April 3 - Winter Storm Vanessa

Winter Storm Vanessa was named on April 3, 2023. In the early part of this week, certain regions in the West and Northern Plains will experience a powerful winter storm that will bring with it heavy snowfall and strong winds, potentially leading to blizzard-like conditions in some areas. The winter storm is spreading snow across parts of the West and northern High Plains right now and The Weather Channel reports that Vanessa may also produce more severe storms in the central states by Tuesday. The National Weather Service has issued blizzard warnings for certain areas of the Northern Plains, which include Bismarck and Fargo in North Dakota, as well as Rapid City in South Dakota. Additionally, there are several winter storm warnings, watches, and weather advisories spanning from the Pacific Northwest's higher elevations to the Rockies and Northern Plains.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after April 3, 2023.

April 1 - Winter Storm Uriel

Winter Storm Uriel was named on March 31, 2023. According to The Weather Channel, Uriel is expected to bring dangerous winter conditions to parts of the upper Plains and upper Midwest. While the storm has the potential of causing blizzard conditions it is expected in parts of Minnesota and Dakotas. In the Upper Peninsula, Winter Storm Uriel could also produce heavy snowfall and strong winds with gusts up to 50mph. The storm is also said to cause some lake affect snow as it crosses the Great Lakes into interior New England and off to the coast by late Sunday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after March 31, 2023.

March 10 - Winter Storm Sage

Winter Storm Sage was named on March 10, 2023. An increasingly possible East Coast storm by early next week, which could bring high winds, heavy snow and rain to parts of the Northeast and New England. Winter Storm Sage will first bring heavy rain and snow to the West, including California while  being fueled by the atmospheric river pummeling California with heavy rainfall that has already produced flooding, rockslides and mudslides in parts of the state. Then it will spread into the Northern Plains and Midwest into this weekend with snow and gusty winds. Blizzard conditions from Sage are possible in parts of North Dakota and northeastern Montana into early Saturday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after March 10, 2023.

March 10 - Winter Storm Ricardo

Winter Storm Ricardo was named on March 9, 2023. According to The Weather Channel, the storm tracking the northern tier will spread snow and rain from the Great Lakes into the Northeast to end the week. As of early Friday, around 8 inches of snow has been recorded in parts Wisconsin and northern Illinois, including near Plainville, Wisconsin, and Bull Valley, Illinois. Hudsonville, Michigan, measured 10 inches of snow early Friday. Snow and gusty winds will persist over the Great Lakes, making travel dangerous in Buffalo, Chicago, Detroit, and Milwaukee. Winter Storm Ricardo is expected to come to an end by early day Saturday in the Northeast which means possible snow across the interior with rain or a mix of rain and snow near the coast. The National Weather Service has issued winter storm warnings and winter weather advisories from the Plains into the southern Great Lakes and interior Northeast where travel could be impacted, with the worst conditions expected in locations under warnings, including Milwaukee.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after March 9, 2023.

February 28 - Winter Storm Quest

Winter Storm Quest was named on February 27, 2023. This new coast-to-coast winter storm will bring blizzard conditions to California’s Sierra Nevada before spreading toward the Midwest and Northeast with snow and ice later this week. Winter Storm Quest will bring multiple waves of snow that will impact parts of the Northwest, California’s Sierra and the Rockies from now through Wednesday. The storm is also expected to bring heavy snow and strong winds at times in the Sierra and other mountainous areas while lower elevations of California will see periods of rain. B​lizzard warnings are posted in California's Sierra Nevada, where a combination of snow and strong winds will make travel difficult or impossible into Wednesday. Winter storm warnings, winter weather advisories and winter storm watches are in effect from lower elevations of the Pacific Northwest into the Rockies.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 27, 2023.

February 23 - Winter Storm Piper

Winter Storm Piper was named on February 23, 2023. In Southern California, rare blizzard warnings have been prompted as a result of this powerful winter storm and could also bring flooding rain, low-elevation snow and record late February cold into the weekend. The high winds from the storm has knocked down trees and left over 100,000 without power, as a cold front accompanied colder air into California on Tuesday. Winter Storm Piper is currently spreading snow and rain showers in Oregon, California, Arizona, and Nevada as it moves southward down the West Coast. In the high country of Southern California, multiple feet of snow and high winds are expected to produce whiteout conditions Friday into Saturday. The bigger threat of heavy rain is in Southern California where there is likely to be flash flooding and also a heighten risk of debris flowing, mud and rockslides, particularly in areas burned by wildfires in recent years. A number of winter storm warnings, watches and winter weather advisories have been issued by the National Weather Service, including in the Sierra.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 23, 2023.

February 22 - Winter Storm Olive

Winter Storm Olive was named on February 20, 2023. The worst impacts from Winter Storm Olive are beginning as it spreads heavy snow and blizzard conditions through the Rockies, Plains and upper Midwest, and snow and ice from the Great Lakes into parts of the Northeast. In some areas, that snow is already combining with strong winds to produce whiteout conditions, such as in parts of eastern South Dakota and some pockets of freezing rain have also developed in parts of the southern Great Lakes. Blizzard warnings, winter storm warnings, and winter weather advisories have been issued by the National Weather Service across seven states in the Rockies, Northern Plains, and upper Midwest, as well as into the Northeast. Ice storm warnings are also in effect in parts of eastern Iowa to southern Michigan, with expected dangerous driving and potential power outages. Heavy snow and strong winds may cause whiteout conditions and travel disruptions, particularly in rural areas where roads, including interstates, may close. There is a risk to those stranded on roads due to the bitterly cold air and potential power outages or downed trees due to the snow and strong winds. For areas of the upper Midwest, such as Minneapolis-St. Paul, where the National Weather Service referred to it as a "historic winter storm," this could be one of the heaviest snowstorms in years.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 20, 2023.

February 15 - Winter Storm Nova

Winter Storm Nova was named on February 14, 2023. According to The Weather Channel, the storm could cause travel headaches this week as it targets parts of the West, Plains, and upper Midwest with snow. The snow from Winter Storm Nova will spread into the Plains on Wednesday then into parts of the Midwest Wednesday night through Thursday night. The storm will also strike parts of the eastern Great Lakes and northern New England with snow by late Thursday into Friday. The majority of this storm's precipitation will fall as rain in large portions of the Ohio Valley and the Northeast, but as the cold front moves through on Thursday night and Friday, a brief period of wet snow may also occur. Nova could also trigger severe thunderstorms in parts of the South and Ohio Valley which may lead to damaging winds, hail and some tornadoes.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 14, 2023.

February 9 - Turkey Earthquake

On February 6, 2023, a catastrophic and deadly 7.8 magnitude earthquake struck southern and central Turkey. The quake occurred west of the city of Gaziantep, causing widespread damage and thousands of fatalities in the region and was closely followed by numerous aftershocks - including one quake which was almost as large as the first. Due to the severity, the final death toll is anticipated to keep increasing and may not be known for weeks due to the sheer volume of rubble that needs to be sifted. According to the Associated Press and Reuters, more than 11,000 people have been confirmed dead as a result of the earthquake. On Wednesday, rescue teams have continued searching for survivors buried in the rubble of thousands of buildings destroyed by the earthquake and aftershocks. Turkey currently has tens of thousands of aid workers in the earthquake zone, and search teams from more than two dozen other nations have also joined them. However, many people are still waiting for assistance, and the likelihood of finding survivors is decreasing. In some areas, the cold, road closures, and damage in the region have also impeded mobility and access. Adelheid Marschang, a Senior Emergency Officer with the World Health Organization, described the situation as "a crisis on top of multiple crises" and estimated that up to 23 million people could be impacted in the earthquake-affected area.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this natural disaster under any plans purchased on or after February 6, 2023. Generali Global Assistance Travel Insurance plans are unable to provide coverage for travel to Syria or any other expenses related to services connected to Syria, or any other certain OFAC sanctioned destinations.

