Sometimes, events happen that can affect available coverage for new travel insurance plans. If it is a high-profile event that can affect many of our policyholders, we release a travel insurance alert so travelers are aware that coverage for a certain event has been cut off for any plans purchased after the announced date. A list of alerts for vacation rental travel insurance plans is below.

Remember, travel insurance is designed to help protect you against unforeseen events, which means it is meant to be bought before a covered event occurs. Please contact us if you have questions about a travel insurance alert.

2018

June 11 - Hurricane Bud
Previous Tropical Storm Bud strengthened into a Hurricane June 10, 2018 in the Pacific Ocean. Maximum sustained winds are currently near 120 mph, and the core of hurricane bud is moving away from the southwest coast of mainland mexico but rainbands are lingering near the coast. Bud is a category 3 hurricane, some additional strengthening or fluctuations in intensity are possible later today, but a turn toward the north-northwest and slow weakening is expected to begin on Tuesday. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 10, 2018.

May 4 - Kilauea Volcano Eruption
A volcanic eruption has spewed molten rock and hazardous gas from the ground in a small community on Hawaii's Big Island, sending people fleeing from their homes as trees burn and the threat of more destruction is feared. The cracks in Kilauea volcano's rift zone erupted Thursday and early Friday, spurting lava in Leilani Estates, a community of about 1,700 people near the Big Island's eastern edge. Authorities ordered residents of Leilani Estates and Lanipuna Gardens to evacuate to two community centers, which are serving as shelters. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after May 3, 2018.

March 2 - Winter Storm Riley
Winter Storm Riley is causing coastal flooding, knocking out power and grounding flights along the Eastern seaboard. Winter Storm Riley walloped parts of the United States Friday morning with raging winds and heavy snow. In some areas winds were reported at speeds of more than 40 miles per hour. A nor’easter, Riley made its most significant impact in certain Northeast regions like New York and Boston. Riley brought severe weather to millions in the Northeast. Hundreds of flights into and out of New York and Boston were canceled, while mass power outages in certain regions as far south as North Carolina were reported. Amtrak suspended numerous services along its Northeast route as the region braced for intensified weather. “This is a LIFE & DEATH situation for those living along the coast,” the National Weather Service’s Boston arm tweeted. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 2, 2018.

February 7 - Winter Storm Liam
Winter Storm Liam is now bringing snow, sleet and freezing rain into the East after slickening a swath of the Plains, Midwest and South Tuesday. Winter Storm Liam's path is bringing a combination of ice, snow, and rain across the Ohio Valley and the Northeast today, causing thousands of flight delays and hundreds of cancelations across the country. As of this morning, Winter Storm Liam brought freezing rain to states stretching from Texas to Arkansas, and from 1 to 4 inches of snow in parts of Illinois, southern Michigan, Ohio, Indiana, and western Pennsylvania, according to the Weather Channel’s latest forecast. More than 20 states issued winter weather alerts with advisories currently in effect for threats of snow, freezing rain, and sleet, in areas including Louisville, Columbus, Cleveland, Detroit, Washington D.C., Baltimore, Philadelphia, Hartford, Boston, and most of New York. Winter Storm Liam's path is expected to push into Canada  tonight, with precipitation expected to come to an end by early Thursday, according to the Weather Channel. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 6, 2018. 

January 12 - Winter Storm Hunter
Winter Storm Hunter began hitting much of the U.S. Wednesday, with its first phase bringing snow, freezing rain or sleet to the Plains and the Midwest. Early Thursday, the storm had brought blizzard conditions into Bismarck, the Grand Forks, and Salina, spreading snow into the Texas panhandle and into Michigan by later that evening. The latest forecast shows that the storm will continue marching into the eastern Great Lakes and into the Ohio Valley through today, bringing rainy conditions to New York, Washington D.C., Pittsburgh, Knoxville, and Burlington and snow in Cleveland, Cincinnati, and Traverse City by tonight. As the storm is expected to continue to move into the weekend, cities such as Detroit and Indianapolis can expect snowy and wet conditions arriving today, and will want to keep their eyes out for possible closures according to the Weather Channel’s latest forecast. Slippery roads and spotty power outages are still expected in cities that include Boston, Portland, New York, Pittsburgh, Syracuse, Cincinnati, Charleston, Cleveland, Paducah, Memphis, Louisville, and Nashville throughout Saturday. The National Weather Service has put out winter storm watches, warnings, and advisories for areas from Mississippi to the central Plains and the Rockies. The storm will also bring snow into the Washington Cascades and northern Rockies, eastern Montana, northwest Wisconsin, and Michigan's western Upper Peninsula, causing potentially hazardous roads, bridges, and overpasses. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after January 10, 2017.

2017

December 13 - New York City Bomb Terrorist Attack
A man wearing a homemade pipe bomb set off the explosive in a busy transit hub on Monday morning, injuring five and setting off panic during the morning commute. Authorities said the explosion in a walkway below Port Authority Bus Terminal was an isolated attempted terrorist attack. Officials said the suspect, 27-year-old Akayed Ullah, pledged allegiance to ISIS and said he acted in response to Israeli actions in Gaza. The suspect was also stated to have had at least two devices, the device that detonated was a foot-long pipe that contained black powder, a battery, wiring, nails and screws. It was attached to Ullah with Velcro and zip ties. The explosive chemical ignited in the pipe but the pipe itself did not explode, lessening its impact, New York Gov. Andrew Cuomo told CNN's Wolf Blitzer. “Fortunately for us, the bomb partially detonated," he said. "He did detonate it, but it did not fully have the effect that he was hoping for." The suspect, Ullah, is currently being treated for laceration and burns to his hands and abdomen at Bellevue Hospital and the five injured were treated for minor injuries in area hospitals. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for a terrorist act, please note that there is no coverage for this specific event under any plans purchased on or after December 11, 2017.

