavy rainfall in the Lesser Antilles region, specifically from Guadeloupe to St. Lucia. Rainfall amounts between 4 to 6 inches are expected, with the possibility of reaching up to 10 inches in some areas. Barbados and St. Vincent and the Grenadines may experience rainfall amounts ranging from 2 to 4 inches. The heavy rainfall has the potential to cause flash flooding, particularly in elevated areas, and there is also a chance of isolated urban flooding. Currently, there are no coastal watches or warnings in effect, however, tropical storm watches may be required for some islands later today or tonight due to the risk of flooding from heavy rainfall, strong winds, and dangerous waves along the coast.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 19, 2023.

June 8 - FAA Grounds Flights in New York

On June 7, 2023, the Federal Aviation Administration grounded flights headed to New York’s LaGuardia Airport due to smoke from the Canadian wildfires that decreased visibility in the area and covered swaths of the U.S.  The FAA delayed flights into New York and Newark, New Jersey, and it briefly halted flights bound for Philadelphia International Airport and New York’s LaGuardia airport as smoke from the wildfires continues to spread across the Northeastern United States.  The ground stop required planes to remain on the ground at their airport of origin, and according to tracking service FlightAware, there are more than 1,100 flights to, from, and within the U.S. that have been delayed, with 71 of them canceled.  On Wednesday alone, there were about 5,600 U.S. flight delays and 162 flight cancellations, although not all were due to the smoke.  As of today, airlines in the U.S. have canceled 120 flights and delayed another 1,928.  The FAA lifted a ground stop for flights bound for LaGuardia airport today but continues to delay some flights on the ground due to the smoke.  We suggest travelers to contact their airlines to determine flight status as the extreme wildfire smoke haze continues to linger over the Northeastern U.S. and could also delay flights through Boston, Philadelphia, Baltimore and Washington, D.C.  

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this natural disaster under any plans purchased on or after June 7, 2023.

April 3 - Winter Storm Vanessa

Winter Storm Vanessa was named on April 3, 2023. In the early part of this week, certain regions in the West and Northern Plains will experience a powerful winter storm that will bring with it heavy snowfall and strong winds, potentially leading to blizzard-like conditions in some areas. The winter storm is spreading snow across parts of the West and northern High Plains right now and The Weather Channel reports that Vanessa may also produce more severe storms in the central states by Tuesday. The National Weather Service has issued blizzard warnings for certain areas of the Northern Plains, which include Bismarck and Fargo in North Dakota, as well as Rapid City in South Dakota. Additionally, there are several winter storm warnings, watches, and weather advisories spanning from the Pacific Northwest's higher elevations to the Rockies and Northern Plains.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after April 3, 2023.

April 1 - Winter Storm Uriel

Winter Storm Uriel was named on March 31, 2023. According to The Weather Channel, Uriel is expected to bring dangerous winter conditions to parts of the upper Plains and upper Midwest. While the storm has the potential of causing blizzard conditions it is expected in parts of Minnesota and Dakotas. In the Upper Peninsula, Winter Storm Uriel could also produce heavy snowfall and strong winds with gusts up to 50mph. The storm is also said to cause some lake affect snow as it crosses the Great Lakes into interior New England and off to the coast by late Sunday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after March 31, 2023.

March 10 - Winter Storm Sage

Winter Storm Sage was named on March 10, 2023. An increasingly possible East Coast storm by early next week, which could bring high winds, heavy snow and rain to parts of the Northeast and New England. Winter Storm Sage will first bring heavy rain and snow to the West, including California while  being fueled by the atmospheric river pummeling California with heavy rainfall that has already produced flooding, rockslides and mudslides in parts of the state. Then it will spread into the Northern Plains and Midwest into this weekend with snow and gusty winds. Blizzard conditions from Sage are possible in parts of North Dakota and northeastern Montana into early Saturday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after March 10, 2023.

March 10 - Winter Storm Ricardo

Winter Storm Ricardo was named on March 9, 2023. According to The Weather Channel, the storm tracking the northern tier will spread snow and rain from the Great Lakes into the Northeast to end the week. As of early Friday, around 8 inches of snow has been recorded in parts Wisconsin and northern Illinois, including near Plainville, Wisconsin, and Bull Valley, Illinois. Hudsonville, Michigan, measured 10 inches of snow early Friday. Snow and gusty winds will persist over the Great Lakes, making travel dangerous in Buffalo, Chicago, Detroit, and Milwaukee. Winter Storm Ricardo is expected to come to an end by early day Saturday in the Northeast which means possible snow across the interior with rain or a mix of rain and snow near the coast. The National Weather Service has issued winter storm warnings and winter weather advisories from the Plains into the southern Great Lakes and interior Northeast where travel could be impacted, with the worst conditions expected in locations under warnings, including Milwaukee.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after March 9, 2023.

February 28 - Winter Storm Quest

Winter Storm Quest was named on February 27, 2023. This new coast-to-coast winter storm will bring blizzard conditions to California’s Sierra Nevada before spreading toward the Midwest and Northeast with snow and ice later this week. Winter Storm Quest will bring multiple waves of snow that will impact parts of the Northwest, California’s Sierra and the Rockies from now through Wednesday. The storm is also expected to bring heavy snow and strong winds at times in the Sierra and other mountainous areas while lower elevations of California will see periods of rain. B​lizzard warnings are posted in California's Sierra Nevada, where a combination of snow and strong winds will make travel difficult or impossible into Wednesday. Winter storm warnings, winter weather advisories and winter storm watches are in effect from lower elevations of the Pacific Northwest into the Rockies.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 27, 2023.

February 23 - Winter Storm Piper

Winter Storm Piper was named on February 23, 2023. In Southern California, rare blizzard warnings have been prompted as a result of this powerful winter storm and could also bring flooding rain, low-elevation snow and record late February cold into the weekend. The high winds from the storm has knocked down trees and left over 100,000 without power, as a cold front accompanied colder air into California on Tuesday. Winter Storm Piper is currently spreading snow and rain showers in Oregon, California, Arizona, and Nevada as it moves southward down the West Coast. In the high country of Southern California, multiple feet of snow and high winds are expected to produce whiteout conditions Friday into Saturday. The bigger threat of heavy rain is in Southern California where there is likely to be flash flooding and also a heighten risk of debris flowing, mud and rockslides, particularly in areas burned by wildfires in recent years. A number of winter storm warnings, watches and winter weather advisories have been issued by the National Weather Service, including in the Sierra.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 23, 2023.

February 22 - Winter Storm Olive

Winter Storm Olive was named on February 20, 2023. The worst impacts from Winter Storm Olive are beginning as it spreads heavy snow and blizzard conditions through the Rockies, Plains and upper Midwest, and snow and ice from the Great Lakes into parts of the Northeast. In some areas, that snow is already combining with strong winds to produce whiteout conditions, such as in parts of eastern South Dakota and some pockets of freezing rain have also developed in parts of the southern Great Lakes. Blizzard warnings, winter storm warnings, and winter weather advisories have been issued by the National Weather Service across seven states in the Rockies, Northern Plains, and upper Midwest, as well as into the Northeast. Ice storm warnings are also in effect in parts of eastern Iowa to southern Michigan, with expected dangerous driving and potential power outages. Heavy snow and strong winds may cause whiteout conditions and travel disruptions, particularly in rural areas where roads, including interstates, may close. There is a risk to those stranded on roads due to the bitterly cold air and potential power outages or downed trees due to the snow and strong winds. For areas of the upper Midwest, such as Minneapolis-St. Paul, where the National Weather Service referred to it as a "historic winter storm," this could be one of the heaviest snowstorms in years.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 20, 2023.

February 15 - Winter Storm Nova

Winter Storm Nova was named on February 14, 2023. According to The Weather Channel, the storm could cause travel headaches this week as it targets parts of the West, Plains, and upper Midwest with snow. The snow from Winter Storm Nova will spread into the Plains on Wednesday then into parts of the Midwest Wednesday night through Thursday night. The storm will also strike parts of the eastern Great Lakes and northern New England with snow by late Thursday into Friday. The majority of this storm's precipitation will fall as rain in large portions of the Ohio Valley and the Northeast, but as the cold front moves through on Thursday night and Friday, a brief period of wet snow may also occur. Nova could also trigger severe thunderstorms in parts of the South and Ohio Valley which may lead to damaging winds, hail and some tornadoes.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 14, 2023.

February 9 - Turkey Earthquake

On February 6, 2023, a catastrophic and deadly 7.8 magnitude earthquake struck southern and central Turkey. The quake occurred west of the city of Gaziantep, causing widespread damage and thousands of fatalities in the region and was closely followed by numerous aftershocks - including one quake which was almost as large as the first. Due to the severity, the final death toll is anticipated to keep increasing and may not be known for weeks due to the sheer volume of rubble that needs to be sifted. According to the Associated Press and Reuters, more than 11,000 people have been confirmed dead as a result of the earthquake. On Wednesday, rescue teams have continued searching for survivors buried in the rubble of thousands of buildings destroyed by the earthquake and aftershocks. Turkey currently has tens of thousands of aid workers in the earthquake zone, and search teams from more than two dozen other nations have also joined them. However, many people are still waiting for assistance, and the likelihood of finding survivors is decreasing. In some areas, the cold, road closures, and damage in the region have also impeded mobility and access. Adelheid Marschang, a Senior Emergency Officer with the World Health Organization, described the situation as "a crisis on top of multiple crises" and estimated that up to 23 million people could be impacted in the earthquake-affected area.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this natural disaster under any plans purchased on or after February 6, 2023. Generali Global Assistance Travel Insurance plans are unable to provide coverage for travel to Syria or any other expenses related to services connected to Syria, or any other certain OFAC sanctioned destinations.

February 1 - Winter Storm Mara

Winter Storm Mara was named on January 30, 2023. According to The Weather Channel, Mara is causing major travel problems in the Southern Plains, including some major cities in Texas. It has been reported that the storm is affecting millions of people, leaving more than 11,000 homes, businesses, and other utility customers without electricity in Texas. The storm has already canceled, or delayed hundreds of flights and 500 or more flights were canceled to or from Dallas-Fort Worth International Airport alone. Numerous car accidents have also been reported close to Dallas, Austin, and along the Tennessee-Arkansas border, and icy roads have played a part in them. Parts of the Southern Plains has already experienced sleet and freezing rain from the storm and u​p to an inch of sleet has been reported in parts of eastern Oklahoma, including the Tulsa metro area, accompanied by lightning, at times while in Denton, Texas, about a half inch of sleet was reported. A​n ice storm warning is in effect from central Arkansas to western Tennessee and extreme northwestern Mississippi, including Little Rock and Memphis. Icing in these areas could be heavy enough to cause tree damage and knock out power, and will make most roads hazardous. W​inter storm warnings are in effect for a broad area of central, northern and western Texas, including the entire Dallas-Ft. Worth Metroplex, Austin and Waco. In these areas, widespread hazardous travel is expected with at least some potential for power outages and damage to trees. Winter weather advisories extend from other parts of Texas to parts of the Mississippi and Ohio valleys while some of these areas could see disruptions to daily life, including slippery travel.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 30, 2023.

January 25 - Winter Storm Kassandra

Winter Storm Kassandra was named on January 23, 2023. Over 1300 miles of winter alerts were issued due to this cross-country winter storm and Kassandra will delay travel as it spreads snow through portions of the Midwest, Great Lakes and Northeast. The storm is currently impacting areas from the mid-Mississippi Valley into the Great Lakes and Northeast with snowfall and has brought several inches of snow to the Southern Plains and Ozarks. Southern Missouri and northern Arkansas have experienced tree damage and power outages as a result of the area receiving up to a foot of heavy, wet snow. At least moderate snow and gusty winds will impact the Great Lakes and mid-Mississippi Valley on Wednesday. The interior of the Northeast can anticipate the most snowfall, but some areas on the southern edge of the wintry weather may eventually change to a wintry mix or even rain. This combination will affect travel in Chicago, Cleveland, Detroit, Indianapolis, and St. Louis. W​inter storm warnings and winter weather advisories have been issued by the National Weather Service along the current and future path of Kassandra. Those alerts stretch from the Midwest into New England. Due to the snowfall, expect some of these areas to present hazardous travel conditions.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 23, 2023.