February 1 - Winter Storm Mara

Winter Storm Mara was named on January 30, 2023. According to The Weather Channel, Mara is causing major travel problems in the Southern Plains, including some major cities in Texas. It has been reported that the storm is affecting millions of people, leaving more than 11,000 homes, businesses, and other utility customers without electricity in Texas. The storm has already canceled, or delayed hundreds of flights and 500 or more flights were canceled to or from Dallas-Fort Worth International Airport alone. Numerous car accidents have also been reported close to Dallas, Austin, and along the Tennessee-Arkansas border, and icy roads have played a part in them. Parts of the Southern Plains has already experienced sleet and freezing rain from the storm and u​p to an inch of sleet has been reported in parts of eastern Oklahoma, including the Tulsa metro area, accompanied by lightning, at times while in Denton, Texas, about a half inch of sleet was reported. A​n ice storm warning is in effect from central Arkansas to western Tennessee and extreme northwestern Mississippi, including Little Rock and Memphis. Icing in these areas could be heavy enough to cause tree damage and knock out power, and will make most roads hazardous. W​inter storm warnings are in effect for a broad area of central, northern and western Texas, including the entire Dallas-Ft. Worth Metroplex, Austin and Waco. In these areas, widespread hazardous travel is expected with at least some potential for power outages and damage to trees. Winter weather advisories extend from other parts of Texas to parts of the Mississippi and Ohio valleys while some of these areas could see disruptions to daily life, including slippery travel.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 30, 2023.

January 27 - Winter Storm Leona

Winter Storm Leona was named on January 27, 2023. This winter storm will bring heavy snow to parts of the Northern Plains and Rockies and will be followed by arctic air. Slippery travel conditions are possible as Winter Storm Leona moves through the Midwest on Saturday and by Sunday the South will experience heavy rain that could lead to potential flooding this weekend. The rainfall from the storm will be widespread in the South where one to two inches of rain in some places and other areas can see upwards of 3 inches of rain.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 27, 2023.

January 25 - Winter Storm Kassandra

Winter Storm Kassandra was named on January 23, 2023. Over 1300 miles of winter alerts were issued due to this cross-country winter storm and Kassandra will delay travel as it spreads snow through portions of the Midwest, Great Lakes and Northeast. The storm is currently impacting areas from the mid-Mississippi Valley into the Great Lakes and Northeast with snowfall and has brought several inches of snow to the Southern Plains and Ozarks. Southern Missouri and northern Arkansas have experienced tree damage and power outages as a result of the area receiving up to a foot of heavy, wet snow. At least moderate snow and gusty winds will impact the Great Lakes and mid-Mississippi Valley on Wednesday. The interior of the Northeast can anticipate the most snowfall, but some areas on the southern edge of the wintry weather may eventually change to a wintry mix or even rain. This combination will affect travel in Chicago, Cleveland, Detroit, Indianapolis, and St. Louis. W​inter storm warnings and winter weather advisories have been issued by the National Weather Service along the current and future path of Kassandra. Those alerts stretch from the Midwest into New England. Due to the snowfall, expect some of these areas to present hazardous travel conditions.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 23, 2023.

January 25 - Winter Storm Jimenez

Winter Storm Jimenez was named on January 21, 2023 and is spreading snow across the Northeast. Jimenez dumped snow over the weekend from parts of the Plains and Midwest and will continue to spread snow across parts of New England and the interior Northeast before it winds down. The Weather Channel reports that snow from Jimenez is ongoing from Maine into the central Appalachians, and that rain will turn to snow as far south and east as the Interstate 95 corridor in southeast New England. W​inter storm warnings and winter weather advisories have been posted by the National Weather Service for many of the areas that are expected to see snowfall from Jimenez today and the worst travel conditions are expected in areas that are under winter storm warnings.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 21, 2023.

January 18 - Winter Storm Iggy

Winter Storm Iggy was named on January 17, 2023. In the Southwest, Winter Storm I​ggy is producing mountain snow and lower elevation rain right now and the storm will blanket parts of the Rockies, Plains and upper Midwest with significant snow this week. At least 6 inches of snow is expected from Colorado to Michigan while much of the Northeast will mostly see rain instead of snow. The exception to this is parts of upstate New York and northern New England where there could be at least 6 inches of snow. W​inter storm watches, warnings and advisories have been issued by the National Weather Service along the current and future path of Iggy, from the Southwest into the upper Mississippi Valley.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 17, 2023.

January 4 - Winter Storm Hudson

Winter Storm Hudson was named on January 2, 2023. The storm is currently moving across the Plains and upper Midwest where it will continue to bring snow, ice, and strong winds into Wednesday. The Weather Channel says that the storm is also producing severe weather in the South. The worst travel conditions will generally be in areas under winter storm warnings, including Minneapolis-St. Paul. A​n ice storm warning is in effect from northeast Nebraska into northwest Iowa and south-central Minnesota. This is where there is a heightened risk of icing that could be significant enough to cause tree damage and knock out power. The storm will impact much of the upper Midwest and parts of the Northern and Central Plains, including Minneapolis-St. Paul and Sioux Falls, South Dakota with snow and winds strong enough to cause blowing snow and low visibility. W​inter storm warnings and winter weather advisories have been issued by the National Weather Service and stretch from the Northern and Central Plains into the upper Mississippi valley and northern Great Lakes.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 2, 2023.

December 30 - Winter Storm Gael

Winter Storm Gael was named on December 28, 2022. According to the Weather Channel, the storm dumped more than 7 inches of heavy, wet snow on the Intermountain West which shut down a major interstate in Colorado and knocking out power to thousands in the state. Snowfall at rates of up to 2 inches per hour caused some vehicles to be trapped and more than 100 miles of Interstate 70 in Colorado were shut due to the storm. Several accidents were reported along I-70 and I-25 that forced multiple road closures and the storm is expected to cause bus and rail delays.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after December 28, 2022.

December 20 - Winter Storm Elliott

Winter Storm Elliott was named on Monday, December 19, 2022. According to The Weather Channel, this major storm could become a bomb cyclone over the Midwest later this week and bring blizzard conditions to parts of the Great Lakes as well as high winds to the East Coast. W​inter storm alerts, including watches and advisories, have already been issued by the National Weather Service as far east as the Midwest ahead of this storm. In the Pacific Northwest and northern Rockies, several inches of snow is expected, especially north of downtown where there will be slippery, snow-covered travel in the metro area. By Wednesday, the storm will spread into the Plains as the powerful arctic cold front plunges southward. Snow could be heavy, accompanied by strong winds in parts of the central Plains and upper Midwest. The strongest of winds from the storm are expected Friday into early Saturday in the Midwest and along the East Coast from New England to Georgia, where winds will be capable of downing tree limbs and knocking out power in areas with heavy snow accumulations weighing down trees and powerlines in the Midwest and East. In parts of the Great Lakes, from Wisconsin and Illinois to parts of Michigan, Indiana.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after December 19, 2022.

December 13 - Winter Storm Diaz

Winter Storm Diaz was named by the Weather Channel on December 10, 2022. According to the Weather Channel, Diaz has slowed down travel in the West where some areas were buried with feet of snow. Over the weekend, Winter Storm Diaz produced heavy snow in the Sierra Nevada and was measured up to 4 to 5 feet in the Tahoe region and officials have warned that avalanche dangers would be elevated in areas where feet of snow fell. The storm is also producing snow in the northern, central, and southern Rockies and is expected to bring blizzard conditions to parts of the Plains. Due to the storm being widespread, more winter weather warnings including blizzard warnings and ice storm warnings are expected from the West to the Northeast. Winter storm warnings have also been issued by the National Weather Service for a broader area that extends from the mountain West into the upper Midwest.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after December 10, 2022.

November 30 - Winter Storm Carli

Winter Storm Carli formed on November 30, 2022. According to the Weather Channel, Carli could make travel difficult in the West where there will be areas of heavy snow. Carli is currently moving eastward through the Northern Rockies and Northern Plains. While more cold air is moving in, the snow is going to extend from the Northern Plains to the Upper Midwest until Friday. The heaviest snow totals are expected in the Sierra passes where 1-3ft snow totals are possible with snowfall rates of 2-3 inches per hour and strong winds creating white out conditions.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after November 30, 2022.  

November 30 - Winter Storm Beck

Winter Storm Beck formed on November 29, 2022. According to the Weather Channel, Beck will continue to bring light to moderate snow from the Rockies into the Upper Midwest. By Wednesday, the Upper Midwest will experience accumulating snow followed by cold air.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after November 29, 2022.  

November 30 - Mauna Loa Volcano Eruption

On November 27, 2022, Hawaii's Mauna Loa the largest subaerial volcano measured by both mass and volume began erupting, forcing closures and putting Hawaii residents on high alert. The U.S. Geological Survey's Hawaiian Volcano Observatory said Monday that the eruption continued in the Northeast Rift Zone, with three fissures erupting and lava shooting between 100 and 200 feet into the air. The observatory cautioned that lava flows could continue to travel downslope. The Hawaii Department of Health alerted the public about "voggy conditions," including potential air quality hazards across the state and residents were advised to reduce outdoor activities. While no mandatory evacuations were ordered, Hawaii County Mayor Mitch Roth declared a state of emergency due to the threat of imminent disaster early Monday and said community evacuations may become necessary and several shelters were opened.