November 1 - New York City Truck Attack
Around 3:05pm EST yesterday, a 29-year-old man in a rented pickup truck drove down a busy bicycle path near the World Trade Center in Manhattan, New York City. Eight people were killed and almost a dozen injured. After crashing the truck into a school bus, the suspect left the vehicle while displaying imitation firearms and was shot in the abdomen by a police officer, where he was than later taken into custody. A senior law enforcement official has stated that authorities found a note claiming the attack was made in the name of ISIS near the truck used in the attack, however, it is still under investigation. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for a terrorist act, please note that there is no coverage for this specific event under any plans purchased on or after October 31, 2017. 

October 11 - Hurricane Ophelia
Previous Tropical Storm Ophelia strengthened into a Hurricane today October 11, 2017. Currently, maximum sustained winds have increased to near 75 mph with higher gusts and is expected to strengthen during the next 48 hours. At this time however, there are no coastal warnings or watches in effect for Ophelia and no threats affecting land. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 11, 2017. 

October 11 - Northern California Wildfires
Including but not limited to the counties of Sonoma, Napa, and Mendocino, Powerful wildfires fanned by strong winds ravaged parts of Northern California's wine country on Monday, killing at least 13 people and destroying some 1,500 structures including wineries, homes and resorts. About 20,000 people were forced to evacuate, some of them fleeing on foot and by car as the fires quickly overtook their towns, the authorities said. State fire officials estimated that 17 separate fires, the first group of which began Sunday night, had burned about 115,000 acres over eight counties. More than 100 people had been taken to hospitals by Tuesday morning, and officials said that the tallies of the dead and injured were likely to rise. The main north-south highway that connects San Francisco to the northernmost parts of California was closed Monday as fire engulfed both sides of it. These fires have left more than 94,000 without power as of Tuesday morning, most of them in the North Bay Division and Sonoma area, and gas service was shut off to 30,000. With increased resources headed to the region to battle the wildfires, "hopefully we'll start seeing some turnaround throughout the course of today and into tomorrow," Scott McLean, deputy chief of the California Department of Forestry and Fire Protection, or Cal Fire, said earlier today. In the meantime, evacuation efforts are continuing, and dozens of shelters have opened across Northern California. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after October 9, 2017. 

October 11 - Anaheim Wildfire
In Southern California, a fire in the Anaheim Hills, about 40 miles southeast of Los Angeles had broken out Monday morning October 9, 2017 and burned through thousands of acres, sending smoke pouring into Orange County and turning the sky a smoky shade of orange. It is said to be the biggest in the county in nearly a decade which has currently burned more than 7,500 acres and at least 24 structures were destroyed with another 5,000 threatened, fire officials said. The fire has prompted mandatory evacuation orders for some residents within the Orange county. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after October 9, 2017.

September 25 - Hurricane Lee
Previous Tropical Storm Lee strengthened into a Hurricane September 24, 2017 in the Atlantic Ocean. Lee is beginning to move toward the south-southwest over the open Atlantic, with no current threat to land. Maximum sustained winds are near 90 mph with higher gusts.  Little change in strength is forecast during the next 48 hours. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 24, 2017. 

September 18 - Hurricane Otis
Previous Tropical Storm Otis strengthened into a Hurricane yesterday September 17, 2017 in the Pacific Ocean. Otis appears to have no threat to land, as there is currently no coastal warnings or watches in effect. Maximum sustained winds have decreased to near 100 mph and rapid weakening is forecast during the next 48 hours. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 17, 2017. 

September 18 - Hurricane Maria
Previous Tropical Storm Maria strengthened into a Hurricane yesterday September 17, 2017 in the Atlantic Ocean. Currently, maximum sustained winds are near 110mph, making Maria a Category 2 hurricane. Additional rapid strengthening is forecast during the next 48 hours, and Maria is expected to become a dangerous major hurricane before it moves through the Leeward Islands. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 17, 2017. 

September 14 - Hurricane Max
Previous Tropical Storm Max strengthened into a Hurricane today September 14, 2017 in the Pacific Ocean. Currently, Maximum sustained winds have increased to near 85 mph with higher gusts.  Additional strengthening is possible before the center of Max reaches the coast of Mexico later today.  Weakening is forecast once Max makes landfall, and it is expected to dissipate over the mountains of southern Mexico by late Friday. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 14, 2017.  

September 7 - Hurricane Katia
Previous Tropical Storm Katia strengthened into a Hurricane yesterday September 6, 2017. Currently, maximum sustained winds have increased to near 80 mph with higher gusts and is expected to strengthen during the next 36 hours. Tonight or early Friday, Katia will begin to move toward the coast of Mexico and could be near major hurricane strength at landfall. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 6, 2017. 

September 7 - Hurricane Jose
Previous Tropical Storm Jose strengthened into a Hurricane yesterday September 6, 2017.  Currently, maximum sustained winds have increased to near 90 mph and is forecast to strengthen during the next 48 hours. The Leeward islands are also currently monitoring Jose with a chance of hurricane and tropical storm watches, likely to be required for portions of these islands later this morning. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 6, 2017.

August 30 - Hurricane Irma
Tropical Storm Irma formed August 30, 2017 over the far Eastern Atlantic Ocean. Currently, maximum sustained winds are near 50mph with some strengthening forecasted over the next 48 hours. It has been stated that Irma could become a hurricane by Friday, but at the moment there is no immediate threat to land. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.  For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 30, 2017.