January 25 - Winter Storm Jimenez

Winter Storm Jimenez was named on January 21, 2023 and is spreading snow across the Northeast. Jimenez dumped snow over the weekend from parts of the Plains and Midwest and will continue to spread snow across parts of New England and the interior Northeast before it winds down. The Weather Channel reports that snow from Jimenez is ongoing from Maine into the central Appalachians, and that rain will turn to snow as far south and east as the Interstate 95 corridor in southeast New England. W​inter storm warnings and winter weather advisories have been posted by the National Weather Service for many of the areas that are expected to see snowfall from Jimenez today and the worst travel conditions are expected in areas that are under winter storm warnings.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 21, 2023.

January 18 - Winter Storm Iggy

Winter Storm Iggy was named on January 17, 2023. In the Southwest, Winter Storm I​ggy is producing mountain snow and lower elevation rain right now and the storm will blanket parts of the Rockies, Plains and upper Midwest with significant snow this week. At least 6 inches of snow is expected from Colorado to Michigan while much of the Northeast will mostly see rain instead of snow. The exception to this is parts of upstate New York and northern New England where there could be at least 6 inches of snow. W​inter storm watches, warnings and advisories have been issued by the National Weather Service along the current and future path of Iggy, from the Southwest into the upper Mississippi Valley.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 17, 2023.

January 4 - Winter Storm Hudson

Winter Storm Hudson was named on January 2, 2023. The storm is currently moving across the Plains and upper Midwest where it will continue to bring snow, ice, and strong winds into Wednesday. The Weather Channel says that the storm is also producing severe weather in the South. The worst travel conditions will generally be in areas under winter storm warnings, including Minneapolis-St. Paul. A​n ice storm warning is in effect from northeast Nebraska into northwest Iowa and south-central Minnesota. This is where there is a heightened risk of icing that could be significant enough to cause tree damage and knock out power. The storm will impact much of the upper Midwest and parts of the Northern and Central Plains, including Minneapolis-St. Paul and Sioux Falls, South Dakota with snow and winds strong enough to cause blowing snow and low visibility. W​inter storm warnings and winter weather advisories have been issued by the National Weather Service and stretch from the Northern and Central Plains into the upper Mississippi valley and northern Great Lakes.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 2, 2023.

2022

December 30 - Winter Storm Gael

Winter Storm Gael was named on December 28, 2022. According to the Weather Channel, the storm dumped more than 7 inches of heavy, wet snow on the Intermountain West which shut down a major interstate in Colorado and knocking out power to thousands in the state. Snowfall at rates of up to 2 inches per hour caused some vehicles to be trapped and more than 100 miles of Interstate 70 in Colorado were shut due to the storm. Several accidents were reported along I-70 and I-25 that forced multiple road closures and the storm is expected to cause bus and rail delays.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after December 28, 2022.

December 20 - Winter Storm Elliott

Winter Storm Elliott was named on Monday, December 19, 2022. According to The Weather Channel, this major storm could become a bomb cyclone over the Midwest later this week and bring blizzard conditions to parts of the Great Lakes as well as high winds to the East Coast. W​inter storm alerts, including watches and advisories, have already been issued by the National Weather Service as far east as the Midwest ahead of this storm. In the Pacific Northwest and northern Rockies, several inches of snow is expected, especially north of downtown where there will be slippery, snow-covered travel in the metro area. By Wednesday, the storm will spread into the Plains as the powerful arctic cold front plunges southward. Snow could be heavy, accompanied by strong winds in parts of the central Plains and upper Midwest. The strongest of winds from the storm are expected Friday into early Saturday in the Midwest and along the East Coast from New England to Georgia, where winds will be capable of downing tree limbs and knocking out power in areas with heavy snow accumulations weighing down trees and powerlines in the Midwest and East. In parts of the Great Lakes, from Wisconsin and Illinois to parts of Michigan, Indiana.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after December 19, 2022.

December 13 - Winter Storm Diaz

Winter Storm Diaz was named by the Weather Channel on December 10, 2022. According to the Weather Channel, Diaz has slowed down travel in the West where some areas were buried with feet of snow. Over the weekend, Winter Storm Diaz produced heavy snow in the Sierra Nevada and was measured up to 4 to 5 feet in the Tahoe region and officials have warned that avalanche dangers would be elevated in areas where feet of snow fell. The storm is also producing snow in the northern, central, and southern Rockies and is expected to bring blizzard conditions to parts of the Plains. Due to the storm being widespread, more winter weather warnings including blizzard warnings and ice storm warnings are expected from the West to the Northeast. Winter storm warnings have also been issued by the National Weather Service for a broader area that extends from the mountain West into the upper Midwest.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after December 10, 2022.

November 30 - Winter Storm Carli

Winter Storm Carli formed on November 30, 2022. According to the Weather Channel, Carli could make travel difficult in the West where there will be areas of heavy snow. Carli is currently moving eastward through the Northern Rockies and Northern Plains. While more cold air is moving in, the snow is going to extend from the Northern Plains to the Upper Midwest until Friday. The heaviest snow totals are expected in the Sierra passes where 1-3ft snow totals are possible with snowfall rates of 2-3 inches per hour and strong winds creating white out conditions.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after November 30, 2022.  

November 30 - Winter Storm Beck

Winter Storm Beck formed on November 29, 2022. According to the Weather Channel, Beck will continue to bring light to moderate snow from the Rockies into the Upper Midwest. By Wednesday, the Upper Midwest will experience accumulating snow followed by cold air.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after November 29, 2022.  

November 30 - Mauna Loa Volcano Eruption

On November 27, 2022, Hawaii's Mauna Loa the largest subaerial volcano measured by both mass and volume began erupting, forcing closures and putting Hawaii residents on high alert. The U.S. Geological Survey's Hawaiian Volcano Observatory said Monday that the eruption continued in the Northeast Rift Zone, with three fissures erupting and lava shooting between 100 and 200 feet into the air. The observatory cautioned that lava flows could continue to travel downslope. The Hawaii Department of Health alerted the public about "voggy conditions," including potential air quality hazards across the state and residents were advised to reduce outdoor activities. While no mandatory evacuations were ordered, Hawaii County Mayor Mitch Roth declared a state of emergency due to the threat of imminent disaster early Monday and said community evacuations may become necessary and several shelters were opened.

Customers are strongly encouraged to read their state-specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this natural disaster under any plans purchased on or after November 27, 2022.

November 9 - Winter Storm Alejandra

The Weather Channel has named Winter Storm Alejandra on November 9th, 2022 as the first blizzard of the season. Alejandra has already brought heavy know to California's Sierra and other parts of the mountain West and will become a Northern Plains blizzard to end the week with dangerous travel likely in the Dakotas and northern Minnesota. Alejandra is producing snow from the Sierra to the Rockies and northern High Plains. At this time blizzard warnings are posted from north-central South Dakota into northwest Minnesota, including Bismarck and Grand Forks, North Dakota. Ice storm warnings have also been issued in parts of South Dakota and Pierre. Winds will intensify Thursday into early Friday, with frequent gusts from 40 to 60 mph over the Northern Plains from the Dakotas into northern Nebraska and Minnesota. The combination of these winds and heavy snow will likely produce blizzard or near-blizzard conditions that could prompt the closure of roads

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 9, 2022.  

November 7 - Sub-Tropical Storm Nicole

Sub-Tropical Storm Nicole formed on November 7, 2022 in the Atlantic. Nicole is located about 435 miles east-northeast of the Northwestern Bahamas and is moving toward the northwest near 9 mph. A slower northwestward motion is expected tonight and a turn toward the west or west-southwest is forecast to begin by Tuesday night, with that motion expected to continue through early Thursday. On the forecast track, the center of Nicole will approach the northwestern Bahamas on Tuesday night, move near or over those islands on Wednesday, and approach the east coast of Florida Wednesday night. Currently, maximum sustained winds are near 45 mph with higher gusts and some slight strengthening is forecast tonight or Tuesday, with a faster rate of strengthening expected Tuesday night and Wednesday. Nicole is forecast to be at or near hurricane intensity by Wednesday or Wednesday night while it is moving near or over the northwestern Bahamas.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 7, 2022.

November 3 - Tropical Storm Martin

Tropical Storm Martin formed Tuesday afternoon, November 1, 2022 in the Atlantic Ocean. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 1, 2022. 

November 2 - Tropical Storm Lisa

Tropical Storm Lisa formed Monday morning, October 31, 2022 in the Atlantic Ocean. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 31, 2022.

October 12 - Tropical Storm Karl

Tropical Storm Karl formed Tuesday afternoon, October 11, 2022 in the Atlantic Ocean. According to the National Hurricane Center, Karl is located about 200 miles north-northeast of Veracruz, Mexico and 240 miles north of Coatzacoalcos, Mexico and is moving toward the north near 3 mph with this motion expected to continue through today.  A slow drift to the south and southeast is expected to begin this evening and a faster generally southward motion is forecast by Thursday morning with Karl forecast to approach the coast of Mexico within the watch area by Friday. Currently, maximum sustained winds are near 45 mph with higher gusts and little change in strength is expected during the next 36 hours, followed by slight weakening before landfall. At this time, there is a tropical storm watch in effect for Tuxpan to Frontera.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 11, 2022.

September 24 - Tropical Storm Ian

Tropical Storm Ian formed Friday night, September 23, 2022 in the Atlantic Ocean. According to the National Hurricane Center, Ian is located about 270 miles south-southeast of Kingston, Jamaica and about 520 miles southeast of Grand Cayman and is moving toward the west near 15 mph with this general motion expected to continue through tonight. A turn toward the northwest is forecast on Sunday, followed by a north-northwestward turn on Monday and a northward motion on Tuesday. On the forecast track, the center of Ian is forecast to move across the central Caribbean Sea today, pass southwest of Jamaica on Sunday, and pass near or over the Cayman Islands Sunday night and early Monday, and will then approach western Cuba late Monday and emerge over the southeastern Gulf of Mexico on Tuesday. Currently, maximum sustained winds remain near 45 mph with higher gusts, however, significant strengthening is forecast during the next few days and Ian is expected to become a hurricane late Sunday or Sunday night and could be at or near major hurricane strength late Monday when it approaches western Cuba. At this time, there is a hurricane watch in effect for the Cayman Islands and a tropical storm watch in effect for Jamaica. Ian is expected to produce heavy rainfall, flash flooding, and possible mudslides particularly over Jamaica and Cuba and limited flash and urban flooding is possible with rainfall across the Florida Keys and Florida peninsula through mid-next week.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 23, 2022.

September 23 - Tropical Storm Hermine

Tropical Storm Hermine formed on Friday, September 23, 2022 in the Eastern Atlantic Ocean. According to the National Hurricane Center, Hermine is located about 290 miles northeast of the Cabo Verde Islands and is moving toward the north-northwest near 10 mph with this general motion and some decrease in forward speed forecast this weekend, with a turn to the northwest possible early next week. Currently, maximum sustained winds have increased to near 40 mph with higher gusts and some strengthening is possible through tomorrow, with weakening expected on Sunday, and Hermine could become a remnant low on Monday. At this time, there are no coastal watches or warnings in effect, however heavy rain is forecast for the Canary Islands through the weekend.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 23, 2022.

September 22 - Tropical Storm Newton

Tropical Storm Newton formed on Wednesday, September 21, 2022 in the Eastern Pacific Ocean. According to the National Hurricane Center, Newton is located about 280 miles west-southwest of Manzanillo, Mexico and is moving toward the west-northwest near 8 mph with this general motion to continue for the next couple of days. Currently, maximum sustained winds are near 65 mph with higher gusts and Newton is forecast to maintain its strength for a day followed by a gradual weakening through the weekend. At this time, there are no coastal watches or warnings in effect for Newton.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 21, 2022.