Customers are strongly encouraged to read their state-specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this natural disaster under any plans purchased on or after November 27, 2022.

November 9 - Winter Storm Alejandra

The Weather Channel has named Winter Storm Alejandra on November 9th, 2022 as the first blizzard of the season. Alejandra has already brought heavy know to California's Sierra and other parts of the mountain West and will become a Northern Plains blizzard to end the week with dangerous travel likely in the Dakotas and northern Minnesota. Alejandra is producing snow from the Sierra to the Rockies and northern High Plains. At this time blizzard warnings are posted from north-central South Dakota into northwest Minnesota, including Bismarck and Grand Forks, North Dakota. Ice storm warnings have also been issued in parts of South Dakota and Pierre. Winds will intensify Thursday into early Friday, with frequent gusts from 40 to 60 mph over the Northern Plains from the Dakotas into northern Nebraska and Minnesota. The combination of these winds and heavy snow will likely produce blizzard or near-blizzard conditions that could prompt the closure of roads

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 9, 2022.  

November 3 - Hurricane Martin

Tropical Storm Martin intensified into a hurricane on Wednesday, November 2, 2022 in the Atlantic. The National Hurricane Center indicates that Martin is located about 765 miles northwest of The Azores and 730 miles east of Cape Race Newfoundland and is moving toward the northeast near 48 mph with a turn toward the north at a slightly slower forward speed expected this evening. Martin’s forward motion is forecast to slow down substantially on Friday and a general east to east-southeastward motion is then forecast by Friday night, which will likely continue through the weekend. Currently, maximum sustained winds are near 85 mph with higher gusts and Martin is forecast to become a very powerful post-tropical cyclone within the next few hours. Martin’s peak sustained winds will likely begin to decrease on Friday, but it will continue to produce strong winds over a very large area well into the weekend. At this time, there are no coastal watches or warnings in effect, however, swells generated by Martin when it becomes a post-tropical cyclone, will likely spread across a large portion of the high-altitude North Atlantic basin, affecting portions of Atlantic Canada, The Azores, and the Atlantic coast of Europe by the weekend. These swells are likely to cause life threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 2, 2022.

November 2 - Hurricane Lisa

Tropical Storm Lisa intensified into a hurricane in the Atlantic Ocean on Wednesday morning, November 2, 2022. According to the National Hurricane Center, Lisa is moving toward the west near 14 mph with this general motion and a gradual turn toward the west-northwest and some decrease in forward speed forecasted during the next couple of days.  On the forecast track, the center of Lisa will make landfall in Belize later today, and then cross northern Guatemala and move into southeastern Mexico by Thursday. Currently, maximum sustained winds have increased to near 80 mph with higher gusts and some strengthening is forecast before landfall. Rapid weakening will occur after the center of Lisa moves inland. At this time, there is a Hurricane warning in effect for the coast of Belize and Chetumal to Puerto Costa Maya, Mexico. In addition, there is a Tropical Storm warning in effect for Bay Islands, Honduras, the North coast of Honduras from Punta Castilla westward, the north coast of Guatemala and Puerto Costa Maya to Punta Allen, Mexico.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 2, 2022.

September 26 - Hurricane Ian

Tropical Storm Ian intensified into a hurricane in the Atlantic Ocean early Monday morning, September 26, 2022. According to the National Hurricane Center, Ian is about 90 miles west-southwest of Grand Cayman and about 275 miles southeast of the western tip of Cuba and is moving toward the northwest near 14 mph with a turn toward the north-northwest expected later today, followed by a northward motion on Tuesday with a slightly slower forward speed. In addition, a turn toward the north-northeast is forecast on Tuesday night or early Wednesday.  On the forecast track, the center of Ian is expected to pass near or west of the Cayman Islands today, and near or over western Cuba tonight and early Tuesday and will then emerge over the southeastern Gulf of Mexico on Tuesday, pass west of the Florida Keys late Tuesday, and approach the west coast of Florida on Wednesday. Currently, maximum sustained winds are near 75 mph with higher gusts and rapid strengthening is expected during the next day or so. Ian is forecast to become a major hurricane tonight when it is near western Cuba.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 26, 2022. 

September 19 - Hurricane Fiona

Tropical Storm Fiona intensified into a hurricane in the Atlantic Ocean on Sunday morning, September 18, 2022. According to the National Hurricane Center, Fiona is moving toward the northwest near 8 mph with this general motion expected to continue through tonight, followed by a turn toward the north-northwest on Tuesday and to the north on Wednesday.  On the forecast track, the center of Fiona will move over the eastern portion of the Dominican Republic during the next few hours and emerge over the southwestern Atlantic this afternoon. The center is forecast to pass near or to the east of the Turks and Caicos on  Tuesday. Currently, maximum sustained winds are near 90 mph with higher gusts and some strengthening is expected during the next few days after the hurricane emerges over the southwestern Atlantic. Fiona is forecast to become a major hurricane by Wednesday. At this time, there is a hurricane warning in effect for the coast of the Dominican Republic from Cabo Caucedo to Cabo Frances Viejo and Turks and Caicos. A hurricane watch in effect for the North coast of the Dominican Republic from Cabo Frances Viejo westward to Puerto Plata. A tropical storm warning in effect for Puerto Rico, including Vieques and Culebra, the North coast of the Dominican Republic from Cabo Frances Viejo westward to Puerto Plata, and Southeastern Bahamas, including the Acklins, Crooked Island, Long Cay, the Inaguas, Mayaguana, and the Ragged Islands. And lastly, there is a tropical storm watch in effect for the South coast of the Dominican Republic west of Cabo Caucedo to Barahona.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 18, 2022. 

September 12 - Hurricane Kay

Tropical Storm Kay intensified into a hurricane in the Pacific Ocean on Monday, September 5, 2022. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 5, 2022. 

September 9 - Hurricane Earl

Tropical Storm Earl intensified into a hurricane in the Atlantic Ocean on Tuesday, September 6, 2022. According to The National Hurricane Center, Earl is accelerating toward the northeast near 26 mph. A faster northeastward motion is anticipated tonight with Earl forecasted to slow down considerably Saturday night through Monday. Currently, maximum sustained winds are near 105 mph with higher gusts and slight fluctuations in intensity are possible this evening. Earl is expected to complete its transition to a powerful hurricane-force extratropical low on Saturday and then steadily weaken through early Monday. At this time, there are no coastal watches or warnings in effect. However, swells generated by Earl are affecting Bermuda and the U.S. East Coast and are expected to reach Nova Scotia and Newfoundland tonight and on Saturday. These swells are likely to cause life-threatening surge and rip current conditions through the weekend.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 6, 2022. 

August 9 - Hurricane Howard

Tropical Storm Howard rapidly intensified into a category 1 hurricane in the Eastern Pacific Ocean on Monday, August 8, 2022. According to The National Hurricane Center, Howard is the seventh hurricane of the Eastern North Pacific season. Hurricane Howard is located 330 miles west southwest of the southern tip of Baja California and is moving northwest at 13 mph with maximum sustained winds of 80 mph. The center says that this motion is expected to continue through tonight followed by a turn to the west northwest tomorrow. While some weakening is anticipated to begin tomorrow, some additional intensification is possible through tonight. At this time there are no coastal watches or warnings in effect.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 8, 2022. 

August 1 - Hurricane Frank

According to the National Hurricane Center, Frank strengthened into a hurricane on Friday evening, July 29, 2022 in the Eastern Pacific Ocean but has weakened to a tropical storm on Monday morning, August 1, 2022. Frank is located 810 miles west of the southern tip of Baja California and is moving toward the northwest near 12 mph with maximum sustained winds decreased to 65 mph. The path will keep the storm off the coast of Mexico but it will be close enough to produce rough waves and could produce life-threatening rip currents. This general motion is forecast to continue through Tuesday night. A slower north-northwestward to northward motion is expected by Wednesday.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 29, 2022. 

July 26 - Oak Fire

A ferocious wildfire outside of California’s Yosemite Park started at around 2:10 pm on July 22, 2022 and was named the Oak Fire. According to Cal Fire, the Oak Fire is 10% contained and has burned 16,791 acres in Mariposa county on Hwy 140 and Carstens Road, near Midpines. Several structures have been destroyed and thousands of residents have been forced to evacuate their homes due to the fire. More than 2,500 firefighters battling the blaze were expected to encounter tough conditions including low humidity, high temperatures and steep terrain, Cal Fire said. The agency also dispatched 17 helicopters, 281 fire engines, 66 dozers and 46 water tenders to fight the Oak Fire. Due to the size of the fire, numerous road closures are in effect and evacuation orders and warnings have been issued. For more information regarding road closures, evacuation orders and warnings in effect for the Oak Fire please visit Cal Fire’s website.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after July 22, 2022. 

July 17 - Hurricane Estelle

Tropical Storm Estelle rapidly intensified to a hurricane on Saturday, July 16, 2022 in the Eastern Pacific Ocean. The National Hurricane Center indicates that Estelle has 80 mph maximum sustained winds with higher gusts and is located 300 miles south of Manzanillo, Mexico. Estelle is moving toward the west northwest near 9 mph. A west-northwestward motion with some increase in forward speed is expected through Tuesday. Continued rapid intensification is likely through Sunday, and Estelle is forecast to become a major hurricane by Sunday night. The center also says that weakening is expected to begin on Tuesday.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 16, 2022. 

July 11 - Hurricane Darby

Tropical Storm Darby quickly strengthened into a hurricane on Sunday, July 10, 2022. According to the National Hurricane Center, Hurricane Darby is considered a category 3 hurricane as it continues to strengthen and intensify with maximum sustained winds of 125 mph. Darby is located about 1050 miles west southwest of the southern tip of Baja California and is moving west at 15 mph. Darby remains a small hurricane, with hurricane-force winds only extending outward of 10 miles from the center and tropical-storm-force winds extending outward of up to 60 miles. The center also states that there is additional strengthening in the forecast today and Darby could become a category 4 hurricane and begin to weaken by midweek.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 10, 2022. 

July 4 - Hurricane Bonnie

Tropical Storm Bonnie strengthened into a hurricane on Sunday, July 3, 2022. Bonnie originally formed in Atlantic on Friday, July 1, 2022 in the Atlantic but has now moved into the Eastern Pacific. According to the National Hurricane Center, Hurricane Bonnie is located about 210 miles south of Salina Cruz, Mexico and is headed west northwest at 17 mph. The center also recorded that Bonnie has maximum sustained winds of 80 mph and swells generated by Bonnie will affect portions of the coasts of Guatemala, and southern and southwestern Mexico during the next few days. Outer rain bands north of Bonnie’s track will bring periods of heavy showers into portions of southern Mexico through Monday night. At this time, there are no coastal watches or warnings in effect.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 3, 2022. 

June 15 - Hurricane Blas

Tropical Storm Blas quickly strengthened into a hurricane Wednesday morning, June 15, 2022 in the Eastern Pacific Ocean. The National Hurricane Center indicates that Hurricane Blas is about 300 miles south - Southeast of Manzanillo, Mexico and is moving toward the west-northwest at 5 mph. Maximum sustained winds have increased to near 75 mph with higher gusts and additional strengthening is likely in the next 24 hours followed by gradual weakening by the end of the week. The hurricane center states that swells generated by Blas are expected to reach the coast of southwestern Mexico later today. These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 15, 2022. 

May 19 - Winter Storm Tad

Winter Storm Tad was named on May 19, 2022. According to the Weather Channel, Winter Storm Tad will dump heavy, wet snow in Wyoming and Colorado that could down trees and powerlines, leading to power outages. Tad is a late-season snowstorm to impact the Rockies and Denver metro area where there will be 5 to 8 inches of snow in Denver, up to a foot of snow in Breckenridge, and more than two feet of snow in higher elevations. Winter storm warnings have been issued and extended into the city of Denver.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 19, 2022. 

May 10 - Tropical Cyclone Karim

Tropical Cyclone Karim formed over the southern Indian Ocean on May 8, 2022. Karim has been classified as a category II hurricane, with a wind speed of 112 km per hour gusting at nearly 140 km per hour. Tropical Cyclone Karim has moved southwest of Cocos Island and is about 716 km southwest of Cocos Island. It is expected that Karim will move south and gradually weaken over the next few days; however tropical moisture associated with the weakening cyclone will drift south and east, bringing rain to Western Australia and even heavier widespread rain in Washington over the next few days.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 8, 2022. 

May 10 - Tropical Cyclone Asani

Tropical Cyclone Asani formed over the southern Bay of Bengal on May 7, 2022 and moved north-west towards central-eastern India. The center was located approximately 260 km south-east of Kakinada City (northern coast of Andhra Pradesh State) with maximum sustained wind of 120 km per hour. Asani is forecast to weaken to a tropical storm as it approaches the central-eastern coast of India. Heavy rainfall and strong winds are forecast over coastal Andhra Pradesh and Odisha States.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 7, 2022. 

April 20 - Tunnel Fire

According to the National Interagency Fire Center, the Tunnel Fire was first reported on Sunday, April 17, 2022. The fire was found about 14 miles northeast of Flagstaff in Coconino County and grew dramatically from 15 mph to 25 mph winds with gusts up to 35 mph. Officials said the Tunnel Fire has spread north and east and has grown to more than 19,700 acres. The wind-driven fire is still 0% contained and has caused evacuation orders for all areas both east and west of Highway 89 and north of Campbell Avenue. At this time the cause of the fire is still under investigation.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 17, 2022. 

April 11 - Winter Storm Silas

Winter Storm Silas was named on April 11, 2022. According to the Weather Channel, Silas is a widespread storm that will move from the West into the Northern Plains, where it will pack heavy snow and strong winds, including blizzard conditions. A foot of snow is expected in some areas and wind gusts up to 50 mph. This system will be the same storm that will produce severe weather, including tornadoes, damaging winds, and large hail from the Plains to the Midwest and South. Snow and strong winds will also spread across the Northern Rockies, the Sierra Nevada and Wasatch.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 11, 2022.  

April 6 - Puerto Rico Power Station Fire

A fire broke out late Wednesday night in San Juan, Puerto Rico at one of four main power stations on April 6, 2022. The fire caused more than a million residents without power and more than 160,000 residents without water. Officials from Puerto Rico were forced to close schools, government offices and suspended some public transportation. As of today, power is slowly being restored and officials are still unsure when it will be full restored. The cause of the fire is still unknown and under investigation.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 6 2022. 

March 9 - Winter Storm Quinlan

Winter Storm Quinlan formed on March 9, 2022. According to the Weather Channel, Quinlan is a potent storm that will spread snow from the Rockies, Plains, and mid-South into New England while turning into a “bomb cyclone” packing high winds as it tracks up the East Coast. Snow is expected to cover a broad area from the Rockies to Nebraska and Iowa with at least 6 inches of snow. Winter weather alerts have been issued by the National Weather Service for many of these areas, including a winter storm warning for the Kansas City metro area and a winter weather advisory for Denver.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after March 9, 2022.

March 4 - Flanagan Fire

The Flanagan Fire is a fire that started on March 4, 2022 at approximately 10:31 a.m. in Shasta County, California. According to Cal Fire, the Flanagan Fire has burned 40 acres so far and is 20% contained. Officials say that the fire is spreading at a moderate speed and is located at Flanagan Road and N. Beltline Road, west of Shasta Lake City. The wind station at Whiskeytown Lake West showed winds blowing at 14 mph. Cal Fire officials have called for additional resources as fire agencies were challenged by the strong winds in the direction of the Comets Gas Station and the Knauf Fiberglass plant as well as more dense residential neighborhoods. The Shasta County Sheriff’s Office closed Walker Mine Road due to the fire and ordered evacuations for residents that lived along the road.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 4, 2022. 

March 3 - Jim Fire

The Jim Fire is a wildfire that started on March 2, 2022 in Orange County, California. According to Cal Fire, the fire is located at Holy Jim Canyon and Trabuco Creek Road, northeast of Rancho Santa Margarita. At this time, the Jim Fire has burned 553 acres and is 15% contained. The Cleveland National Forest Service said the fire is growing at a moderate rate of speed and that additional resources have been ordered. Officials said no homes are threatened and no evacuations have been ordered.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 2, 2022. 