September 22 - Tropical Storm Gaston

Tropical Storm Gaston formed on Tuesday, September 20, 2022 in the Atlantic Ocean. According to the National Hurricane Center, Gaston is located about 285 miles northwest of Faial Island in the Central Azores and is moving toward the east-northeast near 21 mph with a turn to the east expected tonight and a slower southeastward or southward motion forecast by early Saturday. Currently, maximum sustained winds remain near 65 mph with higher gusts and gradual weakening expected over the next few days and on the forecast track, the center of Gaston will move near or over portions of the Azores tonight through Saturday. At this time, there is a tropical storm warning in effect for Flores and Corvo in the western Azores, in addition to, Faial, Pico, Sao Jorge, Graciosa and Terceira in the central Azores.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 20, 2022.

September 19 - Tropical Storm Madeline

Tropical Storm Madeline formed on Saturday, September 17, 2022 in the Eastern Pacific Ocean. According to the National Hurricane Center, Madeline is moving toward the northwest near 9 mph with a gradual turn toward the west-northwest and then west expected over the next 24-36 hours. On the forecast track, the center of Madeline will gradually move away from the coast of Mexico and pass to the south of the Baja California peninsula by tonight. Currently, maximum sustained winds have increased to near 60 mph with higher gusts and little change in strength is expected today, followed by weakening expected to begin tonight. Madeline is forecast to become a remnant low on Tuesday. At this time, there are no coastal watches or warnings in effect for Madeline. However, outer bands from Madeline are forecast to produce additional rainfall of 1 to 3 inches along the Jalisco coast into this afternoon and 1 to 2 inches this evening over the southern tip of Baja California and in addition to that, swells generated by Madeline will affect the southwestern coast of Mexico for the next couple of days, and will spread northward to the southern Baja California peninsula coast and the coast of west-central Mexico later today.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 17,, 2022.

September 12 - Tropical Storm Kay

Tropical Storm Kay formed Sunday, September 4, 2022 in the Pacific ocean. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 4, 2022.

September 9 - Tropical Storm Earl

Tropical Storm Earl formed Friday afternoon, September 2, 2022 in the Atlantic ocean. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 2, 2022.

August 15 - Tropical Storm Ivette

Tropical Storm Ivette formed on Monday, August 15, 2022 in the Eastern Pacific Ocean. According to the National Hurricane Center, satellite wind data indicate the depression has become a Tropical Storm Ivette and is expected to weaken soon. The storm was located 445 miles southwest of the southern tip of Baja California moving west at 2 mph. Recent satellite wind data indicate that the maximum sustained winds have increased to near 40 mph (65 km/h) with higher gusts. The center also says that despite the recent increase in intensity, gradual weakening is expected. The depression is forecast to weaken to a tropical depression tonight and degenerate into a remnant low on Tuesday.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 15,, 2022.

August 8 - Tropical Storm Howard

Tropical Storm Howard formed Sunday afternoon on August 7, 2022 in the Eastern Pacific Ocean. According to the National Hurricane Center, Howard is located about 295 miles southwest of the southern tip of Baja California. The storm is moving toward the northwest near 13 mph and this motion is expected to continue today, followed by a turn to the west – northwest tomorrow. Maximum sustained winds have increased to near 65 mph with higher gusts. Some additional strengthening is forecast, and Howard is now forecast to become a hurricane later today. Beyond midweek, Howard is expected to move over cooler waters and into a drier air mass, hindering the intensification process and causing the storm to weaken slowly.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 7,, 2022.

August 1 - McKinney Fire

The McKinney Fire is a fast-growing wildfire fueled by strong winds from thunderstorms and high temperatures in Northern California has grown to 55,493 acres, becoming the state’s largest wildfire so far this year and forcing evacuations in rural neighborhoods. According to Cal Fire, the McKinney Fire started on Friday, July 29, 2022 in Siskiyou County at Hwy 96 and McKinney Creed Rd, southwest of Klamath River. A portion of Hwy 96 remains closed due to the fire and travelers should check CalTrans road conditions prior to traveling as the fire is 0% contained. The NY Times says that the blaze began burning through dry timber in the Klamath National Forest in Siskiyou County near the Oregon state line. The fire has caused thick smoke to cover the area and flames to burn through hillsides in sight of the houses. As the fire continues to spread, more than 4,900 structures are threatened and over 100 structures have burned so far. On July 30, 2022, Governor Gavin Newsome of California declared a state of emergency for Siskiyou County, and nearly 3,000 people have been ordered to evacuate since then. In Siskiyou County 60 hikers were rescued by Jackson County Sheriff’s Office Search and Rescue team in Oregon. While there are no evacuation orders issued for Jackson County, the area does remain under watch for fire risk since smoke and ash from the fire are impacting the area. Local search and rescue teams are looking through evacuation zones for hikers and campers as there is likely little to no cell service on parts of the trail and may not know how close they are to the fire. Sources also say that the fire presents an “immediate threat to life” and the area is “lawfully closed to public access.”  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after July 29, 2022. 

July 28 - Tropical Storm Georgette

Tropical Storm Georgette formed Wednesday afternoon on July 27, 2022 in the Eastern Pacific Ocean. According to the National Hurricane Center, Georgette is located about 590 miles southwest of the southern tip of Baja California. Georgette is moving toward the west near 9 mph. Maximum sustained winds have increased to near 40 mph with higher gusts. A gradual turn to the west-southwest is anticipated over the next couple of days. The center says that the forecast of Tropical Storm Georgette will have gradual strengthening over the next 24-48 hours followed by little change in intensity thereafter. At this time, there are no coastal watches or warnings in effect.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 27, 2022.

July 26 - Tropical Storm Frank

Tropical Storm Frank formed Tuesday morning on July 26, 2022 in the Eastern Pacific Ocean. According to the National Hurricane Center, Frank formed south of southern Mexico and is located 525 miles south southeast of Manzanillo, Mexico. The storm is moving toward the west near 12 mph and this motion is expected to continue during the next few days. Maximum sustained winds are near 40 mph with higher gusts. Slow strengthening is forecast during the next couple of days.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 26, 2022.

July 26 - Oak Fire

A ferocious wildfire outside of California’s Yosemite Park started at around 2:10 pm on July 22, 2022 and was named the Oak Fire. According to Cal Fire, the Oak Fire is 10% contained and has burned 16,791 acres in Mariposa county on Hwy 140 and Carstens Road, near Midpines. Several structures have been destroyed and thousands of residents have been forced to evacuate their homes due to the fire. More than 2,500 firefighters battling the blaze were expected to encounter tough conditions including low humidity, high temperatures and steep terrain, Cal Fire said. The agency also dispatched 17 helicopters, 281 fire engines, 66 dozers and 46 water tenders to fight the Oak Fire. Due to the size of the fire, numerous road closures are in effect and evacuation orders and warnings have been issued. For more information regarding road closures, evacuation orders and warnings in effect for the Oak Fire please visit Cal Fire’s website.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after July 22, 2022. 

July 16 - Tropical Storm Estelle

Tropical Storm Estelle formed Friday evening, July 15, 2022 in the Eastern Pacific Ocean. The National Hurricane Center indicates that Estelle is currently about 290 miles south southwest of Acapulco, Mexico and about 430 miles south southeast of Manzanillo, Mexico. Estelle's present movement is northwest at 10 mph with maximum sustained winds of 40 mph. A turn toward the west-northwest is expected by Saturday morning, with that heading at a similar forward speed continuing through late Monday. Estelle is forecast to move parallel to but well offshore the coast of southwestern Mexico. Additional strengthening is forecast during the next few days, and Estelle could become a hurricane by Saturday night. There are no coastal watches or warnings in effect; however, swells generated by Estelle are expected to begin affecting portions of the southwestern coast of Mexico late Saturday and will spread northward to the coast of west-central Mexico and the southern Baja California peninsula Sunday and Monday. These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 15, 2022.

July 11 - Tropical Storm Darby

Tropical Storm Darby formed on July 9, 2022 in the eastern Pacific. According to the National Hurricane Center, the storm formed well offshore of southwestern Mexico and could become a hurricane by Monday, July 11, 2022. The storm is moving west at 16 mph with maximum sustained winds of 40 mph. Tropical Storm Darby is located about 690 miles west southwest of Manzanillo, Mexico and 640 miles south southwest of the southern tip of Baja California. At this time there are no coastal watches or warnings in effect.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 9, 2022.

July 3 - Tropical Storm Colin

Tropical Storm Colin formed early Saturday morning on July 2, 2022 in the Atlantic near the South Carolina coast. According to the National Hurricane Center, the storm brought heavy rain, strong winds, and rough surf along the Carolina coast. Colin had maximum sustained winds of 40 mph and was located about 50 miles southwest of Myrtle Beach, South Carolina. Tropical storm warnings were in effect for North of Little River, South Carolina, to Duck, North Carolina, and Pamlico Sound. At this time there are no coastal watches or warnings in effect as remnants of Colin dissipates over eastern North Carolina.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 2, 2022.

July 1 - Tropical Storm Bonnie

Tropical Storm Bonnie formed Friday, July 2, 2022 in the Atlantic. According to the National Hurricane Center, Bonnie is moving west at 20 mph and is located about 195 miles east Southeast of Bluefields, Nicaragua with maximum sustain winds of 40 mph. The storm is expected to bring heavy rain and cause flash flooding and mudslides in Nicaragua and Costa Rica. The government of Nicaragua has discontinued the hurricane watch for the Caribbean coast and issued a Tropical Storm Warning for the Pacific Coast as Bonnie is forecast to make landfall tonight. Bonnie is expected to strengthen before it makes landfall tonight. After landfall, short term weakening is forecast on Saturday, but Bonnie is expected to restrengthen later this weekend and early next week over the eastern Pacific. A tropical storm warning is in effect for San Andres Colombia, Limon Costa Rica northward to Sandy Bay Sirpi Nicaragua, Cabo Blanco Costa Rica northward to the border of Nicaragua and Honduras.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 1, 2022.

June 18 - Tropical Storm Celia

Tropical Storm Celia formed Friday, June 17th, 2022 in the Eastern Pacific Ocean. According to the National Hurricane Center, Celia is located about 145 miles south of San Salvador, El Salvador and 190 miles south-southeast of Puerto San Jose, Guatemala. The storm is moving north-northeast at 3 mph with maximum sustained winds of 40 mph. Areas of heavy rainfall are expected north of Tropical Storm Celia across portions of far southern Mexico, Guatemala and El Salvador through Sunday. Some areas may see 2 to 4 inches of rainfall, with isolated maximum amounts of 8 inches. This rainfall may cause some instances of flash flooding and mudslides across the region. The hurricane center also states that the coasts of El Salvador, Honduras, and southeastern Mexico should monitor the progress of this system. While Celia is expected to stay offshore, any motion to the north of the current forecast track, or increase in size could require a tropical storm watch or warning for part of this area.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 17, 2022.

June 15 - Tropical Storm Blas

Tropical Storm Blas formed Tuesday, June 14, 2022 in the Eastern Pacific Ocean. The National Hurricane Center indicates that Tropical Storm Blas was formed offshore of southwestern Mexico and is expected to stay away from the coast. Blas is currently located at 13.9N 102.1W about 380 miles south Southeast of Manzanillo, Mexico and is moving at 2 mph with maximum sustained winds of 45 mph. According to the National Hurricane Center, Blas is moving west-northwest in a steady motion and could strengthen to a hurricane by late Wednesday, June 14, 2022. At this time there are no coastal watches or warnings in effect; however, the hurricane center said the storm is likely to have dangerous surf conditions along the coast.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 14, 2022.

June 5 - Tropical Storm Alex

Tropical Storm Alex was named on Sunday, June 5, 2022 in the Atlantic. According to the National Hurricane Center, Air Force Reserve hurricane hunter aircraft indicates that Tropical Storm Alex has increased in strength with maximum sustained winds of 65 mph. Alex is currently located 30.8N 72.5W about 475 miles west Southwest of Bermuda moving east Northeast at 23 mph. The National Hurricane Center states that a tropical storm warning is in effect for Bermuda and tropical storm conditions such as heavy rainfall and strong winds are expected starting late tonight or early Monday.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 5, 2022.