March 3 - Alpine Fire

The Alpine Fire started on Tuesday, March 1, 2022 in Sonoma County, California. According to Cal Fire, the fire broke out on a ridge above Monte Rio and Rio Grande. The fire has burned 11 acres so far and is 50% contained. Fire crews have been able to stop the forward progress of the fire. The agency has also said that no structures were threatened and no evacuation orders were ordered.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 1, 2022. 

February 22 - Winter Storm Nancy

Winter Storm Nancy formed Sunday, February 20, 2022. According to the Weather Channel, Nancy is tracking across large portions of the nation’s northern tier with snow and ice. Nancy is spreading the heaviest snow into the Northern Plains and upper Midwest. The worst travel conditions are expected where winter storm or blizzard warnings are in effect. Winter weather alerts issued by the National Weather Service stretch from parts of Montana and Wyoming to the Great Lakes and far northern New England. Minneapolis and Fargo, North Dakota, are among the cities covered with weather alerts.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 20, 2022.

February 22 - Winter Storm Oaklee

Winter Storm Oaklee formed Sunday, February 20, 2022. According to the Weather Channel, Oaklee is a cross-country winter storm that will spread snow and ice from parts of the West to the Southern Plains, Midwest and Northeast through the end of the week. Winter Storm Oaklee will leave snow and ice farther south due to its Arctic air being more expansive. Snow is expected in parts of Nevada, northern Arizona, Utah, and the mountains of Colorado. Rain showers, lightning , small hail, and graupel are possible in lowers elevations from California into southern Arizona. Freezing or sleet could spread from northern and central Texas into the Ozarks and Ohio Valley. Oaklee is expected to bring heavy snow from northern Pennsylvania into upstate New York and much of New England, with sleet or freezing rain on the southern end. Both Winter Storm Nancy and Oaklee could contribute to flooding and severe thunderstorms, from near the Ohio River into the South.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 20, 2022.

February 17 - Airport Fire

The Airport Fire formed on February 16, 2022 in Bishop, California. According to Cal Fire, the fire is located on Airport Road and East Line Street, east of Bishop and continued to remain active overnight, burning to the south. Winds have remained steady and will continue at 10-15 miles per hour out of the northwest. The Airport Fire is zero contained and has burned 2,800 acres so far. The cause of the fire is still unknown and under investigation. At this time, evacuation orders have been issued for Big Pine east of Hwy 395, White Mountain Research Center, and Owens Valley (Caltech) Radio Observatory.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 16, 2022.

February 15 - Winter Storm Miles

Winter Storm Miles formed Tuesday, February 15, 2022. According to the Weather Channel, Winter Storm Miles is a cross-country storm that will spread snow, ice, and strong winds from the West to the Plains and Midwest. Miles is currently moving across the West and will track across the Central Plains into the Mississippi Valley and Great Lakes while pulling in increasing moisture from the Gulf of Mexico. During the week, Central and Eastern U.S. will experience the storm’s most impactful weather with heavy snow and strong winds from 30 – 50 miles per hour. There will also be a threat of severe storms and heavy rain in the South which could cause potential flooding from melting snow. The National Weather Service has issued a winter storm watch for DeKalb, Kane, DuPage, Cook, LaSalle, Kendall, Grundy, Will and Kankakee counties in Illinois, along with Lake, Porter, LaPorte, Newton and Jasper counties in Indiana, from Wednesday night through Thursday evening.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 15, 2022.

February 10 - Emerald Fire

The Emerald Fire is a brushfire that formed at approximately 4:00 A.M. on February 10th, 2022 in Orange County, California. The fire has burned 145 acres so far and is located on Hwy 1 and Emerald Bay, Northwest of Laguna Beach.  According to Orange County Fire Authority, twenty-five fire engines, three water-dropping helicopters, and a fixed-wing fire surveillance aircraft are on the scene while an air tanker is on the way from Cal Fire. At this time evacuation orders have been issued for Emerald Bay, Irvine Cove, and North Coast of Laguna Beach. Evacuation warnings are also in effect for North Laguna and Boat Canyon area of Laguna Beach.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 10, 2022.

January 31 - Winter Storm Landon

Winter Storm Landon formed Sunday, January 30, 2022. According to the Weather Channel, Winter Storm Landon is a major winter storm that will make travel conditions extremely dangerous with heavy snow, ice, sleet, and freezing rain across the Rockies, Plains, Midwest, and Northeast. Winter storm watches have now been issued by the National Weather Service along a portion of this storm’s path, from Colorado to northwest Texas to Michigan. Additional winter weather alerts will likely be issued for other areas as the height of the storm draws closer.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 30, 2022.

January 27 - Winter Storm Kenan

Winter Storm Kenan formed Thursday, January 27, 2022. According to the Weather Channel, Winter Storm Kenan will turn into an intense low-pressure system referred to as a bomb cyclone. Kenan will bring heavy snow, strong winds, and coastal flooding to parts of the East Coast. Downed trees and power outages are possible due to a combination of strong winds with heavy snow. Winter storm watches have been issued by the National Weather Service from parts of southern New England southward through the coastal mid-Atlantic as far south as eastern North Carolina. This includes Boston, Providence, New York City, Philadelphia and Norfolk.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 27, 2022.

January 26 - Financial Insolvency of Genting Hong Kong

Genting Hong Kong filed for bankruptcy on Thursday, January 10, 2022. Genting Hong Kong, the company that runs Star Cruises; Crystal Cruises; Dream Cruises; and shipyard MV Werften in Germany, says cash levels are at a point where it will run out by the end of January. The future of the three cruise lines operating under Genting Hong Kong is uncertain at best. Although the company said some parts would continue to operate, it is unclear which assets that includes.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for Financial Insolvency, please note that there is no coverage for this specific event under any plans purchased on or after December 27, 2021.

January 20 - Winter Storm Jasper

Winter Storm Jasper formed Thursday, January 20, 2022. According to the Weather Channel, Winter Storm Jasper will bring a mixture of snow, freezing rain and ice to parts of the South and southern mid-Atlantic, including the possibility of icing, heavy enough to knock out power and cause tree damage near portions of the coastal Carolinas. Currently, most parts of the central and eastern states there is fresh arctic air supplied by high pressure behind a cold front. Winter storm warnings and winter weather advisories have been issued for parts of southern Texas, the South and mid-Atlantic. In addition, ice storm warnings have been issued from the upper coast of South Carolina into coastal parts of southern North Carolina, including Myrtle Beach and Wilmington.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 20, 2022.

January 7 - Winter Storm Hatcher

Winter Storm Hatcher formed Friday, January 7, 2022. According to the Weather Channel, Winter Storm Hatcher will continue to bring more snow and rain across the Northwest as it winds down. Blizzard warnings are in effect for Montana where there could be zero visibility at times due to blowing and drifting snow. The storm will also be dumping heavy snow with wind gusts up to 40 miles per hour as it moves off the coast of the Northeast.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 7, 2022.

January 5 - Winter Storm Garrett

Winter Storm Garrett formed Wednesday, January 5, 2022 in the Rockies. According to The Weather Channel, Garrett is a fast-moving weather system that will dump snow in parts of the South and Northeast Thursday into Friday. It will blanket areas from Kentucky and Tennessee to the Appalachians with snow Thursday. Winter Storm Garrett will also bring more snow and ice through the Eastern half of the U.S. A number of winter storm alerts have been issued by the National Weather Service from the High Plains to the Appalachians to New England ahead of Winter Storm Garrett.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 5, 2022.

December 30 - Winter Storm Frida

Winter Storm Frida formed Thursday, December 30, 2021 in the West. According to The Weather Channel, Frida will spread snow from the Rockies and Plains to parts of the Midwest and northern New England and cause some treacherous travel into the holiday weekend. Heavy snow is possible from the central Plains to Michigan. Winter storm watches and warnings are active from the Southwest to parts of the upper Midwest. Kansas City, Des Moines, Iowa, and parts of the Front Range of northern Colorado, including Boulder, Fort Collins and the western Denver metro area are covered by winter storm watches.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 30, 2021

December 28 - Winter Storm Elmer

Winter Storm Elmer formed Monday, December 27, 2021. According to The Weather Channel, Elmer is a fast moving system that will bring freezing temperatures and snow in the upper Midwest and Northern Great Lakes regions. Winter Storm Elmer will also bring snow in some parts of the West.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 27, 2021.

December 27 - Winter Storm Delphine

Winter Storm Delphine formed Saturday, December 25, 2021. According to The Weather Channel, Winter Storm Delphine will bring heavy snow, strong winds, and cold temperatures. The storm will bring a significant amount of snow in the Northern Plains. Winter storm watches and winter weather advisories are in effect for the Plains and Midwest with high wind warnings in the West.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 25, 2021.

December 20 - Winter Storm Carrie

Winter Storm Carrie formed Friday, December 17, 2021 in the Northeast. According to The Weather Channel, Carrie is a quickly moving system that will bring snow, ice, and rain. Winter Storm advisories and warnings are in effect in the Northeast. As of Monday, December 20, 2021, Manchester News says that Carrie is approaching the United Kingdom with a so-called “snow bomb” that could bring a centimeter of snow within an hour in certain areas. The storm will bring unsettled weather including windy conditions, snow, rain, and temperatures near to below normal.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 17, 2021.

December 13 - Winter Storm Bankston

Winter Storm Bankston formed Monday, December 13, 2021 in the Southwest. As of December 14, 2021, the Weather Channel indicates that Bankston is tracking into California with feet of mountain snow and soaking lower elevation rain and will spread across the Intermountain West on its way to becoming a major, potentially damaging wind event for parts of the Plains and Midwest. The storm is currently bringing rain, snow and gusty winds to California and parts of the Mountain West. Very powerful winds will be a threat to the Central U.S. on Wednesday, December 15, 2021. Winter Storm alerts are active, and gusts up to 65 mph are possible.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 13, 2021.

December 13 - Winter Storm Atticus

Winter Storm Atticus formed Thursday, December 9, 2021 in the Southwest. As of December 13,2021, the Weather Channel indicates that Atticus will impact parts of California early this week with feet of snow and flooding rain. The storm is currently bringing rain, snow and gusty winds to parts of the Northwest and Northern California. Much of Northern California, including parts of the central coast is expected to pick up at least a couple of inches of total rainfall through Tuesday. Local flash flooding is likely, particularly in urban areas most susceptible to flooding. Rockslides are possible and at least some debris flows can be expected, particularly over areas recently burned by wildfires. Wind gusts from 40 to 70 mph are expected over the higher elevations and will lead to whiteout conditions at times. Winter storm warnings have been posted by the National Weather Service throughout the Sierra Nevada for the heavy snow.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 9, 2021.

October 25 - Hurricane Rick

Tropical Storm Rick strengthened into a hurricane early Saturday morning, October 23, 2021 in the Eastern Pacific ocean. The National Hurricane Center indicates that Rick is about 40 miles north of Lazaro Cardenas, Mexico and is moving toward the north near 9 mph with a north-northwestward to northward motion expected over the next 12 to 24 hours.  The center of Rick will move farther inland over southern Mexico today and tonight. Currently, maximum sustained winds have decreased to near 80 mph with higher gusts.  Rapid weakening is expected today while Rick continues to move over land, and Rick is forecast to dissipate over the mountainous terrain of southern Mexico tonight or Tuesday. At this time, a hurricane warning is in effect for Tecpan de Galeana to Punta San Telmo and a tropical storm warning is in effect for east of Tecpan de Galeana to Acapulco and west of Punta San Telmo to Manzanillo.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 23, 2021.

October 13 - Hurricane Pamela

Tropical Storm Pamela strengthened into a hurricane early Tuesday morning, October 12, 2021 in the Pacific ocean. The National Hurricane Center indicates that Pamela is about 40 miles northwest of Mazatlan, Mexico, moving toward the northeast near 14 mph and a faster northeastward motion is expected later today. The center of Pamela will move farther inland over western Mexico later today. Currently, maximum sustained winds are near 75 mph with higher gusts and rapid weakening is forecast as the center of Pamela moves farther inland.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 12, 2021.

September 24 - Hurricane Sam

Tropical Storm Sam strengthened into a hurricane early Friday morning, September 24, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Sam is about 1,365 miles east-southeast of the northern Leeward Islands and is moving just north of due west near 14 mph and this motion is expected to continue through tonight.  A decrease in forward speed and a motion toward the west-northwest are expected over the weekend. Currently, maximum sustained winds remain near 75 mph with higher gusts and rapid intensification is forecast to resume over the next several days with Sam likely to become a major hurricane on Saturday. At this time, there are no coastal watches or warnings in effect and Sam poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 24, 2021.

September 14 - Hurricane Nicholas

Tropical Storm Nicholas strengthened into a hurricane Monday night, September 13, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Nicholas did weaken back into a tropical storm early Tuesday morning. At this time, Nicholas is about 10 miles southeast of Houston, Texas and 85 miles west-southwest of Port Arthur, Texas and is moving toward the northeast near 6 mph with this general motion expected to continue today. The storm should move more slowly toward the east-northeast by tonight, and then turn eastward on Wednesday over Louisiana.  Little motion is anticipated on Thursday. Currently, maximum sustained winds have decreased to near 45 mph with higher gusts and additional weakening is forecast during the next couple of days as Nicholas moves further inland, and the storm is forecast to become a tropical depression by tonight.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 13, 2021.

September 9 - Hurricane Olaf

Tropical Storm Olaf strengthened into a hurricane Thursday morning, September 9, 2021 in the Pacific ocean. The National Hurricane Center indicates that Olaf is about 155 miles southeast of Cabo San Lucas, Mexico and is moving toward the north-northwest near 7 mph with a turn toward the northwest forecast by tonight, followed by a slower westward motion Friday night and Saturday. The center of Olaf will approach southern Baja California Sur today, move near or over the southern part of the peninsula tonight and on Friday, and then move westward away from land Friday night and Saturday. Maximum sustained winds have increased to near 75 mph with higher gusts and additional strengthening is likely before Olaf nears the southern coast of the Baja California peninsula tonight. Weakening is likely on Friday and through the weekend. At this time, a hurricane warning is in effect for Baja California Sur, Mexico from Los Barriles to Santa Fe and a tropical storm warning is in effect for Baja California Sur, Mexico north of Santa Fe to Cabo San Lazaro and Baja California Sur, Mexico north of Los Barriles to San Evaristo.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 9, 2021.

September 2 - Hurricane Larry

Tropical Storm Larry strengthened into a hurricane early Thursday morning, September 2, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Larry is about 660 miles west of the southernmost Cabo Verde Islands and is moving toward the west near 17 mph with a gradual turn towards the west-northwest and a decrease in forward speed expected over the next few days. Maximum sustained winds have increased to near 80 mph with higher gusts and steady rapid strengthening is forecast during the next couple of days. Larry is expected to become a major hurricane by Friday night. At this time, there are no coastal watches or warnings in effect for Larry and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 2, 2021.

August 30 - Hurricane Nora

Tropical Storm Nora strengthened into a hurricane Saturday morning, August 28, 2021 in the Pacific ocean as it was approaching the coastline of mainland Mexico at 75 mph. The National Hurricane Center indicates that Nora did weaken back into a Tropical Storm Sunday, August 29, 2021. Monday, August 30, 2021, Nora has dissipated into a remnant low and is about 65 miles east-southeast of Los Mochis, Mexico. The remnants are moving toward the north-northwest near 9 mph and this general motion should continue for the next day or two. Maximum sustained winds are near 30 mph with higher gusts and weakening is likely during the next 24 hours.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 28, 2021.

August 30 - Hurricane Ida

Tropical Storm Ida strengthened into a hurricane Friday afternoon, August 27, 2021 in the Atlantic ocean as it approached the Isle of Youth, Cuba at 75 mph. The National Hurricane Center indicates that Ida did weaken back into a Tropical Storm Monday, August 30, 2021. Currently, Ida is about 95 miles south-southwest of Jackson, Mississippi and 50 miles north-northeast of Baton Rouge, Louisiana. Ida is moving toward the north near 8 mph, and this general motion is forecast to continue today with a faster northeastward motion expected to begin by tonight and continue on Tuesday.  On the forecast track, the center of Ida will move farther inland over southeastern Louisiana early this morning and move into southwestern Mississippi later this morning. Ida is then forecast to move over central and northeastern Mississippi this afternoon and tonight, and move across the Tennessee Valley on Tuesday. Maximum sustained winds have decreased near 60 mph with higher gusts and additional rapid weakening is forecast during the next day or so, with Ida expected to become a tropical depression by this evening.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 27, 2021.