May 19 - Winter Storm Tad

Winter Storm Tad was named on May 19, 2022. According to the Weather Channel, Winter Storm Tad will dump heavy, wet snow in Wyoming and Colorado that could down trees and powerlines, leading to power outages. Tad is a late-season snowstorm to impact the Rockies and Denver metro area where there will be 5 to 8 inches of snow in Denver, up to a foot of snow in Breckenridge, and more than two feet of snow in higher elevations. Winter storm warnings have been issued and extended into the city of Denver.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 19, 2022. 

April 20 - Tunnel Fire

According to the National Interagency Fire Center, the Tunnel Fire was first reported on Sunday, April 17, 2022. The fire was found about 14 miles northeast of Flagstaff in Coconino County and grew dramatically from 15 mph to 25 mph winds with gusts up to 35 mph. Officials said the Tunnel Fire has spread north and east and has grown to more than 19,700 acres. The wind-driven fire is still 0% contained and has caused evacuation orders for all areas both east and west of Highway 89 and north of Campbell Avenue. At this time the cause of the fire is still under investigation.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 17, 2022. 

April 13 - Tropical Storm Megi

Tropical Storm Megi formed on April 10, 2022 over the western Philippine Sea and intensified as it approached Eastern Samar. The center was located offshore over the coastal waters of Tanauan (Leyte Province, Eastern Visayas Region) in the Leyte Gulf with sustained winds of up to 40 mph and gusts of up to 49 mph. The storm produced heavy rain and winds to knock out power supply, flood homes and caused landslides in villages. The non-stop rain has induced flooding in the provinces of Leyte and Southern Leyte in the Visayas. Philippine authorities said that 15,326 people have been displaced and 136,400 affected across nine Regions due to being swept by floods and landslides.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after April 10, 2022. 

April 11 - Winter Storm Silas

Winter Storm Silas was named on April 11, 2022. According to the Weather Channel, Silas is a widespread storm that will move from the West into the Northern Plains, where it will pack heavy snow and strong winds, including blizzard conditions. A foot of snow is expected in some areas and wind gusts up to 50 mph. This system will be the same storm that will produce severe weather, including tornadoes, damaging winds, and large hail from the Plains to the Midwest and South. Snow and strong winds will also spread across the Northern Rockies, the Sierra Nevada and Wasatch.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 11, 2022.  

April 6 - Puerto Rico Power Station Fire

A fire broke out late Wednesday night in San Juan, Puerto Rico at one of four main power stations on April 6, 2022. The fire caused more than a million residents without power and more than 160,000 residents without water. Officials from Puerto Rico were forced to close schools, government offices and suspended some public transportation. As of today, power is slowly being restored and officials are still unsure when it will be full restored. The cause of the fire is still unknown and under investigation.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 6 2022. 

March 9 - Winter Storm Quinlan

Winter Storm Quinlan formed on March 9, 2022. According to the Weather Channel, Quinlan is a potent storm that will spread snow from the Rockies, Plains, and mid-South into New England while turning into a “bomb cyclone” packing high winds as it tracks up the East Coast. Snow is expected to cover a broad area from the Rockies to Nebraska and Iowa with at least 6 inches of snow. Winter weather alerts have been issued by the National Weather Service for many of these areas, including a winter storm warning for the Kansas City metro area and a winter weather advisory for Denver.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after March 9, 2022.

March 4 - Flanagan Fire

The Flanagan Fire is a fire that started on March 4, 2022 at approximately 10:31 a.m. in Shasta County, California. According to Cal Fire, the Flanagan Fire has burned 40 acres so far and is 20% contained. Officials say that the fire is spreading at a moderate speed and is located at Flanagan Road and N. Beltline Road, west of Shasta Lake City. The wind station at Whiskeytown Lake West showed winds blowing at 14 mph. Cal Fire officials have called for additional resources as fire agencies were challenged by the strong winds in the direction of the Comets Gas Station and the Knauf Fiberglass plant as well as more dense residential neighborhoods. The Shasta County Sheriff’s Office closed Walker Mine Road due to the fire and ordered evacuations for residents that lived along the road.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 4, 2022. 

March 3 - Jim Fire

The Jim Fire is a wildfire that started on March 2, 2022 in Orange County, California. According to Cal Fire, the fire is located at Holy Jim Canyon and Trabuco Creek Road, northeast of Rancho Santa Margarita. At this time, the Jim Fire has burned 553 acres and is 15% contained. The Cleveland National Forest Service said the fire is growing at a moderate rate of speed and that additional resources have been ordered. Officials said no homes are threatened and no evacuations have been ordered.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 2, 2022. 

March 3 - Alpine Fire

The Alpine Fire started on Tuesday, March 1, 2022 in Sonoma County, California. According to Cal Fire, the fire broke out on a ridge above Monte Rio and Rio Grande. The fire has burned 11 acres so far and is 50% contained. Fire crews have been able to stop the forward progress of the fire. The agency has also said that no structures were threatened and no evacuation orders were ordered.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 1, 2022. 

February 22 - Winter Storm Nancy

Winter Storm Nancy formed Sunday, February 20, 2022. According to the Weather Channel, Nancy is tracking across large portions of the nation’s northern tier with snow and ice. Nancy is spreading the heaviest snow into the Northern Plains and upper Midwest. The worst travel conditions are expected where winter storm or blizzard warnings are in effect. Winter weather alerts issued by the National Weather Service stretch from parts of Montana and Wyoming to the Great Lakes and far northern New England. Minneapolis and Fargo, North Dakota, are among the cities covered with weather alerts.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 20, 2022.

February 22 - Winter Storm Oaklee

Winter Storm Oaklee formed Sunday, February 20, 2022. According to the Weather Channel, Oaklee is a cross-country winter storm that will spread snow and ice from parts of the West to the Southern Plains, Midwest and Northeast through the end of the week. Winter Storm Oaklee will leave snow and ice farther south due to its Arctic air being more expansive. Snow is expected in parts of Nevada, northern Arizona, Utah, and the mountains of Colorado. Rain showers, lightning , small hail, and graupel are possible in lowers elevations from California into southern Arizona. Freezing or sleet could spread from northern and central Texas into the Ozarks and Ohio Valley. Oaklee is expected to bring heavy snow from northern Pennsylvania into upstate New York and much of New England, with sleet or freezing rain on the southern end. Both Winter Storm Nancy and Oaklee could contribute to flooding and severe thunderstorms, from near the Ohio River into the South.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 20, 2022.

February 17 - Airport Fire

The Airport Fire formed on February 16, 2022 in Bishop, California. According to Cal Fire, the fire is located on Airport Road and East Line Street, east of Bishop and continued to remain active overnight, burning to the south. Winds have remained steady and will continue at 10-15 miles per hour out of the northwest. The Airport Fire is zero contained and has burned 2,800 acres so far. The cause of the fire is still unknown and under investigation. At this time, evacuation orders have been issued for Big Pine east of Hwy 395, White Mountain Research Center, and Owens Valley (Caltech) Radio Observatory.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 16, 2022.

February 15 - Winter Storm Miles

Winter Storm Miles formed Tuesday, February 15, 2022. According to the Weather Channel, Winter Storm Miles is a cross-country storm that will spread snow, ice, and strong winds from the West to the Plains and Midwest. Miles is currently moving across the West and will track across the Central Plains into the Mississippi Valley and Great Lakes while pulling in increasing moisture from the Gulf of Mexico. During the week, Central and Eastern U.S. will experience the storm’s most impactful weather with heavy snow and strong winds from 30 – 50 miles per hour. There will also be a threat of severe storms and heavy rain in the South which could cause potential flooding from melting snow. The National Weather Service has issued a winter storm watch for DeKalb, Kane, DuPage, Cook, LaSalle, Kendall, Grundy, Will and Kankakee counties in Illinois, along with Lake, Porter, LaPorte, Newton and Jasper counties in Indiana, from Wednesday night through Thursday evening.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 15, 2022.

February 10 - Emerald Fire

The Emerald Fire is a brushfire that formed at approximately 4:00 A.M. on February 10th, 2022 in Orange County, California. The fire has burned 145 acres so far and is located on Hwy 1 and Emerald Bay, Northwest of Laguna Beach.  According to Orange County Fire Authority, twenty-five fire engines, three water-dropping helicopters, and a fixed-wing fire surveillance aircraft are on the scene while an air tanker is on the way from Cal Fire. At this time evacuation orders have been issued for Emerald Bay, Irvine Cove, and North Coast of Laguna Beach. Evacuation warnings are also in effect for North Laguna and Boat Canyon area of Laguna Beach.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 10, 2022.

January 31 - Winter Storm Landon

Winter Storm Landon formed Sunday, January 30, 2022. According to the Weather Channel, Winter Storm Landon is a major winter storm that will make travel conditions extremely dangerous with heavy snow, ice, sleet, and freezing rain across the Rockies, Plains, Midwest, and Northeast. Winter storm watches have now been issued by the National Weather Service along a portion of this storm’s path, from Colorado to northwest Texas to Michigan. Additional winter weather alerts will likely be issued for other areas as the height of the storm draws closer.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 30, 2022.

January 27 - Winter Storm Kenan

Winter Storm Kenan formed Thursday, January 27, 2022. According to the Weather Channel, Winter Storm Kenan will turn into an intense low-pressure system referred to as a bomb cyclone. Kenan will bring heavy snow, strong winds, and coastal flooding to parts of the East Coast. Downed trees and power outages are possible due to a combination of strong winds with heavy snow. Winter storm watches have been issued by the National Weather Service from parts of southern New England southward through the coastal mid-Atlantic as far south as eastern North Carolina. This includes Boston, Providence, New York City, Philadelphia and Norfolk.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 27, 2022.

January 26 - Financial Insolvency of Genting Hong Kong

Genting Hong Kong filed for bankruptcy on Thursday, January 10, 2022. Genting Hong Kong, the company that runs Star Cruises; Crystal Cruises; Dream Cruises; and shipyard MV Werften in Germany, says cash levels are at a point where it will run out by the end of January. The future of the three cruise lines operating under Genting Hong Kong is uncertain at best. Although the company said some parts would continue to operate, it is unclear which assets that includes.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after December 27, 2021.

January 20 - Winter Storm Jasper

Winter Storm Jasper formed Thursday, January 20, 2022. According to the Weather Channel, Winter Storm Jasper will bring a mixture of snow, freezing rain and ice to parts of the South and southern mid-Atlantic, including the possibility of icing, heavy enough to knock out power and cause tree damage near portions of the coastal Carolinas. Currently, most parts of the central and eastern states there is fresh arctic air supplied by high pressure behind a cold front. Winter storm warnings and winter weather advisories have been issued for parts of southern Texas, the South and mid-Atlantic. In addition, ice storm warnings have been issued from the upper coast of South Carolina into coastal parts of southern North Carolina, including Myrtle Beach and Wilmington.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 20, 2022.

January 7 - Winter Storm Hatcher

Winter Storm Hatcher formed Friday, January 7, 2022. According to the Weather Channel, Winter Storm Hatcher will continue to bring more snow and rain across the Northwest as it winds down. Blizzard warnings are in effect for Montana where there could be zero visibility at times due to blowing and drifting snow. The storm will also be dumping heavy snow with wind gusts up to 40 miles per hour as it moves off the coast of the Northeast.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 7, 2022.

January 5 - Winter Storm Garrett

Winter Storm Garrett formed Wednesday, January 5, 2022 in the Rockies. According to The Weather Channel, Garrett is a fast-moving weather system that will dump snow in parts of the South and Northeast Thursday into Friday. It will blanket areas from Kentucky and Tennessee to the Appalachians with snow Thursday. Winter Storm Garrett will also bring more snow and ice through the Eastern half of the U.S. A number of winter storm alerts have been issued by the National Weather Service from the High Plains to the Appalachians to New England ahead of Winter Storm Garrett.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 5, 2022.