July 15 - Hurricane Felicia

Tropical Storm Felicia strengthened into a hurricane Thursday morning, July 15, 2021 in the Eastern Pacific ocean. The National Hurricane Center indicates that Felicia is about 775 miles southwest of the Southern tip of Baja California with maximum sustained winds at 90 mph moving toward the west near 12 mph. Felicia is expected to make a gradual turn to the west-southwest by Friday and this motion is expected to continue over the next 48 hours. Felicia has rapidly intensified over the past day or so, and some additional strengthening is expected through early Friday. Slow weakening is possible by this weekend. At this time, there are no coastal watches or warnings in effect for Felicia and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 15, 2021.

July 2 - Hurricane Elsa

Tropical Storm Elsa strengthened into a hurricane early Friday morning, July 2, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Elsa is about 5 miles north of St. Vincent and 675 miles east-southeast of Santo Domingo Dominican Republic and moving towards the west-northwest near 29 mph with this motion expected to continue during the next couple of days. Some decrease in forward speed is to be expected Sunday night. Elsa is also expected to move away from the Windward Islands during the next several hours, move across the eastern Caribbean Sea later today and tonight, and move near the southern coast of Hispaniola late Saturday or Saturday night. By Sunday, Else is forecast to move near Jamaica and portions of eastern Cuba, and move near portions of central and western Cuba Sunday night and early Monday. Currently, maximum sustained winds are near 75 mph with higher gusts and the center of Elsa is passing near St. Vincent and St. Lucia. Little change in strength is expected over the next 48 hours, however, some decrease in winds is possible on Monday as Elsa interacts with Cuba.  At this time, a hurricane warning is in effect for St. Lucia, St. Vincent and the Grenadines, in addition to the south coast of the Dominican Republic from Punta Palenque to the border with Haiti. Hurricane conditions are also possible within the areas of the South coast of the Dominican Republic from Punta Palenque to the border with Haiti, and Jamaica. A tropical storm warning is in effect for Barbados, Martinique, Dominica, The southern coast of Dominican Republic from Cabo Engano to the border with Haiti, The coast of Haiti north of Port Au Prince, and Jamaica. Tropical storm conditions are also possible within the areas of Grenada and its dependencies, Saba and Sint Eustatius, and North coast of the Dominican Republic from Cabo Engano to Bahia de Manzanillo.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 2, 2021.

November 2 - Hurricane Eta
Tropical Storm Eta strengthened into a hurricane Monday morning, November 2, 2020 in the Atlantic ocean. Hurricane Eta is about 115 miles east of Cabo Gracias a Dios on the Nicaragua/Honduras border and 140 miles east-northeast of Puerto Cabezas, Nicaragua and moving towards the west near 9 mph. A slower motion toward the west-southwest is forecast by this afternoon and will continue into Tuesday. The center of Eta is expected to approach the northeastern coast of Nicaragua later today, and make landfall within the hurricane warning in Nicaragua on Tuesday. The center of Eta is forecast to move farther inland over northern Nicaragua through Wednesday night. Eta is rapidly strengthening and currently maximum sustained winds have increased to near 110 mph. Continued rapid strengthening is expected through early Tuesday, and Eta is expected to become a major hurricane very soon. Eta will began to weaken after the system moves inland.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 2, 2020.

October 27 - Hurricane Zeta
Tropical Storm Zeta strengthened into a hurricane Monday afternoon, October 26, 2020 in the Atlantic ocean. The national hurricane center indicates that Zeta made landfall as a hurricane along the coast of the Yucatan Peninsula of Mexico, just north of Tulum on Monday night. Currently, Zeta is about 25 miles north-northeast of Progreso, Mexico and 520 miles south of the mouth of the Mississippi river and is moving toward the northwest near 14 mph, and this general motion is forecast to continue today. Zeta should turn toward the north tonight, and a faster northward to north-northeastward motion is anticipated on Wednesday. On the forecast track, the center of Zeta will move over the central Gulf of Mexico tonight. Zeta is forecast to approach the northern Gulf Coast on Wednesday, make landfall within the hurricane warning area late Wednesday or Wednesday night, and move inland across the southeastern United States early Thursday. Maximum sustained winds are near 65 mph with higher gusts.  Zeta has weakened back into a tropical storm early this morning, but is forecast to re-strengthen while it moves over the southern Gulf of Mexico, and become a hurricane again later today.  Zeta is forecast to be at or near hurricane strength when it reaches the northern Gulf Coast late Wednesday.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 26, 2020.

October 22 - Hurricane Epsilon
Tropical Storm Epsilon strengthened into a hurricane Tuesday night, October 20, 2020 in the Atlantic ocean. The national hurricane center indicates that Epsilon is about 235 miles east-southeast of Bermuda and is moving toward the northwest near 7 mph. A turn toward the north-northwest is expected later today, followed by a northward motion tonight through Friday night, and an acceleration toward the northeast over the weekend. Maximum sustained winds have decreased to near 90 mph with higher gusts, some fluctuations in intensity are expected during the next couple of days, with weakening by early next week. Tropical storm conditions are expected intermittently on Bermuda through this evening, when Epsilon is forecast to make its closest approach east of the island. A tropical storm warning is in effect for Bermuda. Large swells generated by Epsilon are affecting Bermuda, the Bahamas, the Greater Antilles, and the Leeward Islands, and are expected to reach portions of the east coast of the United States and Atlantic Canada during the next few days. These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 20, 2020.

October 5 - Hurricane Delta
Tropical Storm Delta strengthened into a hurricane Monday evening, October 5, 2020 in the Atlantic ocean. The national hurricane center indicates that Delta is about 150 miles south-southwest of Negril, Jamaica and 220 miles south-southeast of Grand Cayman, moving toward the west-northwest near 8 mph, with a faster northwestward motion expected Tuesday through Wednesday night.  On the forecast track, the center of Delta is expected to pass southwest of the Cayman Islands early Tuesday, and approach the northeastern portion of the Yucatan peninsula and the Yucatan Channel Tuesday afternoon or evening.  Delta is forecast to move over the southern Gulf of Mexico Tuesday night or early Wednesday, and be over the south-central Gulf of Mexico on Wednesday and Wednesday night. Maximum sustained winds have increased to near 75 mph with higher gusts.  Additional rapid strengthening is expected during the next day or so, and Delta is expected to be a major hurricane when it nears the Yucatan Peninsula. Currently for Delta, a hurricane warning is in effect for Cuba province of Pinar del Rio, Tulum to Rio Lagartos, Mexico, and Cozumel. A hurricane watch is in effect for Cuban province of Artemisa and Isle of Youth. A tropical storm warning is in effect for the Cayman Islands including Little Cayman and Cayman Brac, in addition to, Isle of Youth. And lastly, a tropical storm watch is in effect for Cuba province of La Habana.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 5, 2020.

October 1 - Hurricane Marie
Tropical Storm Marie strengthened into a hurricane Wednesday afternoon, September 30, 2020 in the Eastern Pacific ocean. Marie is about 820 miles southwest of the Southern tip of Baja California and is moving toward the west-northwest near 17 mph, and this general motion with decreasing forward speed is expected to continue for the next few days. Maximum sustained winds have increased to near 105 mph, and rapid strengthening is forecast during the next day or so, with Marie expected to become a major hurricane by tonight or sooner. At this time, there are no coastal watches or warnings in effect and Marie poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 30, 2020.

September 17 - Hurricane Teddy
Tropical Storm Teddy strengthened into a hurricane Wednesday morning, September 16, 2020 in the Atlantic ocean. Teddy is about 610 miles east-northeast of the Lesser Antilles and 1,155 miles southeast of Bermuda, and is moving toward the northwest near 12 mph, with this general motion forecast to continue for the next few days. Maximum sustained winds are near 120 mph with higher gusts.  Teddy is a category 3 hurricane and some additional strengthening is possible through tonight, however, a slow weakening trend is expected to begin over the weekend. At this time, there are no coastal watches or warnings in effect for Teddy, but, large swells generated by Teddy are expected to affect portions of the Leeward Islands, the Greater Antilles, the Bahamas, Bermuda and the southeastern United States late this week and into the weekend.  These swells could cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 16, 2020.