2021

December 30 - Winter Storm Frida

Winter Storm Frida formed Thursday, December 30, 2021 in the West. According to The Weather Channel, Frida will spread snow from the Rockies and Plains to parts of the Midwest and northern New England and cause some treacherous travel into the holiday weekend. Heavy snow is possible from the central Plains to Michigan. Winter storm watches and warnings are active from the Southwest to parts of the upper Midwest. Kansas City, Des Moines, Iowa, and parts of the Front Range of northern Colorado, including Boulder, Fort Collins and the western Denver metro area are covered by winter storm watches.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 30, 2021

December 28 - Winter Storm Elmer

Winter Storm Elmer formed Monday, December 27, 2021. According to The Weather Channel, Elmer is a fast moving system that will bring freezing temperatures and snow in the upper Midwest and Northern Great Lakes regions. Winter Storm Elmer will also bring snow in some parts of the West.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 27, 2021.

December 27 - Winter Storm Delphine

Winter Storm Delphine formed Saturday, December 25, 2021. According to The Weather Channel, Winter Storm Delphine will bring heavy snow, strong winds, and cold temperatures. The storm will bring a significant amount of snow in the Northern Plains. Winter storm watches and winter weather advisories are in effect for the Plains and Midwest with high wind warnings in the West.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 25, 2021.

December 20 - Winter Storm Carrie

Winter Storm Carrie formed Friday, December 17, 2021 in the Northeast. According to The Weather Channel, Carrie is a quickly moving system that will bring snow, ice, and rain. Winter Storm advisories and warnings are in effect in the Northeast. As of Monday, December 20, 2021, Manchester News says that Carrie is approaching the United Kingdom with a so-called “snow bomb” that could bring a centimeter of snow within an hour in certain areas. The storm will bring unsettled weather including windy conditions, snow, rain, and temperatures near to below normal.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 17, 2021.

December 13 - Winter Storm Bankston

Winter Storm Bankston formed Monday, December 13, 2021 in the Southwest. As of December 14, 2021, the Weather Channel indicates that Bankston is tracking into California with feet of mountain snow and soaking lower elevation rain and will spread across the Intermountain West on its way to becoming a major, potentially damaging wind event for parts of the Plains and Midwest. The storm is currently bringing rain, snow and gusty winds to California and parts of the Mountain West. Very powerful winds will be a threat to the Central U.S. on Wednesday, December 15, 2021. Winter Storm alerts are active, and gusts up to 65 mph are possible.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 13, 2021.

December 13 - Winter Storm Atticus

Winter Storm Atticus formed Thursday, December 9, 2021 in the Southwest. As of December 13th,2021, the Weather Channel indicates that Atticus will impact parts of California early this week with feet of snow and flooding rain. The storm is currently bringing rain, snow and gusty winds to parts of the Northwest and Northern California. Much of Northern California, including parts of the central coast is expected to pick up at least a couple of inches of total rainfall through Tuesday. Local flash flooding is likely, particularly in urban areas most susceptible to flooding. Rockslides are possible and at least some debris flows can be expected, particularly over areas recently burned by wildfires. Wind gusts from 40 to 70 mph are expected over the higher elevations and will lead to whiteout conditions at times. Winter storm warnings have been posted by the National Weather Service throughout the Sierra Nevada for the heavy snow.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 9, 2021.

November 10 - Sub-Tropical Storm Terry

Tropical Storm Terry formed Sunday, November 7, 2021 in the Eastern Pacific Ocean. As November 8, 2021, the National Hurricane Center indicates that Terry has degenerated into a Tropical Depression. Terry is located about 865 miles south of the southern tip of Baja California with maximum sustained winds 35 mph and is moving west-northwestward with no change in strength. At this time, there are no coastal watches or warnings in effect and Sandra poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 7, 2021.

November 2 - Sub-Tropical Storm Wanda

Sub-Tropical Storm Wanda formed Saturday evening, October 30, 2021 in the Atlantic. As of Monday, November 1, 2021, the National Hurricane Center indicates that Wanda is about 935 miles west-southwest of the Azores with maximum sustained winds near 45 mph, and is moving toward the east near 6 mph with this general motion expected to continue this morning. A turn toward the northeast is expected by tonight, followed by a turn toward the north by late Tuesday. At this time, there are no coastal watches or warnings in effect and Wanda poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 30, 2021.

October 25 - Tropical Storm Rick

Tropical Storm Rick formed Friday afternoon, October 22, 2021 in the Eastern Pacific ocean.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 22, 2021.

October 11 - Tropical Storm Pamela

Tropical Storm Pamela formed Sunday afternoon, October 10, 2021 in the Pacific. The National Hurricane Center indicates that Pamela is about 455 miles south-southwest of Mazatlán, Mexico and 435 miles south-southeast of the Southern tip of Baja California and is moving toward the northwest near 8 mph with this general motion expected to continue today.  A turn toward the north is forecast to occur tonight into Tuesday, followed by a faster northeastward motion by Tuesday night, and Pamela is forecast to pass south of the southern tip of the Baja California peninsula Tuesday night or early Wednesday and make landfall on west-central mainland Mexico Wednesday morning. Currently, maximum sustained winds have increased to near 65 mph with higher gusts and steady to rapid strengthening is forecast, with Pamela expected to become a hurricane by tonight and a major hurricane before it reaches the coast of Mexico. At this time, there is a hurricane watch in effect for Bahia Tempehuaya to Escuinapa and a tropical storm watch in effect for North of Bahia Tempehuaya to Altata, South of Escuinapa to San Blas, Isla Marias and Los Barilles to Cabo San Lucas. The National Hurricane Center states that a hurricane warning and tropical storm warning will likely be required tonight for portions of the current watch areas, by this afternoon or evening.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 10, 2021.

September 30 - Tropical Storm Victor

Tropical Storm Victor formed Thursday afternoon, September 29, 2021 in the Atlantic. The National Hurricane Center indicates that Victor is about 550 miles south-southwest of the Cabo Verde Islands and is moving toward the west-northwest near 13 mph with a west-northwest to northwest motion over the eastern tropical Atlantic expected through the weekend. Currently, maximum sustained winds have increased to near 45 mph with higher gusts and additional strengthening is forecast, with a chance of Victor becoming a hurricane on Friday.  A weakening trend is expected to begin over the weekend. At this time, there are no coastal watches or warnings in effect and Victor poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 29, 2021.

September 23 - Tropical Storm Sam

Tropical Storm Sam formed Thursday morning, September 23, 2021 in the Atlantic. The National Hurricane Center indicates that Sam is about 1,745 miles east-southeast of the Northern Leeward Islands and is moving toward the west near 16 mph with this general motion expected to continue over the next several days, but with a gradual slowdown in forward motion. Currently, maximum sustained winds have increased to near 50 mph with higher gusts and additional strengthening is forecast over the next several days. Sam is now forecast to become a hurricane tomorrow and be near major hurricane intensity by the end of the weekend. At this time, there are no coastal watches or warnings in effect and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 23, 2021.

September 20 - Tropical Storm Peter

Tropical Storm Peter formed early Sunday morning, September 19, 2021 in the Atlantic. The National Hurricane Center indicates that Peter is about 245 miles east-northeast of the northern Leeward Islands and is moving toward the west-northwest near 14 mph with this general motion expected to continue during the next couple of days, followed by a turn to the northwest with a decrease in forward speed on Wednesday. Currently, maximum sustained winds are near 50 mph with higher gusts and slow weakening is forecast during the next several days. Rainfall around the southern periphery of Tropical Storm could produce rainfall totals of 1 to 3 inches, with locally higher amounts possible, across portions of the Northern Leeward Islands, including the Virgin Islands, as well as Puerto Rico through Tuesday. This rainfall may lead to areas of urban and small stream flooding. Swells generated by Peter are expected to affect the northern Leeward Islands early this week, and then reach the Bahamas by midweek.  These swells could cause life-threatening surf and rip current conditions. At this time, there are no coastal watches or warnings in effect, however, the National Hurricane Center suggests that interests in the northern Leeward Islands, Virgin Islands, and Puerto Rico monitor the progress of this storm.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 19, 2021.

September 20 - Tropical Storm Rose

Tropical Storm Rose formed Sunday, September 19, 2021 in the Atlantic. The National Hurricane Center indicates that Rose is about 550 miles west of the southernmost Cabo Verde Islands and moving toward the northwest near 15 mph, with this motion at a slightly slower forward speed forecast over the next few days. Currently, maximum sustained winds are near 40 mph with higher gusts and slight strengthening will be possible today. By Tuesday, however, upper-level winds are expected to become less conducive, and Rose is forecast to begin a slow weakening trend. At this time, there are no coastal watches or warnings in effect and Rose poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 20, 2021.

September 17 - Tropical Storm Odette

Tropical Storm Odette formed Friday afternoon, September 17, 2021 in the Atlantic. The National Hurricane Center indicates that Odette is currently about 225 miles southeast of Cape May, New Jersey and 325 miles south-southwest of Nantucket, Massachusetts and is moving toward the northeast near 15 mph with this general motion expected to continue into tonight.  A turn toward the east-northeast with an increase in forward speed is expected to begin on Saturday and continue through Monday. The center of Odette will move away from the U.S. Mid-Atlantic coast and pass south of Atlantic Canada over the weekend. Currently, maximum sustained winds are near 40 mph with higher gusts and strengthening is forecast during the next couple of days, with Odette expected to become a strong post-tropical low by Saturday night. At this time there are no coastal watches or warnings in effect, however, Swells generated by Odette are affecting portions of the United States Mid-Atlantic coast and are expected to spread northward to portions of the U.S. Northeast and Atlantic Canada coasts during the weekend.  These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 17, 2021.

September 13 - Tropical Storm Nicholas

Tropical Storm Nicholas formed Sunday morning, September 12, 2021 in the Atlantic. The National Hurricane Center indicates that Nicholas is currently about 45 miles northeast of Mouth Of The Rio Grande and 140 miles south of Port O’Connor, Texas and is moving toward the north near 12 mph with this general motion expected to continue today, followed by a turn toward the north-northeast on Tuesday. The center of Nicholas will pass near or just offshore of the coast of south Texas this morning and move onshore along the coast of south or central Texas late this afternoon or this evening. Maximum sustained winds remain near 60 mph with higher gusts. Strengthening is forecast today, and Nicholas could reach the northwest Gulf coast as a hurricane, however, weakening is anticipated on Tuesday and Wednesday while Nicholas moves over land. At this time there are a few warnings in place for Nicholas. A storm surge warning is in effect for Port Aransas, Texas to Sabine Pass, Galveston Bay, Aransas Bay, San Antonio Bay, and Matagorda Bay. A tropical storm warning is in effect for Mouth of the Rio Grande to Sabine Pass. A hurricane watch is in effect for Port Aransas to San Luis Pass, Texas. And lastly, a storm surge watch is in effect for Baffin Bay to Port Aransas, Texas, Sabine Pass to Rutherford Beach, Louisiana, and Corpus Christi Bay.  These areas may experience conditions such as winds, storm surge, rainfall, and tornadoes produced by Nicholas.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 12, 2021.

September 8 - Tropical Storm Olaf

Tropical Storm Olaf formed Wednesday morning, September 8, 2021 in the Pacific. The National Hurricane Center indicates that Olaf is about 210 miles west of Manzanillo, Mexico and 315 miles south-southeast of Cabo San Lucas, Mexico. Olaf is moving toward the northwest near 7 mph with this general motion along with an increase in forward speed expected through Friday. A turn toward the west-northwest is forecast by Friday night, followed by a turn toward the west on Saturday and the center of Olaf will move just to the southwest of southern Baja California Sur on Thursday and Friday. Maximum sustained winds are near 40 mph with higher gusts with some strengthening forecast during the next day or so, and Olaf could be near hurricane strength by late Thursday. The storm is expected to begin weakening on Friday. At this time, there is a tropical storm watch in effect for Baja California Sur, Mexico from Los Barriles to Santa Fe and tropical storm conditions are possible within these areas.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 8, 2021.

September 1 - Tropical Storm Larry

Tropical Storm Larry formed Wednesday morning, September 1, 2021 in the Atlantic. The National Hurricane Center indicates that Larry is about 370 miles west-southwest of the southernmost Cabo Verde Islands and is moving toward the west near 22 mph, with this general motion expected to continue through Thursday.  A gradual turn toward the west-northwest and a decrease in forward speed is expected Thursday night and Friday. Currently, maximum sustained winds have increased to near 70 mph with higher gusts.  Steady to rapid strengthening is forecast during the next couple of days, and Larry is expected to become a hurricane tonight and a major hurricane by Friday. At this time, there are no coastal watches or warnings in effect for Larry and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 1, 2021.

August 30 - Tropical Storm Kate

Tropical Storm Kate formed Monday morning, August 30, 2021 in the Atlantic. The National Hurricane Center indicates that Kate is about 770 miles east-northeast of the Leeward Islands and is moving toward the north near 8 mph with a general northward motion expected to continue through Tuesday, followed by a turn to the northwest on Tuesday night or Wednesday. Currently, maximum sustained winds are near 45 mph with higher gusts and some fluctuations in intensity are possible during the next couple of days with slow strengthening forecast by Thursday. At this time, there are no coastal watches or warnings in effect for Kate and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 30, 2021.

August 26 - Tropical Storm Ida

Tropical Storm Ida formed Thursday afternoon, August 26, 2021 in the Atlantic. The National Hurricane Center indicates that Ida is about 115 miles southeast of Grand Cayman and 195 miles west of Negril, Jamaica. Ida is moving toward the northwest near 13 mph, and this general motion should continue over the next few days. The center of Ida is expected to pass near or over the Cayman Islands tonight, the Isle of Youth and western Cuba Friday, and over the southeastern and central Gulf of Mexico Friday night and Saturday.  Ida is also forecast to approach the U.S. northern Gulf coast on Sunday. Maximum sustained winds are near 40 mph with higher gusts. Steady strengthening is forecast during the next few days and Ida is forecast to become a hurricane when it is near western Cuba with additional strengthening expected while it moves over the Gulf of Mexico. Ida could be near major hurricane strength when it approaches the northern Gulf coast. At this time, a tropical storm warning is in effect for the Cayman Islands, the Cuban provinces of Matanzas, Mayabeque, Havana, Artemisa, Pinar del Rio, and the Isle of Youth.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 26, 2021.

August 26 - Tropical Storm Nora

Tropical Storm Nora formed Thursday morning, August 26, 2021 in the Eastern Pacific. The National Hurricane Center indicates that Nora is about 290 miles south of Lazaro Cardenas, Mexico and 395 miles south-southeast of Manzanillo, Mexico. Nora is moving toward the west-northwest near 11 mph and a motion toward the northwest and north-northwest is expected to begin later tonight and continue through Sunday.  The center of Nora is expected to approach the southwestern coast of Mexico Friday and Friday night and be very near the coast Saturday and Saturday night. Nora will then approach the southern portion of Baja California Sur on Sunday. Maximum sustained winds have increased to near 45 mph with higher gusts, and additional strengthening is forecast during the next few days, with Nora expected to become a hurricane on Saturday. At this time,  there is a hurricane watch in effect for Lazaro Cardenas, Mexico to Cabo Corrientes, Mexico and a tropical storm warning in effect for Tecpan de Galeana, Mexico to Manzanillo, Mexico.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 26, 2021.

August 11 - Tropical Storm Kevin

Tropical Storm Kevin formed Saturday afternoon, August 7, 2021 in the Eastern Pacific. The National Hurricane Center indicates that Kevin is about 460 miles west-southwest of the southern tip of Baja California. Kevin is moving toward the northwest near 10 mph with a northwestward to west-northwestward motion expected during the next few days. Maximum sustained winds are near 45 mph with higher gusts and Kevin is expected to weaken over the next couple of days.  Kevin is likely to weaken to a tropical depression by early Thursday and then a remnant low by early Friday. At this time, there are no coastal watches or warnings in effect, however, swells generated by Kevin are affecting portions of the coast of southwestern Mexico and will spread northward along the coast of Baja California Sur over the next day or so, which can cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 7, 2021.

August 11 - Tropical Storm Fred

Tropical Storm Fred formed Tuesday night, August 10, 2021 in the Atlantic. The National Hurricane Center indicates that Fred is about 30 miles west of Santo Domingo Dominican Republic and 205 miles south-southeast of Grand Turk Island. Fred is moving toward the west-northwest near 16 mph, and a general west-northwestward motion with a decrease in forward speed is expected to continue for the next few days.  On the forecast track, the center of Fred is expected to be near or over Hispaniola this afternoon and evening, move near the Turks and Caicos Islands and the southeastern Bahamas on Thursday, and move near or north of the northern coast of central Cuba on Friday. Maximum sustained winds are now near 45 mph with higher gusts and weakening is expected later today and tonight as the center of Fred crosses Hispaniola.  Slow re-intensification is expected beginning Thursday night. Tropical storm conditions are spreading across portions of the Dominican Republic. There is a tropical storm warning in effect for the Dominican Republic on the south coast from Punta Palenque eastward and on the north coast from the Dominican Republic and Haiti border eastward. A tropical storm watch is in effect for Haiti from the northern border with the Dominican Republic to Gonaives, Turks and Caicos Islands, Southeastern Bahamas, The Cuban provinces of Ciego de Avila, Camaguey, Las Tunas, Holguin, Granma, Santiago de Cuba, and Guantanamo. There is a risk of heavy rainfall which could result in flash, urban, and small stream flooding, in addition to, wind impacts in areas such as portions of the Dominican Republic, Southern Florida into the Panhandle and in portions of Hispaniola, the Bahamas, and Cuba.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 10 , 2021.

August 11 - Tropical Storm Linda

Tropical Storm Linda formed Tuesday afternoon, August 10, 2021 in the Eastern Pacific. The National Hurricane Center indicates that Linda is about 375 miles south-southwest of Manzanillo, Mexico. Linda is moving toward the west near 12 mph, and a westward to west-northwestward motion is expected during the next few days. Maximum sustained winds have increased to near 65 mph with higher gusts and additional strengthening is forecast during the next couple of days, with Linda likely to become a hurricane by tonight. At this time, there are no coastal watches or warnings in effect, however, Linda is expected to generate swells that could affect portions of the coast of southwestern Mexico over the next few days which can cause life-threatening surf and rip current conditions

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 10, 2021. 

July 19 - Tropical Storm Guillermo

Tropical Storm Guillermo formed Saturday afternoon, July 17, 2021 in the Pacific. The National Hurricane Center indicates that Guillermo is about 575 miles west-southwest of the southern tip of Baja California and is moving toward the west near 15 mph with this motion expected to continue for the next several days. Maximum sustained winds have decreased to near 40 mph with higher gusts and Guillermo is forecast to become a depression on Tuesday, if not sooner, and degenerate to a remnant low on Wednesday night. At this time, there are no coastal watches or warnings in effect for Guillermo and it poses no immediate threat to land. 

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 17, 2021. 

July 15 - Tropical Storm Felicia

Tropical Storm Felicia formed Wednesday morning, July 14, 2021 in the Eastern Pacific. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 14, 2021. 

July 2 - Tropical Storm Elsa

Tropical Storm Elsa formed early Thursday morning, July 1, 2021 in the Atlantic. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 1, 2021.

2020

October 31 - Tropical Storm Eta

Tropical Storm Eta formed Saturday night, October 31, 2020 in the Atlantic.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 31, 2020.

October 25 - Tropical Storm Zeta

Tropical storm Zeta formed early Sunday morning, October 25, 2020 in the Atlantic ocean. The national hurricane center indicates that Zeta is about 275 miles south-southeast of the western tip of Cuba and 255 miles southeast of Cozumel, Mexico and is currently meandering or nearly stationary, However, a generally northwestward motion is expected over the next couple of days. On the forecast track, the center of Zeta will pass south of western Cuba early Monday and move near or over the northern Yucatan Peninsula or the Yucatan Channel late Monday, move into the southern Gulf of Mexico on Tuesday, and reach the central Gulf of Mexico by late Tuesday. Maximum sustained winds are near 40 mph with higher gusts. Strengthening is forecast during the next 48 hours, and Zeta could become a hurricane by the time it moves near or over the Yucatan Peninsula late Monday.

Currently, a tropical storm warning is in effect for Pinar del Rio, Cuba, Tulum to Rio Lagartos, Mexico and Conzumel, Mexico. A hurricane watch is in effect for Tulum to Rio Lagartos, Mexico and Cozumel, Mexico. Tropical Storm Conditions are expected in portions of the northern Yucatan Peninsula of Mexico Monday night and early Tuesday, with hurricane conditions possible and tropical storm conditions could occur over extreme western Cuba on Monday. Through Wednesday, heavy rainfall is expected from Zeta across portions of central and western Cuba, the Cayman Islands, Jamaica, the northeast Yucatan peninsula of Mexico, southern Florida and the Keys. This rainfall may lead to flash flooding in urban areas. In addition, Zeta could be at or just below hurricane strength when it approaches the northern Gulf Coast on Wednesday, and could bring some storm surge, rainfall, and wind impacts to areas from Louisiana to the Florida Panhandle.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 25, 2020.

October 19 - Tropical Storm Epsilon

Tropical storm Epsilon formed Monday morning, October 19, 2020 in the Atlantic ocean. The national hurricane center indicates that Epsilon is about 735 miles southeast of Bermuda. Currently, the storm is stationary and little overall motion is expected through tonight.  A slow west-northwestward to northwestward motion should begin on Tuesday, and this motion should continue through midweek. Maximum sustained winds are near 40 mph with higher gusts. Gradual strengthening is forecast during the next 72 hours, and Epsilon is forecast to be at or near hurricane strength by early Thursday. At this time, there are no coastal watches or warnings in effect and Epsilon poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 19, 2020.

October 5 - Tropical Storm Norbert

Tropical storm Norbert formed Tuesday morning, October 6, 2020 in the Eastern Pacific ocean. Norbert is about 350 miles south-southwest of Manzanillo, Mexico and is moving toward the north near 2 mph. The storm is forecast to meander or be nearly stationary over the next few days. Maximum sustained winds are near 50 mph with higher gusts and some slow strengthening is possible over the next couple of days. At this time, there are no coastal watches or warnings in effect and Norbert poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 6, 2020.

October 5 - Tropical Storm Delta

Tropical storm Delta formed Monday morning, October 5, 2020 in the Atlantic ocean. Delta is about 130 miles south of Negril, Jamaica and 270 miles southeast of Grand Cayman. The storm is moving toward the west-northwest near 9 mph, and this general motion should continue for the next day or so with a faster northwestward motion expected on Tuesday and Wednesday.  On the forecast track, the center of Delta is expected to move away from Jamaica later today, move near or over the Cayman Islands later tonight, and approach the Isle of Youth and western Cuba Tuesday afternoon or evening. Delta is forecast to move into the southeastern Gulf of Mexico Tuesday night or early Wednesday. Maximum sustained winds have increased to near 40 mph with higher gusts. Additional strengthening is expected during the next few days, and the tropical storm is expected to be a hurricane when it moves near or over western Cuba. Currently, a hurricane watch is in effect for Cuban provinces of Pinar del Rio and Artemisa, in addition to Isle of Youth. A tropical storm warning is in effect for the Cayman Islands including Little Cayman and Cayman Brac. And lastly, a tropical storm watch is in effect for Cuba province of La Habana.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 5, 2020.

October 5 - Tropical Storm Gamma

Tropical storm Gamma formed Friday evening, October 2, 2020 in the Atlantic ocean over the northwestern Caribbean sea.  Gamma made landfall near Tulum, Mexico on Saturday, October 3, 2020 slowly moving over the Yucatan Peninsula and into the southern Gulf of Mexico on Sunday, October 4, 2020. Currently, Gamma is about 165 miles east-northeast of Progreso, Mexico and 150 miles north-northwest of Conzumel, Mexico. Gamma is drifting toward the south-southwest near 2 mph and is forecast to gradually turn toward the southwest later today, and continue to move slowly in that direction through mid-week.  On the forecast track, the center of Gamma will continue to meander offshore of the northern Yucatan Peninsula and pass near or just offshore of the northern coast of the Yucatan Peninsula this evening and on Tuesday.  Gamma could possibly move inland along the northwest coast of the Yucatan Peninsula Tuesday night and Wednesday. Maximum sustained winds have decreased to near 45 mph with gradual weakening forecast during the next few days. At this time, there is a tropical storm warning in effect for north and west of Cancun to Dzilam, Mexico and a tropical storm watch is in effect for west of Dzilam to Campeche, Mexico.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 2, 2020.