September 14 - Hurricane Sally
Tropical Storm Sally strengthened into a hurricane Monday morning, September 14, 2020 in the Atlantic ocean. Sally is about 130 miles east-southeast of the mouth of the Mississippi river and 165 miles southeast of Biloxi, Mississippi and is moving toward the west-northwest near 7 mph. This general motion is expected to continue today, followed by a decrease in forward speed and a turn toward the northwest tonight and a northward turn sometime on Tuesday.  On the forecast track, the center of Sally will move over the north-central Gulf of Mexico today, approach southeastern Louisiana tonight, and make landfall in the hurricane warning area on Tuesday or Tuesday night. Afterward, Sally is expected to move slowly north-northeastward near the northern Gulf Coast through Wednesday. Sally looks to have rapidly strengthened with maximum sustained winds currently near 90 mph with higher gusts. Additional strengthening is forecast during the next day or so.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 14, 2020.

September 14 - Hurricane Paulette
Tropical Storm Paulette strengthened into a hurricane Saturday night, September 12, 2020 in the Atlantic ocean. Paulette is about 65 miles north of Bermuda and is moving toward the north near 14 mph, with this general motion continuing into the afternoon.  A turn toward the northeast is expected later tonight followed by a turn toward the east-northeast and an increase in forward speed Tuesday night through Friday morning. Maximum sustained winds are near 100 mph with higher gusts and additional strengthening through Tuesday night is likely as Paulette accelerates northeastward to east-northeastward. Gradual weakening is forecast to begin on Wednesday. A hurricane warning is in effect for Bermuda, and swells generated by Paulette are affecting portions of the Leeward Islands, the Greater Antilles, the Bahamas, Bermuda, and the east coast of the United States. These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 12, 2020.

September 3 - Hurricane Nana
Tropical Storm Nana strengthened into a hurricane Wednesday night, September 2, 2020 in the Atlantic ocean. Late Wednesday night, Nana made landfall as a small hurricane with winds near 75mph, on the coast of Belize between Dangriga and Placencia. Early Thursday morning, Nana weakened into a tropical storm and is currently moving toward the west near 15 mph, with a westward to west-southwestward motion expected through Friday night. The center of Nana will move over northern Guatemala and southeastern Mexico today and tonight, then move over the Gulf of Tehuantepec on Friday. Winds have decreased to near 45 mph and will continue to decrease in forward speed and Nana is expected to become a remnant low on Friday. All coastal watches and warnings have been discontinued for this storm, however, tropical storm conditions will continue near the center of Nana for a few more hours, and heavy rainfall with isolated maximum amounts as high as 3 to 6 inches could result in flash flooding in Guatemala and portions of southeastern Mexico.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 2, 2020.

August 23 - Hurricane Marco
Tropical Storm Marco strengthened into a hurricane Sunday morning, August 23, 2020 in the Atlantic ocean. Hurricane Marco weakened Sunday night and is now tropical storm status, again. Marco is about 85 miles south-southeast of the mouth of the Mississippi River and is moving towards the northwest near 10 mph. Marco is forecast to approach the coast of Louisiana this afternoon, and then turn westward and move very close to the coast of Louisiana through Tuesday night.

Maximum sustained winds have decreased to near 50 mph with higher gusts.  Further weakening is expected, and Marco is forecast to become a tropical depression late on Tuesday and dissipate on Wednesday. Gusty winds, dangerous storm surge, and heavy rainfall are expected from Marco along portions of the Gulf Coast beginning later today. Currently, a storm surge warning is in effect for Morgan City Louisiana to Ocean Springs Mississippi and Lake Borgne. In addition, a tropical storm warning is in effect for Intracoastal City to the Mississippi/Alabama border and Lake Pontchartrain, Lake Maurepas, and Metropolitan New Orleans.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 23, 2020.

August 17 - Hurricane Genevieve
Tropical Storm Genevieve strengthened into a hurricane Monday morning, August 17, 2020 in the Pacific ocean. Genevieve is about 250 miles south-southwest of Zihuatanejo Mexico and 745 miles southeast of the southern tip of Baja California. Genevieve is moving toward the west-northwest near 18 mph, and this motion is expected to continue through tonight. A turn to the northwest and a decrease in forward speed is forecast to occur on Tuesday and continue through at least early Thursday.  On the forecast track, the center of Genevieve is expected to move parallel to but well offshore the coast of southwestern Mexico during the next couple of days.

Maximum sustained winds are near 75 mph with higher gusts.  Rapid strengthening is forecast to continue over the next day or so, and Genevieve is expected to become a major hurricane on Tuesday. A weakening trend should begin on Wednesday. At this time, there are no coastal watches or warnings in effect, however, Genevieve is expected to produce large swells across portions of the southern coast of Mexico today and will spread northward along the southwestern and west-central coast of Mexico to the Baja California peninsula through Wednesday. These swells are likely to cause life- threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 17, 2020.

August 11 - Hurricane Elida
Tropical Storm Elida strengthened into a hurricane Monday, August 10, 2020 in the Pacific ocean. Elida Is about 250 miles southwest of the Southern tip of Baja California. Elida is moving toward the west-northwest near 14 mph, and this heading with a gradual decrease in forward speed is expected through Thursday. Maximum sustained winds are near 90 mph with higher gusts.  Some slight strengthening is possible this morning, but steady weakening is forecast to begin late this afternoon and continue into Thursday. At this time, there are no coastal watches or warnings in effect, however, swells generated by Elida are expected to affect portions of the coast of west-central Mexico and the southern Baja California peninsula during the next day or two.  These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 10, 2020.

July 31 - Hurricane Isaias
Tropical Storm Isaias strengthened into a hurricane Thursday night, July 30, 2020 in the Atlantic ocean. Currently, Isaias is about 365 miles south-southeast of Great Abaco Island and 295 miles Southeast of Nassau. Isaias is moving toward the northwest near 16 mph, and a general northwestward motion with some decrease in forward speed is expected for the day or so followed by a turn toward the north-northwest.  On the forecast track, the center of Isaias will continue to move near or over the Southeastern Bahamas today and is forecast to be near the Central Bahamas tonight, and move near or over the Northwestern Bahamas Saturday and near the east coast of the Florida peninsula Saturday afternoon through Sunday. Maximum sustained winds are near 75 mph with higher gusts.  Some strengthening is possible today and tonight, and Isaias is expected to remain a hurricane for the next few days. A hurricane warning is in effect for North of the Deerfield Beach to the Volusia-Brevard county line and a Hurricane warning has been put in place for the Northwestern and Southeastern Bahamas.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 30, 2020.

July 22 - Hurricane Douglas
Tropical Storm Douglas strengthened into a hurricane Wednesday, July 22, 2020 in the Eastern Pacific ocean. Douglas is about 1,785 miles east-southeast of Hilo, Hawaii, and is forecast to turn west-northwest and increase speed by late Wednesday. Maximum sustained winds have increased to near 75 mph with higher gusts with additional strengthening expected over the next day or two.  Some weakening could begin on Friday once Douglas begins to move over cooler waters. At this time, there are no coastal watches or warnings in effect, but the forecast cone from the hurricane center shows the storm could approach the Hawaiian islands by the second half of this weekend, and there is an increasing chance that strong winds and heavy rainfall could affect portions of the state beginning on Sunday.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 22, 2020. 

January 29 - Coronavirus Outbreak
The Coronavirus outbreak is considered a foreseeable event as of January 29, 2020. This means coverage is unavailable for losses related to the Coronavirus if the insurance plan was purchased on or after January 29, 2020.

COVID-19 was formally declared a pandemic by the World Health Organization on March 11, 2020. For insurance plans that exclude pandemics, coverage is unavailable for losses that occurred on or after March 11, 2020. Plan exclusions for a pandemic can vary according to your state of residence and the plan you purchased. To review your coverage details, please see your Description of Coverage or Insurance Policy.

For any plans that include coverage for losses due to sickness, we are providing coverage if you, a family member, or a traveling companion contract COVID-19 and plan requirements are met. Eligible coverages can include Trip Cancellation prior to your scheduled departure, Trip Interruption, Travel Delay, Medical and Dental, and Emergency Assistance and Transportation coverage during your trip.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.

January 8 - Puerto Rico Earthquake
Puerto Rico was struck by a magnitude 6.4 earthquake the morning of January 7, 2020. Roughly two-thirds of Puerto Rico remains without electricity, many still don't have water and frightened residents were staying outside as a series of aftershocks rocked the island following the large earthquake. It hit before dawn Tuesday, leaving a man dead and causing dozens of homes and structures to crumble and was centered off Puerto Rico's southern coast, 6 miles south of Indios. Governor Wanda Vázquez Garced declared a state of emergency and activated the Puerto Rico National Guard as she pleaded with residents to remain calm and prepare for aftershocks.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 7, 2020.