September 30 - Tropical Storm Marie

Tropical storm Marie formed Tuesday afternoon, September 29, 2020 in the Eastern Pacific ocean. Marie is about 655 miles south-southwest of the southern tip of Baja California and is moving toward the west near 16 mph.  A westward to west-northwestward motion is expected through Friday. Maximum sustained winds have increased to near 65 mph with higher gusts and rapid strengthening is forecast, with Marie is expected to become a hurricane this evening or tonight.  Marie could then become a major hurricane by late Thursday. At this time, there are no coastal watches or warnings in effect and Marie poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 29, 2020.

September 21 - Tropical Storm Lowell

Tropical storm Lowell formed Monday afternoon, September 21, 2020 in the Pacific ocean. Lowell is about 450 miles south-southwest of the Southern tip of Baja California and is moving toward the west-northwest near 16 mph, with this general motion expected to continue through Wednesday, followed by a turn toward the west Wednesday night. Maximum sustained winds are now near 45 mph with higher gusts.  Slow strengthening is anticipated during the next few days, and Lowell could be near hurricane strength by Wednesday or Wednesday night. At this time, there are no coastal watches or warnings in effect and Lowell poses no immediate threat to land.

Our plans cannot provide coverage due to fear of travel unless you purchased Trip Cancellation for Any Reason coverage, which was offered on certain plans but is unavailable for purchase at this time.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 21, 2020.

September 21 - Tropical Storm Beta

Tropical storm Beta formed Friday afternoon, September 18, 2020 in the Atlantic ocean. Beta is about 55 miles southeast of Port O’Connor, Texas and 75 miles south-southwest of Freeport, Texas and moving toward the west-northwest near 7 mph, with this general motion expected to continue today. A decrease in forward speed and a sharp turn to the north and northeast are expected on Tuesday.  On the forecast track, the center of Beta will continue to move toward the central coast of Texas and will likely move inland by tonight. Beta is forecast to remain close to the coast of southeastern Texas on Tuesday and Wednesday. Maximum sustained winds are near 50 mph with higher gusts and little change in strength is forecast before Beta reaches the Texas coast. Weakening is anticipated once Beta moves inland.

Currently, there is a Tropical Storm warning in effect for Port Aransas, Texas to Morgan City, Louisiana and a Tropical Storm watch in effect for Baffin Bay, to Port Aransas, Texas. A Storm Surge warning in also in effect for Port Aransas, Texas to Rockefeller Wildlife Refuge, Louisiana, including Copano Bay, Aransas Bay, San Antonio Bay, Matagorda Bay, Galveston Bay, Sabine Lake, and Lake Calcasieu. Swells generated by a combination of Beta and a cold front over the northern Gulf of Mexico will continue along the coasts of Louisiana and Texas during the next couple of days.  These swells are likely to cause life-threatening surf and rip current conditions. In addition, the combination of a dangerous storm surge and the tide will cause normally dry areas near the coast to be flooded by rising waters moving inland from the shoreline.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 18, 2020.

September 18 - Tropical Storm Wilfred

Tropical storm Wilfred formed Friday morning, September 18, 2020 in the Atlantic ocean. Wilfred is about 630 miles west-southwest of the Cabo Verde Islands and is moving toward the west-northwest near 17 mph and this general motion is expected for the next few days. Maximum sustained winds are near 40 mph with higher gusts. Some slight strengthening is possible today, and weakening should start this weekend and continue into next week. At this time, there are no coastal watches or warnings in effect, and Wilfred poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 18, 2020.

September 15 - Tropical Storm Karina

Tropical storm Karina formed Sunday morning, September 13, 2020 in the Pacific ocean. Karina is about 740 miles west of the Southern tip of Baja California and is moving toward the northwest near 10 mph, with this motion expected to continue for the next couple of days. A turn to the west and then toward the west-southwest is expected late this week. Maximum sustained winds are near 60 mph with higher gusts and some weakening is forecast during the next 48 hours. Gradual weakening should begin by tonight, and Karina is forecast to become a remnant low in two or three days. At this time, there are no coastal watches or warnings in effect, and Karina poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 13, 2020.

September 14 - Tropical Storm Vicky

Tropical storm Vicky formed Monday morning, September 14, 2020 in the Atlantic ocean. Vicky is about 350 miles west-northwest of the Cabo Verde Islands and is moving toward the northwest near 6 mph and this motion is forecast to continue into this afternoon. A turn toward the northwest is forecast tonight, with a west-northwestward motion expected on Tuesday and Wednesday. Maximum sustained winds have increased to near 45 mph with higher gusts with little change in strength expected during the next day or so.  Weakening is expected to begin by Tuesday night and Vicky is forecast to degenerate to a remnant low on Thursday. At this time, there are no coastal watches or warnings in effect and Vicky poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 14, 2020.

September 14 - Tropical Storm Teddy

Tropical storm Teddy formed Monday morning, September 14, 2020 in the Atlantic ocean. Teddy is about 1,110 miles west of the Cabo Verde Islands and 1,405 miles east of the Lesser Antilles, and is moving toward the west-northwest near 14 mph. A continued west-northwestward motion is expected for the next day or two followed by a turn toward the northwest by mid-week. Maximum sustained winds have increased to near 40 mph with higher gusts and additional strengthening is anticipated. Teddy is forecast to become a hurricane in a couple of days. At this time, there are no coastal watches or warnings in effect, However, large swells generated by Teddy are expected to reach the Lesser Antilles and the northeastern coast of South America on Wednesday. These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 14, 2020.

September 14 - Tropical Storm Sally

Tropical storm Sally formed Saturday morning, September 12, 2020 in the Atlantic ocean. Sally is about 140 miles east-southeast of the mouth of the Mississippi river and about 185 miles southeast of Biloxi, Mississippi. Sally is moving toward the west-northwest near 6 mph and this general motion is expected to continue today, followed by a decrease in forward speed and a turn toward the northwest tonight and a northward turn sometime on Tuesday.  On the forecast track, the center of Sally will move over the north-central Gulf of Mexico today, approach southeastern Louisiana tonight, and make landfall in the hurricane warning area on Tuesday or Tuesday night. Afterward, Sally is expected to move slowly north-northeastward near the northern Gulf Coast through Wednesday. Maximum sustained winds are near 65 mph with higher gusts and strengthening is expected over the next day or so. Sally is forecast to become a hurricane by tonight, with additional strengthening possible before the center crosses the northern Gulf Coast.

At this time there is a storm surge warning in effect for Port Fourchon, Louisiana to the Alabama/Florida border, in addition to, Lake Pontchartrain Lake Maurepas, Lake Borgne and Mobile Bay. A Tropical Storm Warning is in effect for the Alabama/Florida border to Indian Pass Florida and Intracoastal City Louisiana to west of Morgan City. A Tropical Storm Watch is in effect for Indian Pass to Ochlockonee River, Florida. And lastly, a Hurricane warning is in effect for Morgan City, Louisiana to the Alabama/Florida border, in addition to, Lake Pontchartrain and Lake Maurepas including metropolitan New Orleans.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 12, 2020.

September 8 - Tropical Storm Rene

Tropical storm Rene formed Monday afternoon, September 7, 2020 in the Atlantic ocean. Rene is moving toward the west near 16 mph, and a motion toward the west to west-northwest is expected over the next two or three days.  On the forecast track, the center of Rene will move away from the Cabo Verde Islands later today. Maximum sustained winds are near 40 mph with higher gusts with little change in strength expected today, followed by gradual strengthening on Thursday and Friday.  Rene is forecast to become a hurricane in a couple of days and is also expected to produce tropical storm conditions across portions of the western Cabo Verde Islands for a few more hours. A tropical storm warning remains in effect for those islands and Rene will continue to bring locally heavy rainfall to portions of the western Cabo Verde Islands today.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 7, 2020.

September 8 - Tropical Storm Paulette

Tropical storm Paulette formed Monday morning, September 7, 2020 in the Atlantic ocean. Paulette is about 1,285 miles west of the Cabo Verde Islands and 1,295 miles east of the Northern Leeward Islands, moving toward the northwest near 6 mph. A turn toward the west-northwest or west with a slight increase in forward speed is expected during the next couple of days. Currently, maximum sustained winds are near 65 mph with higher gusts. Moderate additional strengthening is possible today and Paulette could be near hurricane strength by tonight, however, gradual weakening is expected by late Wednesday. At this time, there are no coastal watches or warnings in effect for Paulette and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 7, 2020.

September 1 - Tropical Storm Omar

Tropical storm Omar formed Tuesday afternoon, September 1, 2020 in the Atlantic ocean. Tropical storm Omar is about 225 miles east of Cape Hatteras North Carolina and is moving toward the east-northeast near 15 mph. This general motion is forecast through Wednesday, followed by a turn toward the east by Thursday.  On the forecast track, Omar will continue to move away from North Carolina. Maximum sustained winds have increased to near 40 mph with higher gusts, little change in strength is expected overnight, followed by weakening beginning on Wednesday night. Omar is expected to degenerate into a remnant area of low pressure by late Thursday. At this time, there are no coastal watches or warnings in effect for this storm and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 1, 2020.

September 1 - Tropical Storm Nana

Tropical storm Nana formed Tuesday morning, September 1, 2020 in the Atlantic ocean just south of Jamaica. Tropical storm Nana is about 120 miles south-southeast of Negril, Jamaica and about 685 miles east of Belize city. This storm is moving toward the west near 16 mph, and this general motion is expected to continue through Thursday.  On the forecast track, Nana will be moving near but north of the coast of Honduras on Wednesday and likely be approaching the coast of Belize on Thursday. Maximum sustained winds have increased to near 50 mph with additional strengthening forecast during the next 48 hours and Nana could become a hurricane just prior to landfall on Thursday.

A tropical storm watch is currently in effect for Northern Honduras, Roatan Island and the Bay Islands of Honduras, and Belize. A tropical storm watch may be required for portions of Guatemala and the southern Yucatan Peninsula later today. Nana is expected to produce rainfall accumulations of 2 to 4 inches across northern Honduras, Belize, and the southeast portion of the Mexican state of Quintana Roo. Swells generated by this system are affecting portions of the southern coast of Jamaica, and will continue into Wednesday morning. These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 1, 2020.

August 27 - Tropical Storm Hernan

Tropical storm Hernan formed Wednesday afternoon, August 26, 2020 in the Eastern Pacific ocean. Hernan is about 125 miles south of Cabo Corrientes, Mexico, and about 390 miles southeast of the southern tip of Baja California and is moving toward the north near 5 mph. A turn toward the northwest is forecast by this afternoon, followed by a west-northwestward motion on Friday. The center of the storm, along with the strongest winds and heaviest rains, is expected to remain just offshore of the southwestern coast of Mexico. Currently, Maximum sustained winds are 45 mph with gusts up to 50 mph and little change in strength is forecast during the next day or so. A weakening trend is expected to begin by early Friday, and Hernan is forecast to become a remnant low Friday night. At this time, there are no coastal watches or warnings in effect for Hernan and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 26, 2020.

August 26 - Tropical Storm Iselle

Tropical storm Iselle formed Wednesday afternoon, August 26, 2020 in the Eastern Pacific ocean. Iselle is about 680 miles southwest of the southern tip of Baja California and is moving toward the northeast near 5 mph and this motion is expected to continue through Friday. Maximum sustained winds are near 40 mph with little change in strength forecast during the next few days. At this time, there are no coastal warnings or watches and in effect for Iselle and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 26, 2020.

August 24 - Tropical Storm Marco

Tropical Storm Marco formed Friday night, August 21, 2020 in the Atlantic. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 21, 2020.

August 21 - Tropical Storm Laura

Tropical storm Laura formed Friday morning, August 21, 2020 in the Atlantic ocean. Laura is about 210 miles east-southeast of the Northern Leeward Islands and is moving toward the west near 18 mph. A generally west-northwestward motion at a faster forward speed is expected over the next couple of days.  On the forecast track, the center of Laura will move near or over the northern Leeward Islands later today, near or over Puerto Rico Saturday morning, and near the northern coast of Hispaniola late Saturday and early Sunday. Maximum sustained winds are near 45 mph with higher gusts and some slow strengthening is forecast during the next 48 hours.

Tropical storm conditions are expected across portions of the northern Leeward Islands, the Virgin Islands, and Puerto Rico today through Saturday, and Tropical Storm Warnings are in effect. Heavy rainfall is likely across this area beginning today and could cause mudslides and flash and urban flooding through Sunday. Tropical storm conditions are possible along the northern coasts of the Dominican Republic and Haiti, the southeastern Bahamas, and the Turks and Caicos islands Saturday and Sunday, and Tropical Storm watches are in effect. Laura could bring storm surge, rainfall, and wind impacts to portions of Cuba, the Bahamas, and Florida early next week and the northeast U.S. Gulf Coast by the middle of next week.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 21, 2020.

August 17 - Tropical Storm Genevieve

Tropical Storm Genevieve formed Sunday afternoon, August 16, 2020 in the Pacific. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 16, 2020.

August 14 - Tropical Storm Josephine

Tropical storm Josephine formed Thursday morning, August 13, 2020 in the Atlantic ocean. Josephine is about 680 miles east-southeast of the northern leeward islands and moving toward the west-northwest near 17 mph. This general motion is expected to continue for the next couple of days followed by a turn toward the northwest late this weekend or early next week. Maximum sustained winds are near 40 mph with higher gusts and some additional strengthening is forecast during the next day or so. At this time, Josephine poses no immediate threat to land, and there are no coastal watches or warnings in effect. However, On the forecast track, the center of Josephine is expected to pass to the northeast of the leeward islands over the weekend.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 13, 2020.

August 11 - Tropical Storm Elida

Tropical Storm Elida formed Sunday, August 9, 2020 in the Pacific. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 9, 2020.

July 30 - Tropical Storm Isaias
Tropical storm Isaias formed Wednesday night, July 29, 2020 in the Atlantic ocean. Currently, Isaias is about 50 miles Southwest of Punta Cana Dominican Republic and 160 miles Southeast of Puerto Plata Dominican Republic and is moving toward the northwest near 20 mph. A west-northwestward to northwestward motion with some decrease in forward speed is expected over the next couple of days.  On the forecast track, the center of Isaias will move over Hispaniola today and move near the Southeastern Bahamas by tonight or early Friday. Isaias is forecast to be near the Central Bahamas Friday night and approach the Northwest Bahamas or southern Florida Friday night and Saturday. Maximum sustained winds are near 60 mph with higher gusts. Some slight weakening is possible as Isaias moves over Hispaniola today. Re-strengthening is forecast on Friday and Friday night. Isaias will produce heavy rains and potentially life threatening flash flooding and mudslides across Puerto Rico, the Dominican Republic, northern Haiti, the Turks and Caicos, and the Bahamas, tropical storm warnings are in effect for these areas in addition to, the U.S. Virgin Islands. Heavy rains associated with Isaias may begin to affect South Florida Saturday morning, potentially resulting in isolated flash and urban flooding.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 29, 2020.

July 24 - Tropical Storm Hanna
Tropical Storm Hanna formed Thursday night, July 23, 2020 in the Gulf of Mexico. Hanna is around 260 miles east of Corpus Christi Texas and Port Mansfield Texas, with winds of 45 mph and moving toward the west-northwest near 9 mph, and this motion should continue today. A  turn toward the west is expected tonight, followed by a westward to west-southwestward motion through the weekend.  A tropical storm warning is in effect for the Mouth of the Rio Grande to San Luis Pass Texas and on the forecast track, the center of Hanna should make landfall along the Texas coast within the warning area Saturday afternoon or evening. Hanna is expected to bring heavy rains across portions of southern Texas. These rains could result in flash flooding and isolated minor to moderate river flooding. Maximum sustained winds have increased to near 45 mph with higher gusts. Gradual strengthening is expected until the tropical cyclone makes landfall. Steady weakening is expected after Hanna moves inland.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 23, 2020.

July 22 - Tropical Storm Gonzalo
Tropical Storm Gonzalo formed Wednesday, July 22, 2020 in the Atlantic ocean. Gonzalo is around 1,250 miles east of the southern Windward Islands, with winds of 45 mph and moving toward the west near 14 mph. A general westward motion at a faster forward speed is expected during the next few days. Maximum sustained winds have increased to near 50 mph with higher gusts.  Additional strengthening is forecast during the next couple of days, and Gonzalo is expected to become a hurricane by Thursday. There are no coastal watches or warnings in effect, however, Gonzalo is expected to move near or over the southern Windward Islands this weekend, and could bring direct impacts from winds and heavy rainfall.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 22, 2020.

July 21 - Tropical Storm Douglas
Tropical Storm Douglas formed Monday night, July 20, 2020 in the Eastern Pacific ocean. Douglas is moving toward the west-southwest near 15 mph.  A turn toward the west at a similar forward speed is expected later today, followed by a turn toward the west-northwest Wednesday night. The west-northwestward motion is forecast to continue at least through Friday. Maximum sustained winds have increased to near 65 mph with higher gusts.  Additional strengthening is forecast during the next several days, and Douglas could become a hurricane later today. At this time, there are no coastal watches or warnings in effect and Douglas poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 20 2020.

July 10 - Tropical Storm Fay
Tropical Storm Fay formed Thursday, July 9, 2020 in the Atlantic ocean just off the coast of North Carolina. Fay is moving toward the north near 12 mph. A northward to north-northeastward motion at a faster forward speed is expected over the next couple of days. The center of Fay is forecast to move near the mid-Atlantic coast this afternoon and evening and move inland over the mid-Atlantic and northeast United States tonight and Saturday. Currently, maximum sustained winds are near 60 mph with higher gusts. Little change in strength is forecast today while the center remains over water. Weakening should begin after the center moves inland, and Fay is expected to weaken to a tropical depression by early Saturday.

Tropical Storm warnings and watches are in effect for Fenwick Island Delaware to Watch Hill Rhode Island including Long Island and Long Island Sound and Southern Delaware Bay. Minor coastal flooding and isolated tornadoes are also possible, within those areas. Fay is expected to produce 2 to 4 inches of rain with isolated maxima of 7 inches along and near the track from Delaware into New Jersey, eastern Pennsylvania, southeast New York, and southern New England. The rain may result in flash flooding and urban flooding in areas with poor drainage where the heaviest amounts occur. Widespread river flooding is not expected at this time.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 9, 2020.

July 7 - Tropical Storm Cristina
Tropical Storm Cristina formed Monday night, July 6, 2020 in the Eastern Pacific ocean. Cristina is moving toward the west-northwest near 13 mph, and this general motion is expected to continue for the next few days, keeping the cyclone well away from the coast of Mexico. Maximum sustained winds are near 40 mph with higher gusts. Strengthening is anticipated and Cristina is forecast to become a hurricane in a day or two. There are no coastal watches or warnings in effect for Cristina and it poses no immediate threat to land, at this time.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 6, 2020.

July 6 - Tropical Storm Edouard
Tropical Storm Edouard formed Sunday night, July 5, 2020 over the far North Atlantic ocean. Edouard is currently moving toward the northeast near 37 mph and this motion is expected to continue for the next couple of days. Maximum sustained winds are near 45 mph with higher gusts and no significant change in strength is forecast before Edouard is forecast to become post-tropical later today. At this time, there are no coastal watches or warnings in effect for Edouard and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 5, 2020.

June 25 - Tropical Storm Boris
Tropical Storm Boris formed Thursday, June 25, 2020 in the Eastern Pacific ocean. Boris is moving toward the west-northwest near 9 mph and this motion is expected to continue tonight.  A turn toward the west is forecast Friday or Friday night, with this motion continuing through Saturday. Maximum sustained winds are near 40 mph with higher gusts with little change in strength expected tonight. After that, Boris is forecast to weaken back to a depression Friday or Friday night. At this time, Boris poses no immediate threat to land and no coastal watches or warnings are in effect.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 25, 2020.

June 3 - Tropical Storm Cristobal
Tropical Storm Cristobal formed Tuesday, June 2, 2020 in the Atlantic ocean near the Gulf of Mexico. Cristobal is moving toward the south near 3 mph, and this general motion is expected to continue this morning, followed by a turn toward the east this afternoon. A turn toward the north-northeast and north is expected on Thursday night and Friday.  On the forecast track, the center will cross the southern Bay of Campeche coast later today and move inland over eastern Mexico tonight and Thursday, and move back over the Bay of Campeche Thursday night and Friday.

Maximum sustained winds are near 60 mph with higher gusts. Some increase in strength is possible until the center crosses the coast. Gradual weakening is forecast while the center remains inland, but re-strengthening is expected after Cristobal moves back over water Thursday night and Friday. Currently, there is a tropical storm warning in effect for the areas of Campeche to Puerto de Veracruz and tropical storm conditions are affecting the coast within portions of those areas.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 2, 2020.

May 17 - Tropical Storm Arthur
Tropical Storm Arthur formed Saturday, May 16, 2020 in the Atlantic ocean. Arthur is moving toward the north-northeast near 9 mph with a turn toward the northeast and an increase in forward speed expected during the next 24 to 48 hours.  On the forecast track, Arthur will remain well offshore the east coast of Florida, Georgia, and  South Carolina today, and then move near or just east of the coast of North Carolina on Monday. Arthur is forecast to turn away from the U.S. East Coast on Tuesday.

Maximum sustained winds have increased to near 45 mph with higher gusts and some additional strengthening is forecast during the next 24 to 36 hours. However, Arthur is likely to lose tropical characteristics on Tuesday. At this time, there is a tropical storm warning in effect for, Surf City to Duck North Carolina, Pamlico and Albemarle Sounds. Arthur is expected to produce total rain accumulations of 1 to 3 inches over coastal North Carolina tonight and Monday, with locally higher amounts. In addition, Swells generated by Arthur are affecting portions of the southeast U.S. coast and are expected to spread northward along the U.S. mid-Atlantic coast during the next day or two. These swells could cause life-threatening surf and rip current conditions across much of the U.S. southeast and mid-Atlantic coasts.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 16, 2020.

January 29 - Coronavirus Outbreak
The Coronavirus outbreak is considered a foreseeable event as of January 29, 2020. This means coverage is unavailable for losses related to the Coronavirus if the insurance plan was purchased on or after January 29, 2020.

COVID-19 was formally declared a pandemic by the World Health Organization on March 11, 2020. For insurance plans that exclude pandemics, coverage is unavailable for losses that occurred on or after March 11, 2020. Plan exclusions for a pandemic can vary according to your state of residence and the plan you purchased. To review your coverage details, please see your Description of Coverage or Insurance Policy.

For any plans that include coverage for losses due to sickness, we are providing coverage if you, a family member, or a traveling companion contract COVID-19 and plan requirements are met. Eligible coverages can include Trip Cancellation prior to your scheduled departure, Trip Interruption, Travel Delay, Medical and Dental, and Emergency Assistance and Transportation coverage during your trip.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.

January 8 - Puerto Rico Earthquake
Puerto Rico was struck by a magnitude 6.4 earthquake the morning of January 7, 2020. Roughly two-thirds of Puerto Rico remains without electricity, many still don't have water and frightened residents were staying outside as a series of aftershocks rocked the island following the large earthquake. It hit before dawn Tuesday, leaving a man dead and causing dozens of homes and structures to crumble and was centered off Puerto Rico's southern coast, 6 miles south of Indios. Governor Wanda Vázquez Garced declared a state of emergency and activated the Puerto Rico National Guard as she pleaded with residents to remain calm and prepare for aftershocks.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 7, 2020.